Hyundai Car Insurance
Car insurance price starting at just ₹2,094*
Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
4600+
Cashless Garages
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Claims
Upto 50%
No Claim Bonus
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Around The Clock Assistance
Note: The above data is till 1st April, 2025
Buy/Renew Hyundai car insurance policy online
Hyundai cars are popular across India for their stylish design, advanced features, and dependable performance. While these cars are trusted on the road, accidents, theft, or natural events may still occur. A car insurance policy from Zurich Kotak helps you handle such situations smoothly. With benefits like cashless repairs at network garages, fast claim settlements, 24/7 customer support, and optional add-ons such as zero depreciation and roadside assistance, Zurich Kotak makes it easy to protect your Hyundai. Whether buying a new policy or renewing online, you get a convenient, paperless experience that keeps both your car and finances well protected.
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Types of Hyundai car insurance plans
Hyundai car insurance comes in various plans designed to meet different protection needs.
A comprehensive car insurance policy purchased online offers wide-ranging protection by covering both own damage and third-party liabilities. It protects your Hyundai against accidents, theft, fire, natural calamities, and man-made incidents, ensuring complete financial security for your vehicle.
Third-party insurance is legally mandatory in India under the Motor Vehicles Act. It covers damages caused to another person’s property as well as bodily injury, disability, or death of a third party. While it does not cover damages to your Hyundai, it keeps you legally compliant and protects you from financial liabilities.
Own Damage car insurance protects your car against losses from accidents, theft, fire, and natural or man-made disasters. This policy is available only if you already have an active third-party liability policy, and it provides added financial protection for your own vehicle.
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What is covered and not covered under the Hyundai car insurance policy?
Understanding what your Hyundai car insurance policy covers and what it excludes is crucial for making informed choices.
Accidental damage
Covers the cost of repairs or replacement if your car is damaged in an accident or collision.
Fire, explosion & self-ignition
Protects your vehicle against damage caused by fire, explosions, or spontaneous ignition.
Theft & total loss
Provides compensation up to your car’s insured declared value (idv) if it’s stolen or declared a total loss.
Natural calamities
Covers damage from floods, storms, cyclones, earthquakes, and other natural disasters included in your policy.
Third-party liabilities
A legally required cover that protects against injury, death, or property damage caused to third parties by your vehicle.
Personal accident cover
Offers compensation for injury or death of the owner-driver, up to the sum assured, under a comprehensive policy.
Add-on covers (if opted)
Covers zero depreciation, roadside assistance, engine protect, consumables cover, return-to-invoice, and any other add-ons you choose.
Mechanical & electrical breakdowns
Problems caused by normal wear, tear, or mechanical and electrical failures aren’t covered.
Consumables & labour costs
Items like oil, nuts, bolts, and excessive labour charges are not included in the standard policy.
Driving without a licence or under influence
Claims won’t be accepted if the driver doesn’t have a valid licence or is under the influence of alcohol or drugs.
Racing or commercial use
Using your car for racing or business purposes, such as ride-sharing or deliveries, isn’t covered.
War, terrorism & nuclear events
Damage from war, war-like situations, terrorism (unless specifically covered), or nuclear incidents is excluded.
Deliberate or fraudulent damage
Any intentional damage or false claims will not be paid
Normal wear and tear
The gradual ageing or deterioration of vehicle parts over time is not covered.
Unauthorised use
Using the vehicle in ways not allowed by your policy, like racing or commercial activities, is excluded
Accidents outside policy coverage area
Accidents that happen outside the geographical limits of your policy are not covered.
Why do you need Hyundai car insurance?
Your Hyundai is a valuable asset, but accidents, theft, or natural calamities can result in unexpected financial strain. With vehicle insurance online, you can ensure both your car and yourself are protected from these risks. A valid insurance policy is also mandatory under the Motor Vehicles Act, covering third-party liabilities and providing personal accident protection. By selecting the right policy and renewing it on time, you can reduce repair costs, protect your finances, and enjoy peace of mind. Buying and renewing online makes the process quick and hassle-free.
Benefits of Buying Hyundai Car Insurance Online
Purchasing or renewing online simplifies insuring your Hyundai car:
● Quick comparison of plans and premiums.
● Instant policy issuance without paperwork.
● Paperless renewal with No Claim Bonus continuity.
● Transparent pricing to manage Hyundai insurance costs.
● Digital claim filing and 24/7 support.
Hyundai car insurance add-ons
Strengthen your Hyundai insurance policy with useful add-ons:
Depreciation Cover
Ensures full claim settlement for replaced parts without depreciation deductions.
Engine Protection Cover
Covers repair or replacement costs for engine and gearbox damage caused by water ingress, oil leakage, or sudden failures.
Roadside Assistance
Provides 24/7 nationwide support, including towing, battery jump-starts, emergency fuel, flat-tyre assistance, and minor on-site repairs.
Return-to-Invoice Cover
Reimburses the difference between the original invoice and the Insured Declared Value in case of total loss or theft.
Consumables Cover
Covers small parts and expendables such as nuts, bolts, lubricants, and filters used during claim-related repairs.
Loss of Personal Belongings
Reimburses stolen or damaged personal items from the insured vehicle during a covered incident.
Tyre Protect
Covers repair or replacement costs for tyres and tubes damaged due to road hazards or accidents (excluding wear and tear).
Clutch Protect
Covers repair or replacement costs of the clutch assembly and related parts damaged due to clutch burn.
Key Replacement
Covers the cost of replacing lost or stolen car keys.
How to buy or renew a Hyundai insurance policy?
Buying or renewing Hyundai insurance with Zurich Kotak is a quick process. Just follow these steps:
This paperless process makes your Hyundai insurance renewal stress-free and ensures uninterrupted protection.
Get a quote – go to the Zurich Kotak car insurance page and select “get a car insurance quote.”
Enter vehicle details – fill in your Hyundai’s registration number, make, model, and other required information.
Provide personal information – share your personal details, and if you are renewing, include your existing policy number.
Make payment – pay your premium safely and securely online.
Receive your policy – your digital Hyundai insurance policy will be sent instantly to your email or mobile.
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Factors impacting the premium of Hyundai car insurance
The premium for your Hyundai car insurance depends on:
How to renew your Hyundai car insurance for old cars?
Renewing Hyundai car insurance online for older vehicles requires careful planning and consideration.
Regularly renewing your Hyundai car insurance helps you maintain continuous coverage and retain benefits, such as the no claim bonus (NCB). For cars that are used often or have a higher value, opting for comprehensive coverage is recommended as it provides stronger protection against accidents, theft, and natural disasters.
Enter policy information – input your existing policy number or customer id on the renewal page.
Check your current policy – review your existing coverage details once your policy is verified.
Select renewal options – choose the policy you wish to renew and make any necessary updates.
Pay the renewal premium – complete your payment safely online, and your Hyundai car insurance will be renewed instantly.
How to file a car insurance claim at Zurich Kotak General Insurance
Filing a claim has never been this easy – we made sure of it
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
Documents required for filing a car insurance claim
Get familiar with the documents needed for speedy claim process
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
How to download your Hyundai car insurance policy copy?
Here is your step-by-step guide to access your policy copy
Losing your car insurance policy may lead you to pay heavy fines, although you have one. But now, you can immediately download your car insurance policy copy from our website.
Enter your policy number
Enter your registered mobile number Or your registered email Id
Click on Get OTP
Type the OTP and click on download car insurance policy document
Zurich Kotak General Insurance cashless network garages
Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty
Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
Car Insurance glossary
There's always more to know about Car Insurance
The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.
The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.
Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.
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Frequently Asked Questions
Zurich Kotak offers several discounts to reduce your Hyundai car insurance premium. These include No Claim Bonus (NCB) for claim-free years, voluntary deductibles, and discounts for installing anti-theft devices.
To renew your Hyundai car insurance, you generally need your existing policy copy for reference, the Vehicle Registration Certificate (RC) as proof of your Hyundai’s registration, and a valid ID proof such as Aadhaar, passport, or driving licence. You will also need your payment details to complete the Hyundai insurance renewal online. The insurer may request additional documents after reviewing your policy. No Claim Bonus (NCB) proof is usually verified digitally when renewing online, so a separate document is often unnecessary. Overall, the Hyundai car insurance renewal process is primarily paperless, quick, and hassle-free, allowing policyholders to maintain uninterrupted coverage.
Roadside Assistance (RSA) is a popular add-on under the Hyundai insurance policy. It covers towing services, on-spot minor repairs, battery jumpstart, emergency fuel delivery, and assistance during breakdowns. RSA ensures that Hyundai owners never get stranded on highways or in remote areas, providing peace of mind. This optional cover significantly enhances convenience, especially for long-distance travellers.
Yes, a comprehensive Hyundai car insurance policy protects against both third-party liability and damages to your own car. It covers accidents, natural disasters, theft, and other related events. While premiums are higher than third-party policies, the benefits outweigh the cost by offering broader protection and financial security. It’s highly recommended for new or high-value Hyundais.
To reduce your Hyundai car insurance premium: maintain a claim-free record to avail NCB, choose voluntary deductibles, and compare plans online. Avoid unnecessary add-ons to manage costs effectively. Installing certified anti-theft devices and renewing your Hyundai insurance policy on time also helps reduce overall premium outgo without sacrificing essential coverage.
A zero depreciation add-on ensures you receive a full claim settlement without deductions for depreciation on replaced parts, such as plastic, fibre, or glass. For new Hyundai cars or premium models, this cover maximises claim value and reduces out-of-pocket expenses during accidents. It’s highly recommended for comprehensive Hyundai car insurance online policies.
Standard Hyundai car insurance policies typically do not cover the loss of personal belongings stored inside the car. However, you can purchase specific add-ons for personal belongings cover, which reimburses for theft or damage of items like laptops, phones, or valuables, subject to limits. This optional cover enhances overall protection.
The Insured Declared Value (IDV) is the current market value of your Hyundai and acts as the sum insured under your policy. It directly influences both the premium and claim amount. Choosing an accurate IDV ensures that your Hyundai insurance policy provides fair compensation in the event of theft or total loss.