Single trip travel insurance

A single trip policy covers you for a one-off holiday to a destination (or destinations) of your choice and ends when you come home. It's worth taking out single trip cover as soon as you book your vacation, so there's a policy in place if you need to cancel your trip for one or more reasons covered by your policy.

You can still visit multiple countries as long as it's all part of the same trip. It's often cheaper than buying annual cover, so only pay for what you need.

Multi-trip travel insurance, as the name suggests, covers you for multiple trips over the course of a year. Rather than buying single-trip cover each time you travel, an annual multi-trip policy protects you for all your getaways in a 12-month period.

Single Trip means and include one Trip undertaken by the Insured during the Period of Insurance from the Country of Residence of the Insured on or after the date of commencement of the cover and returning to the Country of Residence of the Insured on or before the expiry of the cover.

A 'Single Trip' refers to a travel insurance policy which covers a specific trip or journey from departure to return.

If you take only one or two trips a year, a single trip policy is usually cheaper because you pay only for the exact dates you travel; if you fly several times a year, an annual multi-trip policy often works out cheaper overall. For the full cost comparison, see our annual multi-trip travel insurance page.

In most cases, a single trip policy can be extended if your return is delayed or you decide to stay longer, provided you request the extension before the original policy expires and have no pending or intended claim.

A single trip policy covers the core risks of one journey: emergency medical treatment abroad, trip cancellation and interruption, lost or delayed baggage, flight delays, loss of passport, personal accident, and emergency medical evacuation and repatriation, including emergency treatment for pandemic illness such as Covid-19. The exact limits depend on the plan tier you choose, for example Excel or Prime.