Group Health Insurance Products

At Zurich Kotak General Insurance, we have designed comprehensive group insurance policies to protect employer-employee groups and non-employer-employee groups like banks, credit societies, educational institutions, travel companies, etc. The term "group health insurance" refers to a health insurance plan that covers many employees working under the same organization. As the employer bears the premium for the same, this is often a valuable benefit for employees. Given the potential risks we are prone to in our daily lives, our policies offer superior coverage to the workforce/group members and their families against unforeseen medical expenditures and accidental risks. The group insurance policies are tailor-made to fit all health and accident-related requirements

Here's a quick look at our group policies, and their differentiating features:

1
Group Health Care

Overview

Group Health Care policy provides customised Health insurance coverage for employees/group members and their dependents based on a company’s requirements. The rising costs in healthcare have made it imperative for companies, irrespective of their size, to safeguard the interests of group members in case of hospitalisation. Available at flexible and affordable rates, the policy helps companies to cushion the financial strain faced by their employees/group members due to unforeseen medical expenses.

Key Features & Benefits

In-patient Treatment

Pre-hospitalisation Medical Expenses

Post-hospitalisation Medical Expenses

Day Care Treatment

Domiciliary Hospitalisation

Emergency Ambulance

Donor Expenses

There are several other optional covers like Alternative Treatment, Daily Cash Benefit, Home Nursing, Convalescence, etc. which can be included in the policy.

2
Group Secure Shield
3
Group Accident Protect
4
Group Smart Cash
5
Group Smart Health
6
Group Health Assure

Other Optional Covers

There are several other optional covers like Air Ambulance, Daily Cash Benefit, Convalescence, etc. which can be included in the policy. Zurich Kotak General Insurance also provides below mentioned Group products to cater to the needs of micro insurance customers:

Group Health Care - Micro Insurance – – UIN: ZUKHMGP21347V032021

Group Secure Shield - Micro Insurance – – UIN: ZUKHMGP22115V032122

Group Accident Protect - Micro Insurance – – UIN: ZUKPMGP22116V032122

Group Smart Cash - Micro Insurance – – UIN: ZUKHMGP21348V032021

Group Smart Health - Micro Insurance – – UIN: ZUKHMGP24063V032324

Group Health Assure - Micro Insurance – – UIN: ZUKHMGP24064V032324

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