Motor InsuranceCar InsuranceNissan Car Insurance

Nissan Car Insurance

Car insurance price starting at just ₹2,094*

Nissan Car Insurance
Renew my policy
6500+

6500+

Cashless garages

Jet-speed

Jet-speed

claims

Upto

Upto

50% No Claim Bonus

24/7

24/7

Around the clock assistance

Note: The above data is till 1st April, 2025

Types of Nissan car insurance plan

Comprehensive Car Insurance

A comprehensive car insurance plan offers complete protection against both own-damage losses and third-party liability. It covers accidents, theft, natural disasters, and man-made incidents such as riots or fire. You can enhance coverage with add-ons such as zero-depreciation, engine protection, and roadside assistance.

Third-Party Car Insurance

Mandatory under Indian law, third-party car insurance provides coverage for financial liabilities arising from injury, death, or property damage caused to another person by your Nissan vehicle. It ensures legal compliance and road safety in India.

Own Damage (OD) Car Insurance

The standalone own-damage insurance covers repair or replacement costs for your Nissan due to accidents, natural disasters, or fire. It excludes third-party liability but can be purchased separately if you already hold a valid third-party policy.

Nissan car insurance add-ons

Depreciation Cover

Depreciation Cover

The Depreciation Cover add-on ensures full claim payout for replaced parts without depreciation deductions, maximising your settlement for approved claims.

Roadside Assistance

Roadside Assistance

 The Roadside Assistance add-on provides 24×7 help, including towing, battery jump-starts, emergency fuel, flat-tyre assistance, and minor on-spot repairs nationwide.

Engine Protect

Engine Protect

 The Engine Protect add-on covers repair or replacement costs for engine and gearbox damage caused by water ingress, oil leakage, or sudden failures.

Consumables Cover

Consumables Cover

 The Consumables add-on covers small parts and expendables such as nuts, bolts, lubricants, and filters used during claim-related repairs, reducing out-of-pocket expenses.

How to Buy or Renew Nissan Insurance Policy?

1

Get a Quote – Visit the Zurich Kotak car insurance page and click on “Get a Car Insurance Quote”.

2

Enter Car Details – Provide your Nissan’s details, including model, make, registration number, and manufacturing year.

3

Provide Personal Details – Fill in your personal information, including your contact details and address.

4

Choose Coverage and Add-Ons – Select the type of coverage (Comprehensive, Own Damage, or Third-Party) and any optional add-ons like zero depreciation or engine protection.

5

Make Payment – Complete the secure online payment, and your Nissan insurance policy will be issued instantly.

How to download your Nissan Car Insurance policy copy?

If you misplace your Nissan car insurance policy, you can download it online quickly to avoid any inconvenience or fines. Follow these steps:
1

Visit the Website – Go to the official Zurich Kotak portal and select the option to download your policy.

2

Enter Policy Number – Provide your valid Nissan car insurance policy number.

3

Enter Contact Details – Input your registered mobile number or email ID.

4

Get OTP – Click to receive a One-Time Password (OTP) for verification

5

Download Policy Copy – Enter the OTP and download your digital Nissan car insurance policy instantly.

How to file a car insurance claim at Zurich Kotak General Insurance

1
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
2
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
3
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
4
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
5
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
6
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.

Cashless garages near you

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

How to renew your Nissan car insurance for old cars

This process helps maintain continuous coverage and retain benefits such as the No Claim Bonus.
1
Visit the Renewal Page – Go to the Zurich Kotak car insurance renewal section and select the policy you wish to renew.
2
Enter Policy Details – Provide your existing policy number or customer ID along with your registered mobile number, then click ‘Submit’.
3
Verify Existing Policy – Your policy details will be displayed for verification. You can choose to renew the same coverage or make modifications if needed.
4
Pay the Renewal Premium – Complete the payment online, and your renewed Nissan car insurance policy will be issued instantly.

FAQs on Nissan Car Insurance

Questions you may have about Zurich Kotak General Insurance

Yes, you can easily buy Nissan car insurance online from Zurich Kotak General Insurance. Visit the website, enter your vehicle details, choose your coverage type, add optional covers, and make a secure payment. The digital policy will be issued instantly and emailed to you.

You can lower your Nissan Magnite insurance premium by opting for a higher voluntary deductible, maintaining a clean driving record, installing anti-theft devices, and utilising No Claim Bonus (NCB) benefits. Comparing plans and avoiding unnecessary add-ons also helps reduce costs.

The price depends on the model, manufacturing year, location, and selected add-ons. Basic third-party premiums start around ₹2,094* annually, while comprehensive coverage varies based on IDV and features chosen.

Visit the Zurich Kotak renewal page, enter your existing policy number or registered mobile number, verify the details, and make a secure payment. The renewed policy is issued instantly via email, ensuring uninterrupted coverage.

If no claims were filed in the previous policy period, Zurich Kotak automatically applies your eligible NCB discount to the renewal premium, offering savings of up to 50%.

With Zurich Kotak’s digital process, your Nissan can be insured within minutes. Enter vehicle details, select coverage, complete payment, and receive the policy instantly.

Driving without valid insurance violates the Motor Vehicles Act, 1988, attracting fines or licence suspension. You’ll also bear all repair and legal costs in case of accidents or third-party damage.

Yes, submit a written request with proof of alternate coverage or vehicle sale. Zurich Kotak adjusts charges for the period used before processing the cancellation, as per regulations.

Yes, your current policy’s NCB and benefits can be transferred to a new Nissan. Provide ownership transfer documents and a copy of the new car’s RC to Zurich Kotak support.

Yes, Zurich Kotak Nissan car insurance covers damage to the engine and electrical parts through the Engine Protection Add-On. This add-on provides compensation for damage caused by water ingress, oil leakage, or short circuits, making it particularly useful during floods or the monsoon season.