Engine Protect add-on
Limit your speed, not your car insurance
Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
4200+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
98.31%
Claim Settlement Ratio
24/7
Around The Clock Assistance
Note: The above data is till 1st April, 2024
What is Engine Protect add-on cover?
Engine protect add-on cover is an optional add-on that covers damages to engine caused only out of water ingression/leakage of lubricating oil which directly cause loss or damage to the aforesaid parts.
Get Quick Support![image]()
I’m here to help.
premium? I'm here to help.
Hi there, how can we help you?
I wanna know about my premium
Engine Protect add-on cover
Benefits of Engine Protect add-on cover
Engine Protect add-on cover offers several benefits that can provide you with financial protection and peace of mind. Here are some key benefits of having Engine Protect add-on cover:
Coverage for oil leaks and water damage:
Engine Protect add-on cover includes coverage for oil leaks and damages caused by water ingress. Oil leaks can lead to engine damage and require costly repairs, while water damage can occur due to incidents such as driving through flooded areas or if the car is parked in flooded areas. Having this add-on coverage for these situations can be beneficial in saving you from significant repair costs.
Peace of mind:
Engine problems and breakdowns can be stressful and can cause significant inconvenience. With Engine Protect add-on cover, you have the assurance that if such situations arise, you have financial protection. This peace of mind can be valuable, especially for individuals who heavily rely on their vehicles for daily commuting or work purposes.
Why is it essential to purchase an Engine Protect add-on cover?
According to the Indian Motor Tariff Act, it is compulsory for all the vehicles in India to be insured under third-party insurance cover. The general insurance cover offered under a basic motor plan may not be sufficient for your insured vehicle. Purchasing an engine protect add-on over the base cover is a wise decision for anyone who values the longevity and optimal performance of their vehicle. The engine is the heart of a car, responsible for powering all its components and ensuring smooth operation. However, it is also highly susceptible to damage from a range of factors, mentioned under policy wording of Zurich Kotak General Insurance. Investing in an Engine Protect add-on cover provides an added layer of defence against these potential hazards.
In conclusion, purchasing an engine protect cover is a proactive measure that helps safeguard your vehicle's engine from various potential hazards. Investing in this protective accessory is a small price to pay for the long-term benefits it offers in terms of engine health, performance and security.
Steps to buy car insurance online from Zurich Kotak
Hassle-free insurance at your fingertips with our easy and fast online process
Get All-round protection for your precious vehicle in a few steps. We at Zurich Kotak General Insurance understand the value of your time and have simplified the car insurance buying process to a few simple steps.
Click on the "Get a Car Insurance Quote" button on the Zurich Kotak Car Insurance Page
Fill in your car details such as registration number, model, make etc.
Fill in you personal details and make the payment online.
How to get an online quote for car insurance
See how simple it is to get a car insurance quote with us
Visit Zurich Kotak General Insurance website
Log in to your Zurich Kotak General Insurance profile using the OTP sent to your mobile number
Fill in your details such as car registration number, mobile number and email id (optional).
Click on the "Get A Quick Quote" button on the Zurich Kotak Car Insurance Page and review coverage
How to buy insurance for a new car
We'll walk you through buying insurance for your new car
Click on the "Get a Car Insurance Quote" button on the Zurich Kotak Car Insurance Page
Fill in the required details such as registration number, model, make, etc.
Fill in you personal details and make the payment online.
Download Now
Cut the wait time
Intimate Claim
Quick Verification
Instant Settlement
Zurich Kotak Car Insurance Reviews & Ratings
Look what they have to say
We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.
Car Insurance
Car Insurance
Car Insurance
Steps to renew car insurance policy online from Zurich Kotak
Follow these quick steps to renew your car insurance policy and keep your car protected always
Your car insurance is just a click away. Visit the Zurich Kotak Car Insurance page to get your car insurance quote.
Visit https:www.zurichkotak.com/renewal and choose the car insurance policy that you want to renew
Enter your policy number and mobile number and click on ‘Submit’.
Your policy number will be verified and you will be able to check the details of your existing policy. You can continue to renew renew the existing policy or make changes.Your policy number will be verified and you will be able to check the details of you
Pay the renewal premium and your policy will be done instantly!
How to file a car insurance claim at Zurich Kotak
Filing a claim has never been this easy – we made sure of it
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
List of documents required for filing a car insurance claim
Get familiar with the documents needed for speedy claim process
Documents required for car insurance claim
To raise a motor insurance claim under different situations mentioned above, you will require the following documents.
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
How to download Your policy copy
Here is your step-by-step guide to access your policy copy
Losing your car insurance policy may lead you to pay heavy fines, although you have one. But now, you can immediately download your car insurance policy copy from our website.
Enter your policy number
Enter your registered mobile number Or your registered email Id
Click on Get OTP
Type the OTP and click on download car insurance policy document
Zurich Kotak General Insurance cashless network garages
Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty
Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
Head over to our learning centre
Important Traffic Rules To Follow To Ensure Safety While Driving
Last Updated on:
02 Sep 2024
What is Anti Theft Device and its Impact on Car Insurance Premium
Last Updated on:
02 Sep 2024
RTO- Regional Transport Office
Your guide to RTO offices. Get insights into different locations
RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.
Other quick links
Easy access to more, check out these quick links
Car insurance for your favorite brands
We've got you covered with car insurance for your favorite brands
Car insurance by city
Your city, your coverage so you pick the right car insurance!
Important Blogs about Car Insurance
Your car deserves the best insurance
FAQs Engine Protect add-on cover
Engine Protect add-on cover is an additional insurance coverage that you can purchase to protect your vehicle's engine from oil leakages & water ingression and consequential damages.
Engine Protect add-on cover typically covers the repair or replacement costs of engine parts, differential parts and gear box parts which becomes necessary due to consequential damage arising out of water ingression/leakage of lubricating oil which directly causes loss or damage to the engine.
The specific exclusions can vary depending on the policy terms, but common exclusions from Engine Protect add-on cover include damages caused by accidents, negligence, wear and tear, improper maintenance, and pre-existing conditions. It's important to carefully review the policy documents to understand the specific exclusions.
Engine Protect add-on cover is typically available for various types of vehicles, including cars, motorcycles, and commercial vehicles. However, the availability and terms may vary depending on the type of vehicle you own. It's advisable to check with your insurer regarding the availability and eligibility for your specific vehicle.
To purchase Engine Protect add-on cover, connect with Zurich Kotak General Insurance. We will provide you with the necessary information, policy details, and pricing. You can choose to add it to your existing vehicle insurance policy or include it when purchasing a new policy.
Whether Engine Protect add-on cover is necessary depends on your individual circumstances, the age of your vehicle, and your risk tolerance. If you own a new or relatively new vehicle and want to safeguard yourself against costly engine repairs, Engine Protect add-on cover can provide valuable protection. However, if you own an older vehicle or have alternative means of covering potential repair costs, you may choose not to opt for this coverage.
Deductibles, or the amount you need to pay out of pocket before the insurance coverage kicks in, can vary depending on the policy terms. Some policies may have a deductible while others may not. It's important to review the policy documents to understand the deductible requirements, if any, associated with Engine Protect add-on cover.
The number of claims you can make under Engine Protect add-on cover is usually limited. Typically, a maximum limit on the number of claims or a maximum claim amount is set within a policy period.