Single trip travel insurance
Explore comprehensive Travel Insurance plans for a seamless expedition!
Embark to your dream destination, knowing we have your back every step of the way.
Buy online to avail 2.5% discount on policy premium
Instant policy issuance with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
COVID-19
covered
Instant policy
No medical test
24/7
Around the clock assistance
Covers missed flight connections
What is Single trip travel insurance?
Single trip travel insurance is a type of travel insurance that offers coverage for a single trip or journey, typically from the departure date to the return date. This type of insurance is best for travellers going for short leisure or business trips. It provides financial assistance against unforeseen circumstances that may interrupt your travel plans. Typically, it includes coverage for trip cancellations or interruptions, medical emergencies and more. While purchasing single trip travel insurance, it is important to consider factors such as policy duration, coverage limits, deductibles and pre-existing medical conditions. Travellers can enjoy their journey with peace of mind, knowing they’re covered against unexpected events.
Features of Single Trip Travel Insurance by Zurich Kotak General Insurance
What does single trip travel insurance cover?
Single trip travel insurance typically provides protection for unexpected events that may occur during your trip. Here are some of the single trip travel insurance coverages:
Trip cancellation
Reimburses non-refundable expenses if you cancel your trip, due to unexpected events.
Loss of passports and other travel documents
Covers replacement costs if your passport or other documents are lost.
Medical expenses
Provides medical treatment, hospital stays and prescribed medication during your trip.
Medical evacuation
Covers transportation costs to a medical facility if you require emergency medical attention.
Travel Insurance Comparison
Compare plans with us
| Excel | Prime | |
 Sum Insured | ||
| Medical Cover | ||
Medical Expenses -Accident and Illness | ||
Daily Allowance | ||
Medical Evacuation | ||
Repatriation of Mortal Remains | ||
Dental Expenses | ||
Compassionate Visit | ||
Adventure Sports Cover * | ||
Trip Extension (Overseas) * | ||
Waiver of Sub-limits * | ||
Addition of Co-pay * | ||
Medical Expenses - Accident Only * | ||
Pre-existing Disease cover * | ||
Home to Home Cover * | ||
Waiver Of Deductible * | ||
| Travel Inconvenience Covers | ||
| Accident Covers | ||
| Other Covers | ||
| Get Quote | Get Quote |
* Optional features are available for an additional premium. Please refer to the detailed list of coverages to confirm their availability before finalising your policy purchase.
Above plan is for Asia geography, please refer brochure and policy document for other geography plan compare.
What's Covered & Not Covered Under
Zurich Kotak Single Trip Travel Insurance?
Medical expenses - Accident and illness
Offers compensation for air travel of a family member or relative during the period of hospitalisation of an insured person.
Daily allowance
Due to an injury or illness on a trip, daily compensation against hospitalisation.
Medical evacuation
The cost of emergency evacuation and transportation for treatment of any illness or injury sustained during a trip.
Repatriation of mortal remains
The cost of transporting the remains of the insured deceased back to their country or local burial/cremation in the country where the death has occurred.
Dental expenses
Dental treatment for any injury or acute pain for insured person’s sound natural teeth.
Compassionate visit
Air travel of a family member or relative during the period of hospitalisation of an insured person.
Loss of checked-in baggage
Compensates the value of the lost checked-in baggage of an insured person.
Delay of checked-in baggage
Offers fixed allowance in case of delay in the receipt of checked-in baggage.
Trip delay
A fixed amount is provided for each block of 4 hours delay.
Trip cancellation
Compensates the financial loss incurred due to cancellation of the trip either fully or partially.
Trip interruption/ curtailment
The non-refundable expenses are compensated due to curtailment or shortening of the original trip, alteration or change in the itinerary after commencement of the trip.
Hijack distress allowance
In the event of the common carrier being hijacked or held captive, compensation is paid.
Loss of passport and other travel documents
The expenses incurred in obtaining duplicate travel documents in the event of its loss due to robbery, burglary, theft or natural disasters.
Missed connection
Reimburse the extra cost of accommodation and travel incurred to reach the next destination in the event of failure to access the connecting flight/connecting journey through common carrier/public carrier.
Personal accident
Lump sum payment in the event of an accidental death or Permanent Total Disablement (PTD) due to an accident during a trip.
Personal accident - common carrier
Lump sum payment in the event of an accidental death or Permanent Total Disablement (PTD) due to an accident while travelling in a common carrier during a trip.
Personal liability
Offers coverage to insured against legal liability arising on account of bodily injury or property damage to third party due to an accident whilst on the trip
Automatic extension of policy
It offers extension of the travel insurance policy in case of trip extension as a result of insured perils outlined in the policy wordings
Serves in Military or Armed forces
Military or Armed forces personnel serving in peace or war is excluded from the coverage.
Travelling against physician’s advice
Insured person travelling against the advice of a Physician; or receiving or on a waiting list for receiving specified medical treatment; or is travelling for the purpose of obtaining medical treatment; or has received a terminal sign for a medical condition.
Under the influence of intoxicants
Being under the influence of drugs, alcohol, or other intoxicants, substance abuse or any addictive condition and consequences are excluded from the coverage.
Key benefits of buying single trip travel insurance from Zurich Kotak General Insurance
Experience seamless protection and security with us
Zurich Kotak General Insurance offers a range of online travel insurance plans to match your coverage needs. The plans are comprehensive in their scope of coverage and are available at affordable premiums. Here are some reasons why you can choose Zurich Kotak General Insurance for buying an online travel insurance.
A trusted name
Zurich Kotak General Insurance is a part of the Zurich Insurance Group (Zurich) which has more than 150 years of experience in the industry, serving people and businesses in more than 200 countries and territories.
Quick assistance
You might need assistance in buying a suitable travel plan or at the time of claims. Zurich Kotak General Insurance offers assistance for all your queries and needs. You can connect at your convenience and get the solution for your queries.
Quick claim settlements
Zurich Kotak General Insurance has consistently settled customer claims to help you in times of need.
Wide variety of travel insurance products
Get variety of travel insurance plans from Zurich Kotak General Insurance.
Easy purchases
Easily purchase a Zurich Kotak travel insurance online. Visit the website, choose your plan, fill an online application, and pay premiums for online transactions.
Steps to buy single trip travel insurance online from Zurich Kotak General Insurance
Hassle-free insurance at your fingertips with our easy and fast online process
It's time to make trip your priority. Opt Zurich Kotak General Insurance's travel insurance plan in just a few steps. Apply for the travel plan as listed below:
Click on the "Secure your Trip" button on the Zurich Kotak Travel Insurance Page.
Fill your details such your Destination country(s), Trip duration, mobile no., number of adult (self and/or spouse)/number of children’s (upto 3 children's) and age.
Select the suitable plan, enter proposer KYC details of proposer and proposal information of members proposed to be insured
Review details entered and Make the online payment and then you can download the policy document instantly
Download Now
Download Now
wait time
Intimate Claim
Quick Verification
Instant Settlement
How to file Zurich Kotak travel insurance claim
Filing a claim has never been this easy – we made sure of it
To initiate a cashless claim, contact us on below 24x7 helpline number for assistance and registering the claims EUROP ASSISTANCE INDIA PRIVATE LIMITED Contact number for cashless claims (Overseas) - For USA – 1833 470 4228 (toll free) - For rest of the world - +91 22 67347863 / +91 22 69635366 - In India - +91 22 67347863 / +91 22 69635366 Email Id – zurichkotakclaims@europ-assistance.in
Take a pre-authorisation in case of a planned hospitalisation by informing us 5 days prior to admission
In case of unplanned hospitalisation, intimate us about your claim within one day or as soon as is reasonably possible but in any case, before discharge from the Hospital
Visit any hospital & use our Policy Certificate to avail cashless facility
Intimate us by calling 1800 266 4545 immediately on hospitalisation.
To initiate a reimbursement claim, contact us on below 24x7 helpline number for assistance and registering the claims EUROP ASSISTANCE INDIA PRIVATE LIMITED Contact number for reimbursement claims (India) - +91 22 67347863 / +91 22 69635366 Email Id – zurichkotakclaims@europ-assistance.in Correspondence Address: EUROP ASSISTANCE INDIA PRIVATE LIMITED, Star Hub Building No. 2, 7th Floor, Near ITC Maratha Hotel, Sahar, Andheri (East), Mumbai – 400 059, Maharashtra, India
Submit all the documents as per policy to us within 30 days of discharge
Post submitting the documents, we will evaluate the details and the documents and come back on your claim
List of documents required for travel insurance claim reimbursement
Get familiar with the documents needed for speedy claim process
Documents required for travel insurance claim
There are certain documents which are required for travel insurance claim reimbursement. These documents are as follows
Medical reports and discharge summary
Medical Bills/receipts
Transportation details
Photocopy of the death certificate (in case of death)
Certificate from the Treating Medical Officer mentioning the need for a companion (If no adult member from the family is available)
Confirmation of cancellation of the trip
Security stamped boarding pass for the flight which got delayed
Copy of Passport with visa entry and exit stamp
Copy of the air ticket and boarding pass
FIR/copy of police report obtained within 24 hours of becoming aware of theft
Photo Identity Proof
Any other document as may be appropriately applicable for the claims preferred under the section of the Policy.
Travel Insurance Terms You Need to Know about
There's always more to know about travel Insurance
Common carrier means any civilian land, water conveyance or scheduled aircraft operated under a valid license issued by a governmental authority having jurisdiction for the transportation of fare paying passengers under valid ticket.
Trip / Journey means any journey undertaken within Policy Period and which commences when the passenger boards the Common Carrier for onward overseas journey and terminates when he disembarks on return to India or the Policy Period End Date whichever is earlier.
Checked-in baggage mean the baggage entrusted by the Insured and accepted by a Common Carrier for transportation for which a baggage receipt is issued to the Insured by the Common Carrier. This shall exclude all the items that are carried/transported under a contract of affreightment.
Read the latest travel insurance blogs
5 reasons why you should buy travel insurance
Created on:
06 Aug 2024
Last Updated on:
15 Oct 2024
Travel insurance tips: How to choose the right travel insurance coverage?
Created on:
09 Aug 2024
Last Updated on:
15 Oct 2024
How to calculate travel insurance premiums online?
Created on:
08 Aug 2024
Last Updated on:
15 Oct 2024
Other quick links
Easy access to more, check out these quick links
Single trip travel insurance Frequently Asked Questions
Of course, you may have more questions related to travel insurance, so scroll down and find your question answered!
A single trip policy covers you for a one-off holiday to a destination (or destinations) of your choice and ends when you come home. It's worth taking out single trip cover as soon as you book your vacation, so there's a policy in place if you need to cancel your trip for one or more reasons covered by your policy.
You can still visit multiple countries as long as it's all part of the same trip. It's often cheaper than buying annual cover, so only pay for what you need.
Multi-trip travel insurance, as the name suggests, covers you for multiple trips over the course of a year. Rather than buying single-trip cover each time you travel, an annual multi-trip policy protects you for all your getaways in a 12-month period.
Single Trip means and include one Trip undertaken by the Insured during the Period of Insurance from the Country of Residence of the Insured on or after the date of commencement of the cover and returning to the Country of Residence of the Insured on or before the expiry of the cover.
A 'Single Trip' refers to a travel insurance policy which covers a specific trip or journey from departure to return.
While on your trip, you can visit multiple destinations or multiple countries, and that is still considered a single trip while you are away from your country.
"Always by your side. Keeping you safe"