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Created on:

05 Aug 2024

Last Updated on:

26 Dec 2024

For Indians, obtaining a Schengen visa involves fulfilling specific documentation, proof of funds, and mandatory travel insurance.

Schengen visa for Indians guide

Travelling to Europe is a dream for many Indians, and the Schengen visa makes it possible to explore multiple countries with a single visa. However, the process can seem daunting without proper guidance. This guide aims to simplify the Schengen visa application process for Indians, ensuring a hassle-free journey to your European adventure with appropriate travel insurance coverage.

Understanding the Schengen visa

The Schengen visa permits travellers to visit 27 European countries within the Schengen Area without needing individual visas for each country. This visa is valid for short stays, typically up to 90 days within 180-days, for purposes like tourism, business, or visiting family and friends. Don’t forget travel insurance is not just a mandatory requirement for the Schengen visa but also a crucial part of your travel preparations.

Step-by-step application process

1. Determine the type of visa you need: Schengen visas are mainly for short stays, but they come in different types based on the purpose of your visit. Make sure you apply for the correct category to avoid complications along with the right travel insurance coverage which ensures peace of mind and financial protection during your travels. Customer needs to proactively engage with insurer to understand if their product is enlisted in Schengen embassy and meets minimum requirement set out by the embassy.

2. Choose your main destination: You must apply for your visa at the consulate of the country where you will spend the most time if you plan to visit multiple Schengen countries. If your stay is evenly split, apply at the consulate of the country you will enter first.

3. Gather required documents:

  • Valid passport: Must be valid for at least three months beyond your intended stay and have at least two blank pages.

  • Visa Application Form

  • Two Recent Passport-Sized Photographs

  • Travel itinerary: Including flight bookings and hotel reservations.

  • Travel insurance: Essential for covering medical emergencies and trip disruptions. Ensure your travel insurance coverage meets Schengen requirements. A comprehensive travel insurance plan covers medical emergencies, trip cancellations, lost luggage, and other unforeseen events.

  • Financial proof: Bank statements, ITR returns, or salary slips to demonstrate you can support yourself during your stay.

  • Proof of accommodation: Hotel bookings or an invitation letter from a host.

  • Employment proof: Letter from employer, NOC, or business registration documents if self-employed.

4. Book an appointment: Schedule an appointment at the visa application centre or the consulate of the main destination country.

5. Attend the appointment: Submit your documents, provide biometric data (fingerprints and photographs), and pay the visa fee, which is generally non-refundable.

6. Wait for processing: Visa processing time can vary, but it typically takes about 15 days. During peak travel seasons, it might take longer. Once approved, collect your visa and double-check the details for accuracy.

Applying for a Schengen visa as an Indian traveller involves careful preparation and adherence to guidelines.

To wrap it up

Remember, having a robust travel insurance plan is vital not only for visa approval but also for a safe and enjoyable trip, ensure your travel insurance coverage meets the Schengen standards to avoid any issues. Embark on your European journey confidently, knowing you are well-prepared and protected. Safe travels!

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The content of this blog has been created and carefully reviewed by the esteemed team at Zurich Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.

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