Bike Insurance in Hyderabad
Limit your speed, not your two-wheeler insurance
Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
4400+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
93.56%
Claim Settlement Ratio
24/7
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Note: The above data is till 30th Sep, 2024
Two Wheeler Insurance Policy in Hyderabad
Known as India’s ‘Pearl City’, Hyderabad is steeped in history and culture. The once-regal state changed hands several times, and was ruled over by the Qutub Shahis, the Mughals, and even the Nizams. Hyderabad’s biggest draw is the Charminar, which sits in the heart of the old city and is considered the gateway to the city. Without losing its immense old-world charm, Hyderabad has become one of India’s fastest-growing cities and is a well-known financial and IT hub.
With development in the city reaching an all-time high, the infrastructure has almost struggled to meet the ever-growing travel needs of the city. Despite the city’s amazing public transport system and easy road connectivity, Hyderabad has become notorious for its traffic woes. Private cars, cabs, buses, rickshaws and even bikes congest the roads for several hours every day.
Most individuals in Hyderabad prefer to flitter from one destination to the next on a bike or scooter. Sadly, with the infrastructure and traffic, road accidents are far more common than they should be, with two-wheeler riders having to deal with the worst consequences. While third party insurance is mandatory by law, it's safer to opt for comprehensive two wheeler insurance in India. This offers better protection against financial liabilities arising in case of accidents, natural calamities, and theft. As an added benefit – dents, scratches and bumps can be easily sorted out, without the owner having to pay anything upfront.
Key features of Two Wheeler Insurance from Zurich Kotak
Discover the exciting bike Insurance Features that go the extra mile for your safety
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Cashless Garages in Hyderabad
When you choose to insure your two wheeler with Zurich Kotak General Insurance, you can rest easy knowing that we have a wide network of garages located all through the city. No matter where you are when you need our assistance, you’ll be able to find a network service centre near you, where you can enjoy cashless claims. Check out the complete list of network garages in Hyderabad below.
Benefits of Zurich Kotak General Two Wheeler Insurance
If you’ve choose to partner with Zurich Kotak for your two wheeler insurance in Hyderabad, you will enjoy comprehensive cover that protects you against all kinds of accidental damage. This, in turn, will give you enormous peace of mind. Here are just some of the other features you can enjoy with our policies:
Damage protection against man-made and natural calamities
Personal accident and passenger cover
Third party liability
Add-ons such as zero depreciation cover, medical cover, etc.
No Claim Bonus
If you’re looking for an affordable and effective bike insurance in Hyderabad, look no further than Zurich Kotak General Insurance.
Add–ons available with bike insurance policy by Zurich Kotak
Customize your coverage with our amazing add-ons - they're like bonus features for your bike protection!
Depreciation Cover
Zero depreciation is an add-on cover in which the claim amount is paid by the insurance company without considering the factor of depreciation of your bike or scooter
Return to Invoice
Return to invoice add-on pays the difference between the invoice value of your bike or scooter and its insured declared value in the event of total loss or theft.
Consumables Cover
Consumable covers include the cost of consumables such as bolts, screws, nuts, lubricants, etc needed in the repair of your bike or scooter
Engine Protect
Engine protect add-on covers the damages caused to the engine of your bike or scooter due to water logging or water spillage and pays for replacement or repair of the engine of the insured vehicle.
Garage Cash
Garage Cash add-on pays a daily allowance to enable you to meet your daily conveyance cost through hired transport during the period when you bike is under repair.
Personal Accident Cover
PA cover is an optional add-on benefit of up to 15 lacs for death or total and permanent disablement due to an accident. The cover is available only for owner/driver of the bike/scooter. The cover is mandatory unless you have an existing PA cover with a minimum sum insured of Rs.15 lakhs.
Steps to buy bike insurance online from Zurich Kotak
Hassle-free insurance at your fingertips with our easy and fast online process
Get all-round protection for your precious two wheeler in a few steps. We at Zurich Kotak General Insurance understand the value of your time and have simplified the bike & scooter insurance buying process to a few simple steps.
Click on the "Get A Quick Quote" button on Bike Insurance page.
Fill in your vehicle details such as registration number, model, make etc.
Check quote, fill in your personal details and make the payment online.
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Zurich Kotak Bike insurance Reviews & Ratings
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Steps to renew bike insurance policy online from Zurich Kotak
Follow these quick steps to renew your bike insurance policy and keep your bike protected always
On-time renewals are beneficial and Zurich Kotak allows you the easy process of renewing your bike insurance policy online.
Visit https://www.zurichkotak.com/renewal and select the type of two-wheeler insurance policy which is due for renewal. For example, if you want to renew a comprehensive two-wheeler insurance policy, then select comprehensive two-wheeler insurance.
Then, fill in your two-wheeler insurance policy number, registration number, chassis number and your mobile number. Now, click on ‘Submit’
The insurance company would then validate your two-wheeler policy number and show the details of your policy on the screen after verification.
Check the details of your policy, choose add-ons if you want to buy any and review the premium of your plan.
Pay the premium and your policy would be renewed instantly with a confirmation on your registered email Id and mobile number. You can pay the premium online through any digital payment mode like credit or debit cards, mobile wallets, net banking UPI, etc.
How to claim Two-Wheeler Insurance online at Zurich Kotak
Filing a claim has never been this easy – we made sure of it
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
List of documents required for filing a bike insurance claim
Get familiar with the documents needed for speedy claim process
Documents required for bike insurance claim
To raise a bike insurance claim under different situations mentioned above, you will require the following documents.
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
Steps to download physical copy of Bike Insurance Policy
Here is your step-by-step guide to access your policy copy
After you buy a policy online, the soft copy of the bike insurance policy is instantly issued and sent to the registered email ID. Thereafter, the physical copy of the bike insurance policy is sent through mail within a few days. If you are unable to find the soft copy of bike insurance policy in your email or if you have misplaced the physical copy, you can download the policy online
Visit our website www.zurichkotak.com
Click on ‘Download Policy Copy’ under Login button on top right-hand corner
Enter the policy number, registered mobile number or the registered email ID and click on ‘Get OTP’
An OTP would be sent to your registered mobile number and email ID. Enter the OTP in the required field and submit
The policy copy would be available for download. You can download it on your system and save it for future use
Zurich Kotak General Insurance cashless network garages
Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty
Buying a two-wheeler insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
Bike Insurance glossary
There's always more to know about bike Insurance
The bike & scooter premium is the amount paid by the policyholder periodically to the insurance company towards the bike insurance policy
The IDV is the maximum coverage amount set by the insurer for a vehicle, based on the manufacturer's price adjusted for depreciation. In case of total loss, it represents the compensation to the policyholder.
Coverage is the amount of risk that is covered for the policyholder through an insurance policy.
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