Motor InsuranceCar InsuranceMahindra Car Insurance

Mahindra Car Insurance

Car insurance price starting at just ₹2,094*

Mahindra Car Insurance
Renew my policy
6500+

6500+

Cashless garages

Jet-speed

Jet-speed

claims

Upto

Upto

50% No Claim Bonus

24/7

24/7

Around the clock assistance

Note: The above data is till 1st April, 2025

Benefits of Buying Mahindra Car Insurance Online

Quick and Easy Purchase

Quick and Easy Purchase

Quick and Easy Purchase

Buy or renew your Mahindra car insurance in just a few clicks—no paperwork, no hassle.

Cashless Network Garages

Cashless Network Garages

Cashless Network Garages

Enjoy hassle-free cashless servicing at Zurich Kotak's extended network of garages across India , ensuring smooth repairs when you need them most.

Instant Claim Assistance

Instant Claim Assistance

Instant Claim Assistance

Get quick claim support with a simple, user-friendly process that saves time during stressful situations.

24x7 Roadside Assistance

24x7 Roadside Assistance

24x7 Roadside Assistance

Stuck on the road? Our 24x7 emergency roadside assistance is just a call away—anytime, anywhere.

Add-on Covers for Extra Protection

Add-on Covers for Extra Protection

Add-on Covers for Extra Protection

Enhance your policy with useful add-ons like zero depreciation, engine protection, Tyre protection cover, and more.

No Claim Bonus (NCB)

No Claim Bonus (NCB)

No Claim Bonus (NCB)

Drive safe and enjoy up to 20% to 50% off your premium with NCB rewards for claim free years.

Quick and Easy Purchase

Quick and Easy Purchase

Quick and Easy Purchase

Buy or renew your Mahindra car insurance in just a few clicks—no paperwork, no hassle.

Cashless Network Garages

Cashless Network Garages

Cashless Network Garages

Enjoy hassle-free cashless servicing at Zurich Kotak's extended network of garages across India , ensuring smooth repairs when you need them most.

Instant Claim Assistance

Instant Claim Assistance

Instant Claim Assistance

Get quick claim support with a simple, user-friendly process that saves time during stressful situations.

24x7 Roadside Assistance

24x7 Roadside Assistance

24x7 Roadside Assistance

Stuck on the road? Our 24x7 emergency roadside assistance is just a call away—anytime, anywhere.

Add-on Covers for Extra Protection

Add-on Covers for Extra Protection

Add-on Covers for Extra Protection

Enhance your policy with useful add-ons like zero depreciation, engine protection, Tyre protection cover, and more.

No Claim Bonus (NCB)

No Claim Bonus (NCB)

No Claim Bonus (NCB)

Drive safe and enjoy up to 20% to 50% off your premium with NCB rewards for claim free years.

Types of Mahindra car insurance plan

Comprehensive Car Insurance

A comprehensive car insurance policy provides full protection. It covers both damages to your own vehicle and third-party liabilities. This includes accidents, theft, fire, natural disasters such as floods or earthquakes, and man-made events like riots or vandalism. Optional add-ons, including zero depreciation and roadside assistance, can further enhance coverage. This plan is ideal for new or high-value Mahindra cars.

Third-Party Car Insurance

A third-party insurance policy is mandatory under the Motor Vehicles Act. It covers injuries, disabilities, or fatalities caused to others, as well as damage to their property. This is the most basic legal requirement.

Own Damage (OD) Car Insurance

A stand-alone OD policy protects your Mahindra from accidental damage, fire, theft, or natural calamities. It must be purchased alongside a third-party policy and suits owners who wish to cover only their own vehicle.

Mahindra car insurance add-ons

Depreciation cover

Depreciation cover

This add-on ensures that if any parts of your Mahindra need replacement after an accident, you get the full claim amount without deductions for depreciation. It is especially useful for newer vehicles.

Roadside Assistance

Roadside Assistance

Get 24x7 support for emergencies like towing, flat tyres, battery jumpstarts, or fuel delivery. This add-on ensures help is available whenever and wherever you need it.

Engine Protect Cover

Engine Protect Cover

Covers repair costs for engine damage caused by oil leaks or water ingress, helping avoid large out-of-pocket expenses.

Consumables Cover

Consumables Cover

Reimburses the cost of consumables like lubricants, nuts, and bolts used during repairs. This is not typically covered under a standard policy.

How to Buy Mahindra Car Insurance Online?

1

Visit the official Zurich Kotak General Insurance website and enter your Mahindra car’s registration details along with personal information.

2

Choose your policy type (Comprehensive, Own Damage, or Third-Party) and select any desired add-ons like zero depreciation or roadside assistance.

3

Review premium and coverage details carefully, then proceed to make a secure payment online via debit/credit card or net banking.

4

Receive your digital policy instantly through email and SMS.

How to download Your Mahindra car insurance policy copy

Losing your car insurance policy may lead you to pay heavy fines, although you have one. But now, you can immediately download your Mahindra car insurance policy copy from our website.
2

Enter your policy number

3

Enter your registered mobile number Or your registered email Id

4

Click on Get OTP

5

Type the OTP and click on download car insurance policy document

How to make a claim for a Mahindra car insurance policy at Zurich Kotak General Insurance?

1
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
2
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
3
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
4
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
5
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
6
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.

Cashless garages near you

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

How to renew Mahindra car insurance for old cars?

Renewing your Mahindra car insurance online is quick and convenient with Zurich Kotak. Here’s how you can renew smoothly:
1
Visit the Renewal Page: Head to Zurich Kotak’s car insurance renewal portal.
2
Enter Policy Details: Provide your current Mahindra car insurance policy number along with your registered mobile number or customer ID.
3
Verify Vehicle and Coverage Information:Check your Mahindra’s registration details and review the coverage under your existing plan.
4
Customise Your Cover: For older cars, you can adjust your plan by adding or updating add-ons such as roadside assistance, zero depreciation (if applicable), or engine protection cover for added peace of mind.
5
Make a Secure Online Payment: Complete the Mahindra car insurance renewal using a debit/credit card, UPI, or net banking.
6
Receive Instant Digital Policy: Your renewed Mahindra car insurance price and policy documents will be sent instantly via email and SMS, with no paperwork required.

Frequently Asked Questions

Questions you may have about Zurich Kotak General Insurance

The Mahindra car insurance price depends on several factors, including the car’s Insured Declared Value (IDV), model, variant, age, location, engine capacity, claim history, add-ons chosen (such as zero depreciation or engine protection), and the type of policy selected. Generally, a newer model, higher IDV, or larger engine capacity leads to a higher premium.

Yes, the model and variant directly impact the premium. Premium variants or SUVs with larger engines typically attract higher premiums due to their higher repair and replacement costs.

Yes, every Mahindra car insurance policy includes Compulsory Personal Accident Cover for the owner-driver, with a minimum cover of ₹15 lakh as required by IRDAI regulations.

Yes, zero-depreciation cover can be added to a comprehensive Mahindra car insurance policy. It is especially useful for vehicles under five years old, as claims are settled without deducting depreciation on replaced parts.

Yes, roadside assistance is available as an add-on. It provides services such as towing, emergency fuel delivery, jump-starts, tyre changes, and minor on-spot repairs, adding more value to your Mahindra car insurance policy.

NCB reduces the renewal cost of Mahindra car insurance by rewarding claim-free years with discounts ranging from 20% to 50%. However, the bonus resets if a claim is made.

Yes, installing ARAI-approved anti-theft devices can reduce your Mahindra car insurance price, as they lower the risk of theft. Insurers usually provide this benefit through discounted premiums.

Yes, the IRDAI guidelines permit long-term options, such as a three-year third-party cover for new Mahindra cars. Comprehensive policies are typically offered on an annual basis, but some insurers may also provide them for multi-year terms.

Yes, the NCB benefit is linked to the policyholder rather than the vehicle. It can be transferred when purchasing a new Mahindra, provided the required documents are shared during the policy issuance or renewal process.

Yes, buying Mahindra car insurance online is secure when done through official insurer platforms. It offers instant issuance, safe payment options, and easy access to digital policy copies, making the process straightforward and reliable.