Volkswagen Car Insurance
Car insurance price starting at just ₹2,094*
Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
4600+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
24/7
Around The Clock Assistance
Note: The above data is till 1st April, 2025
Buy/Renew Volkswagen car insurance policy online
Volkswagen cars in India, from the Polo to the Tiguan, are known for their precision engineering, safety features, and long-lasting performance. Owning one is more than a status symbol, it’s a commitment to quality driving. But even the most reliable car can face accidents, theft, or repairs, making Volkswagen car insurance essential. A timely Volkswagen insurance renewal ensures uninterrupted protection, while comprehensive policies cover damage, personal liability, and natural events, keeping your investment secure. With coverage designed for Volkswagen’s premium build and performance, you can drive confidently on any road, knowing your vehicle is protected by trusted Volkswagen insurance from Zurich Kotak General Insurance.
Why do you need car insurance for your Volkswagen?
Volkswagen cars are engineered for performance, safety, and comfort, making them a significant investment. Despite their reliability, accidents, theft, or natural events can lead to costly repairs. Volkswagen car insurance covers damages to your vehicle, third-party liability, and personal injury, ensuring you are financially protected. Regular Volkswagen insurance renewal keeps your coverage active and avoids any gaps in protection. With the right insurance plan, repair and replacement costs are managed efficiently, and claims are processed smoothly. For owners of premium vehicles like Volkswagen, having a suitable policy helps prevent unexpected incidents from resulting in heavy financial burdens.
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Volkswagen Popular Models
Here are four popular models offered by Volkswagen in India.
Types of car insurance plans for Volkswagen Car
Choosing the right insurance plan for your Volkswagen helps protect your vehicle and manage costs in case of unexpected events.
A comprehensive car insurance plan provides extensive protection, covering damages to your car and third-party liabilities. It includes accidents, natural disasters, fire, explosion, lightning, self-ignition, theft, and other unforeseen events. Ideal for owners seeking full financial coverage, it ensures your Volkswagen is protected in a wide range of situations.
A legal requirement in India, this policy covers bodily injuries, temporary or permanent disability, or death of third parties, as well as damages to their property in an accident involving your Volkswagen. It does not cover your own car.
This plan protects your vehicle against losses from accidents, theft, or natural events. It must be paired with a third-party car insurance policy.
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Benefits of buying Volkswagen car insurance online
Purchasing car insurance online with Zurich Kotak offers a convenient, flexible, and cost-effective way to protect your vehicle while enjoying comprehensive coverage. Key benefits include:
● Quick policy issuance with minimal documentation
● Option to compare premiums, coverage levels, and add-ons to suit your needs
● Access to over 4,600 cashless garages for smooth repairs
● 24x7 roadside assistance for emergencies
● Instant online renewals to maintain uninterrupted coverage
● Retention of No Claim Bonus (NCB) for discounts on renewals
● Secure online payments with immediate policy download
● Flexible plans tailored to different ownership and driving requirements
What's covered/not covered under Volkswagen Car Insurance Policy?
Knowing what your Volkswagen car insurance covers helps you make informed decisions and avoid unexpected costs.
Covered under Volkswagen Car Insurance
● Repair or replacement costs from collisions or impacts
● Compensation for injury or death of the owner-driver
● Protection against fire, explosions, or spontaneous ignition
● Compensation up to the Insured Declared Value (IDV) if the car is stolen or declared a total loss
● Damage from floods, storms, cyclones, earthquakes, and other natural events
● Legal cover for injury, death, or property damage caused to third parties
Not Covered under Volkswagen Car Insurance
● Mechanical or electrical failures and normal wear and tear
● Regular consumables such as oil, nuts, bolts, and filters, and excessive labour
● Driving without a valid licence or under the influence of alcohol or drugs
● Use of the vehicle for racing, ride-share, delivery, or other unauthorised activities
● Damage caused by war, terrorism escalation, or nuclear risks
● Intentional or deliberate damage, including fraudulent claims
● Accidents or usage outside the policy’s geographical limits
Volkswagen car insurance - add-ons
Zurich Kotak offers a range of add-ons to enhance your Volkswagen car insurance policy, providing extra protection and financial security tailored to your vehicle.
Depreciation Cover
Ensures full claim payout for replaced parts without depreciation deductions, maximising your settlement for approved claims.
Roadside Assistance
Provides 24×7 support, including towing, battery jump-starts, emergency fuel, flat-tyre assistance, and minor on-the-spot repairs nationwide.
Engine Protect
Covers repair or replacement costs for engine and gearbox damage caused by water ingress, oil leakage, or sudden failures.
Consumables Cover
Reimburses costs for small parts like nuts, bolts, lubricants, and filters used during claim-related repairs.
Return to Invoice
Covers the difference between the original invoice and Insured Declared Value in case of total loss or theft.
Loss of Personal Belongings
Reimburses stolen or damaged personal items from your vehicle during a covered incident, within policy limits.
Tyre Protect
Covers repair or replacement costs for tyres and tubes damaged due to road hazards or accidents (excluding wear and tear).
Clutch Protect
Covers repair or replacement of clutch assembly and related parts damaged due to clutch burn.
Key Replacement
Reimburses the cost of replacing lost or stolen car keys.
Why choose Zurich Kotak General Insurance for your Volkswagen car insurance?
Choosing the right car insurance is important to keep your Volkswagen protected from unexpected situations. Zurich Kotak General Insurance offers online car insurance that is simple, reliable, and designed to give you complete peace of mind with quick support and dependable coverage.
Comprehensive Protection
Enjoy coverage for both first-party and third-party damages, ensuring your Volkswagen is protected in various situations.
Time-Saving Policy
Buy your policy online and get it issued within minutes, with instant coverage so you can drive your car without delay.
Money-Saving Plans
Premiums start at affordable rates, and you can avail of discounts through no-claim bonus, voluntary deductibles, and approved anti-theft devices.
Effortless Process
Apply online, fill in the proposal form, pay the premium, and receive your policy with minimal effort.
Instant Discounts on Renewal
Save up to 50% on online renewals and claim multiple discounts to make your policy more affordable.
24x7 Customer Support
Access round-the-clock assistance for buying, renewing, or making claims, with expert guidance whenever needed.
Trusted and Reliable
Zurich Kotak ensures a smooth, paperless experience with minimal hassles, so your Volkswagen remains secure at all times.
How to buy/renew Volkswagen car insurance
Buying Volkswagen car insurance online is quick, convenient, and ensures your vehicle is protected immediately. Follow these simple steps to get your policy:
Get a Quote: Visit the Volkswagen car insurance page on Zurich Kotak’s website and click on the “Get a Quote” button to start.
Enter Car Details: Provide your Volkswagen’s registration number, model, make, and other necessary details.
Enter Personal Details and Pay: Fill in your personal information and complete the payment online to issue your policy instantly.
Receive Policy: Your Volkswagen car insurance policy is delivered digitally for easy access and management.
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How to renew your Volkswagen car insurance for Old Cars
Renew your old car with ease, we're here to help
Renewing your car insurance with Zurich Kotak General Insurance is quick and convenient. You can complete the process in just a few simple steps from the comfort of your home.
Visit the official renewal page: Go to the Zurich Kotak General Insurance website and click on the Car Insurance Renewal option.
Enter your details: Provide your existing policy number or customer ID, along with your registered mobile number, then click on ‘Submit’.
Review your current policy: Your policy details will be displayed. Check the information carefully and make any necessary changes or updates.
Make payment: Pay the renewal premium securely online through the available payment options.
Get instant policy renewal: Once the payment is confirmed, your renewed policy will be issued instantly, and a digital copy will be sent to your registered email.
How to file a car insurance claim at Zurich Kotak General Insurance
Filing a claim has never been this easy – we made sure of it
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
Documents required for filing a car insurance claim
Get familiar with the documents needed for speedy claim process
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
How to download your Volkswagen car insurance policy copy?
Here is your step-by-step guide to access your policy copy
If you’ve misplaced your policy document, you can easily retrieve it online within minutes. Follow these simple steps to download your Volkswagen car insurance policy copy from Zurich Kotak General Insurance:
Visit the official website: Go to the Zurich Kotak General Insurance website and select the option to download your policy document.
Enter your policy number: Provide your valid car insurance policy number to proceed with verification.
Verify your contact details: Use your registered mobile number or email ID to receive a one-time password (OTP).
Authenticate using OTP: Enter the OTP sent to your registered contact details to confirm your identity.
Download your policy copy: Once verified, download and save your digital policy document for future reference.
Zurich Kotak General Insurance cashless network garages
Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty
Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
Car Insurance glossary
There's always more to know about Car Insurance
The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.
The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.
Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.
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FAQs for Volkswagen Car Insurance
You can file a claim online or by calling Zurich Kotak’s 24x7 helpline at 1800 266 4545. Provide your policy number, claim intimation form, and required documents. For cashless claims, visit any authorised network garage. For reimbursement claims, submit your repair bills after the vehicle inspection.
Volkswagen models in India range from around ₹6.5 lakh for the Virtus to approximately ₹34 lakh for the Tiguan. Your insurance premium will depend on factors such as the model, manufacturing year, location, coverage type, chosen add-ons, and the Insured Declared Value (IDV).
Popular Volkswagen models covered under Zurich Kotak General Insurance include the Virtus, Taigun, and Tiguan. Model availability may vary by region and time.
Yes. In case of theft, fire, or total loss, Zurich Kotak General Insurance reimburses up to the IDV amount. You can also opt for add-ons like Return to Invoice Cover for enhanced protection, which may cover the full invoice value.
Renewing your policy is quick and convenient. It only takes a few minutes on Zurich Kotak’s online portal, with instant policy issuance once payment is completed securely.
Maintain a claim-free record to earn a No Claim Bonus (NCB), install certified anti-theft devices, choose voluntary deductibles, and renew or buy your policy online to save on intermediary costs.