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Check car insurance policy
A car insurance policy is not only a financial safeguard but also a legal requirement for every vehicle owner in India. Driving without valid insurance can lead to penalties, financial mess at times, or even legal issues. That’s why it’s important to regularly check car insurance policy details.
With Zurich Kotak General Insurance, you can instantly verify your insurance validity, expiry date, policy number, and coverage type. Checking your policy status ensures uninterrupted compliance with the Motor Vehicles Act and gives you peace of mind knowing your vehicle is always protected. It also helps you plan timely renewals and avoid lapses in protection.
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How to check car insurance validity online
You can easily check car insurance validity online through multiple platforms:
● Visit your insurer’s official website and log in using your policy number or mobile number.
● Use government platforms like Parivahan Sewa or VAHAN to verify details.
● Access the mParivahan app for on-the-go status checks.
● Renew instantly on Zurich Kotak’s website if your policy is about to expire.
What is the validity of a car insurance policy?
A typical car insurance policy is valid for one year, after which it must be renewed. Many insurers, including Zurich Kotak, also offer long-term policies valid for up to three years. By regularly checking your policy validity, you ensure there are no coverage gaps. Timely renewals also help you retain benefits, such as the No Claim Bonus (NCB), which significantly reduces premium costs in the long run.
How to check car insurance validity?
Checking the validity of your car insurance policy is simple and can be done both online and offline.
How to check car cnsurance validity online?
● Visit Zurich Kotak’s website and log in with your registered details.
● Use government portals like Parivahan Sewa or VAHAN for quick verification.
● Check through the mParivahan mobile app for real-time status.
How to check car insurance validity offline?
● Visit your insurer’s nearest branch and provide your policy number.
● Contact customer support via phone or email for assistance.
● Check your physical policy document or renewal reminder messages sent by your insurer.
How to check vehicle insurance status online on parivahan sewa?
The Ministry of Road Transport and Highways (MoRTH) provides the Parivahan Sewa portal for vehicle-related services. To check your car insurance status here:
● Visit the Parivahan Sewa official website.
● Go to the “Know Your Vehicle Details” section.
● Enter your vehicle registration number and submit.
● View details such as policy validity, the insurer’s name, and coverage type instantly.
This method is highly reliable and accessible nationwide.
How to check car insurance status online on m parivahan mobile app?
The mParivahan app, launched by MoRTH, allows users to check vehicle details on their smartphones. Steps include:
● Download and install the mParivahan app.
● Enter your vehicle registration number.
● Instantly view car insurance policy validity, insurer details, and expiry date.
The app is particularly useful for owners who travel often and want instant access to policy information on the go.
Check car insurance status online on vahan
The VAHAN portal, managed by the Ministry of Road Transport, is another reliable option:
● Visit the VAHAN official portal.
● Navigate to the “Know Your Vehicle Details” tab.
● Enter your vehicle registration number and CAPTCHA code.
● View policy expiry date, insurance provider, and coverage type.
The VAHAN database is integrated with RTO records, making it a trusted source to check car insurance policy online.
How to check car insurance status online at the RTO?
Another reliable way to verify your car insurance policy status is by visiting the Regional Transport Office (RTO) where your vehicle is registered. Every RTO maintains records of registered vehicles, including their insurance details.
Here’s how you can check:
Visit the RTO with your vehicle registration certificate (RC).
Request the officer in charge to provide your insurance details.
Provide additional identification if required (like Aadhaar or driving licence).
The RTO officer will check the records and confirm your policy validity, insurer’s name, and expiry date.
Though slightly time-consuming compared to online methods, this approach is helpful if you want to verify details physically or do not have internet access.
How to check car insurance policy status online on the Zurich Kotak website?
Zurich Kotak makes it easy to check car insurance policy details directly on its official website:
Visit the Zurich Kotak General Insurance website.
Navigate to the “Check Policy Status” section.
Enter your policy number, customer ID, or registered mobile number.
Verify with an OTP sent to your mobile/email.
Instantly view your policy status, expiry date, coverage type, and renewal options.
This method is especially useful for Zurich Kotak policyholders as it not only shows policy details but also provides renewal links. Customers can instantly renew lapsed or expiring policies online, ensuring uninterrupted protection.
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Frequently asked questions on checking car insurance policy
Checking your policy ensures your coverage is active and helps you avoid driving with expired insurance, which is illegal and risky. It also allows you to renew on time and preserve benefits like No Claim Bonus (NCB).
You generally need your vehicle registration number, policy number, or registered mobile number. Some portals may also ask for an OTP verification to confirm your identity.
Yes. Platforms like VAHAN and mParivahan allow you to check policy status using just your vehicle registration number. On Zurich Kotak’s website, you can also use your registered mobile number or customer ID.
If your car insurance policy has expired, renew it immediately online through Zurich Kotak. In some cases, an inspection may be required for long-expired policies. Renewing promptly avoids penalties and ensures continued financial protection.
On Zurich Kotak’s website, log in with your policy number or mobile number and choose the “Download Policy” option. The soft copy will be sent instantly to your registered email address and mobile number.