Bike Insurance in Delhi NCR

Limit your speed, not your two-wheeler insurance

Instant policy with zero paper-work

Quick and hassle-free claim process

4/5

We take your safety seriously

4200+

Cashless Garages

Jet-Speed

Claims

Upto 50%

No Claim Bonus

98.31%

Claim Settlement Ratio

24/7

Around The Clock Assistance

Note: The above data is till 1st April, 2024

Two Wheeler Insurance Policy in Delhi NCR

Delhi, the capital of India, also happens to be a union territory. Accredited as the heart of the country, this sprawling city is home to the judicial, executive and legislative departments of the Government of India.

Replete with a fascinating past, the remnants of this city appear in the labyrinth of old edifices, narrow lanes and historical sites, such as the Red Fort, Qutub Minar, Humayun’s Tomb, India Gate, and many more.

Amidst a rich history and culture, present-day Delhi has a lot more to offer. Today, the city-turned-metropolis emanates a modern and pulsating lifestyle fraught with new roadways, residential complexes, entertainment centres, shopping malls, numerous satellite skyscrapers, and so on. From the industrial hub of Gurgaon to the expansive green areas of Noida, one can experience the city’s progression first-hand.

Key features of Two Wheeler Insurance from Zurich Kotak

Discover the exciting bike Insurance Features that go the extra mile for your safety

Cashless servicing.

Zurich Kotak General Insurance has to tie up with 4000+ cashless garages network across India to provide its customers access to cashless servicing. You just have to take your vehicle to the nearest network garage for repair and the insurance company will take care of the expenses incurred.

NCB discounts & entitlements

No-claim bonus is a discount rewarded to policyholders for each claim-free policy year, typically starting at 20% for the first year and reaching a maximum of 50% for the next five consecutive claim-free years. This bonus is transferable and can be applied to a new vehicle purchase.

Premium discounts

Get an additional discount (as per the tariff) on your bike insurance premium when you opt for Voluntary Deductible in addition to Compulsory Deductible.

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Cashless Garages in Delhi NCR:

We render convenient network of cashless garages throughout Delhi, Noida and Gurugram. This allows you to opt for the closest facility at your convenience.

Benefits of Zurich Kotak General Two Wheeler Insurance:

While opting for a two wheeler insurance, it is important to invest in a policy that safeguards you against financial liabilities which may transpire in case of an unforeseen event or accident. Moreover, it should offer additional benefits along with the accidental coverage. Keeping this in mind, we offer the following benefits:

Damage protection against man-made and natural calamities
Personal accident and passenger cover
Third party liability
No Claim Bonus
Add-ons such as zero depreciation cover, medical cover, etc.

So, there’s no need to scour the market for two wheeler/bike insurance in Delhi. Simply reach out to us, request a quick quote, and soon you’ll be road-ready in Delhi NCR.

Add–ons available with bike insurance policy by Zurich Kotak

Customize your coverage with our amazing add-ons - they're like bonus features for your bike protection!

Depreciation Cover

Zero depreciation is an add-on cover in which the claim amount is paid by the insurance company without considering the factor of depreciation of your bike or scooter

Return to Invoice

Return to invoice add-on pays the difference between the invoice value of your bike or scooter and its insured declared value in the event of total loss or theft.

Consumables Cover

Consumable covers include the cost of consumables such as bolts, screws, nuts, lubricants, etc needed in the repair of your bike or scooter

Engine Protect

Engine protect add-on covers the damages caused to the engine of your bike or scooter due to water logging or water spillage and pays for replacement or repair of the engine of the insured vehicle.

Steps to buy bike insurance online from Zurich Kotak

Hassle-free insurance at your fingertips with our easy and fast online process

Get all-round protection for your precious two wheeler in a few steps. We at Zurich Kotak General Insurance understand the value of your time and have simplified the bike & scooter insurance buying process to a few simple steps.

Click on the "Get A Quick Quote" button on Bike Insurance page.

Fill in your vehicle details such as registration number, model, make etc.

Check quote, fill in your personal details and make the payment online.

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Intimate Claim

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Instant Settlement

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Zurich Kotak Bike insurance Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

Bike Insurance

It was a smooth experience. Will surely recommend my friends for Kotak. Thank you it was a good experience.

Bike Insurance

Timely and hassle-free experience

Bike Insurance

The cashless claim was seamless and was a overall very good customer experience

Steps to renew bike insurance policy online from Zurich Kotak

Follow these quick steps to renew your bike insurance policy and keep your bike protected always

On-time renewals are beneficial and Zurich Kotak allows you the easy process of renewing your bike insurance policy online.

Steps to renew car insurance policy online from Zurich Kotak

Visit https://www.zurichkotak.com/renewal and select the type of two-wheeler insurance policy which is due for renewal. For example, if you want to renew a comprehensive two-wheeler insurance policy, then select comprehensive two-wheeler insurance.

How to claim Two-Wheeler Insurance online at Zurich Kotak

Filing a claim has never been this easy – we made sure of it

How to file a car insurance claim at Zurich Kotak

Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.

Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.

You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.

An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.

The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.

Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation

Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.

Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.

You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.

The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.

Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation

List of documents required for filing a bike insurance claim

Get familiar with the documents needed for speedy claim process

Documents required for bike insurance claim

To raise a bike insurance claim under different situations mentioned above, you will require the following documents.

Registration Certificate (RC) Copy

Policy Copy

Policy holder's valid ID proof

Drivers Driving license

FIR Copy (In case of theft and TP claim)

Duly filled Claim form

Any further requirements will be conveyed basis inspection

Steps to download physical copy of Bike Insurance Policy

Here is your step-by-step guide to access your policy copy

After you buy a policy online, the soft copy of the bike insurance policy is instantly issued and sent to the registered email ID. Thereafter, the physical copy of the bike insurance policy is sent through mail within a few days. If you are unable to find the soft copy of bike insurance policy in your email or if you have misplaced the physical copy, you can download the policy online

Visit our website www.zurichkotak.com

Click on ‘Download Policy Copy’ under Login button on top right-hand corner

Enter the policy number, registered mobile number or the registered email ID and click on ‘Get OTP’

An OTP would be sent to your registered mobile number and email ID. Enter the OTP in the required field and submit

The policy copy would be available for download. You can download it on your system and save it for future use

Zurich Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty

Buying a two-wheeler insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

Bike Insurance glossary

There's always more to know about bike Insurance

Two Wheeler Insurance Premium

The bike & scooter premium is the amount paid by the policyholder periodically to the insurance company towards the bike insurance policy

IDV in Two Wheeler Insurance

The IDV is the maximum coverage amount set by the insurer for a vehicle, based on the manufacturer's price adjusted for depreciation. In case of total loss, it represents the compensation to the policyholder.

Coverage in Two Wheeler Insurance

Coverage is the amount of risk that is covered for the policyholder through an insurance policy.

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RTO- Regional Transport Office

Your guide to RTO offices. Get insights into different locations

RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.