Car Insurance In Chandigarh

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Instant car policy with zero paper-work

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Quick and hassle-free car claim process

Quick and hassle-free claim process

Zurich Kotak General Car Insurance Google Ratings

4/5

We take your safety seriously

Cashless Garages

4400+

Cashless Garages

Insurance Claim

Jet-Speed

Claims

No Claim Bonus

Upto 50%

No Claim Bonus

Car Claim Settlement Ratio

93.56%

Claim Settlement Ratio

24/7-Around-The-Clock-Car-Assistance

24/7

Around The Clock Assistance

Note: The above data is till 1st April, 2024

Car Insurance in Chandigarh overview

Chandigarh is a Union Territory, and the joint capital of both Punjab and Haryana. This beautiful city offers travellers various unique places to explore, and some lip-smacking food. Being one of the first planned cities in India, it is internationally known for its urban design and architecture. Based on a national government study, Chandigarh has been reported to be one of the cleanest cities in India.

The city’s high per capita income and cosmopolitan nature invites people from across the country to come here and make a living. This, in turn, has increased the population manifold. And despite a well-connected public transport system, there has been a surge in car ownership. People tend to prefer the convenience and comfort of a car to navigate around the well-planned boulevards and streets of Chandigarh. But, driving here comes with the attached responsibility of buying car insurance. As per the Motor Vehicles Act, it is mandatory to have third party car insurance in India.

At Zurich Kotak General Insurance, we offer our customers comprehensive policies which provide protection against accidental damages. Further, we provide the convenience of cashless garage services. Once insured, you don’t need to pay anything upfront to get your car repairs underway.

Car Insurance - Zurich Kotak General Insurance

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Cashless Garages in Chandigarh

When selecting a car insurance policy, it’s crucial to opt for one that provides comprehensive protection for you and your vehicle against accidental damages, ensuring your peace of mind. With our services, paying a car insurance premium in Chandigarh is both easy and secure. Along with our cashless garage facility, here are the key benefits you'll enjoy with car insurance in Chandigarh:

Benefits & Advantage of Buying Car Insurance Online in Chandigarh

An effective car insurance policy should offer comprehensive protection against accidental damages, providing you with peace of mind. Here are the standout features of our comprehensive car insurance policy, especially for those seeking car insurance in Chandigarh:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • No Claim Bonus

  • Add-ons such as zero depreciation cover, medical cover, etc.

  • Up to 22.5% additional discount based on credit score

  • Automobile Association of India (AAI) member discount

So, if you are looking for car insurance in Chandigarh, be sure to check out our policies.

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We process your claim @ Jet-speed
Intimate Claim

Intimate Claim

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Instant Settlement

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Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

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Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

Zurich Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

Car Insurance glossary

There's always more to explore when it comes to Zurich Kotak Car Insurance

Insured Declared Value (Idv) in Car Insurance

Insured declared value (IDV) in car insurance

The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.

No Claim Bonus (Ncb) in Car Insurance

No claim bonus (NCB) in car insurance

The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.

Zero Depreciation in Car Insurance

Zero depreciation in car insurance

Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.

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RTO- Regional Transport Office

Your guide to RTO offices. Get insights into different locations

RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

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Zurich Kotak General Insurance

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