Car insurance in Pune

In India as per Motors Vehicle Act 1988, it is legally required to have at least third-party car insurance to drive a vehicle. Under the Motor Vehicles Act, driving without valid insurance can lead to fines of ₹2,000 for the first offence and ₹4,000 for subsequent offences, along with potential disqualification of your driving license or even imprisonment.

Pune's growing population and the preference for private vehicles over public transport have resulted in congested roads and an increased risk of accidents. Having a valid car insurance policy ensures financial protection against third-party liability such as bodily injury or property damage caused to third party by the insured vehicle.  

Comprehensive car insurance not only fulfils legal requirements but also covers damages to your own vehicle due to accidents, natural calamities, theft, or vandalism. It saves you from unexpected repair costs, which can be significant.

Opting for reliable car insurance providers like Zurich Kotak General Insurance gives you access to a wide network of cashless garages across Pune. This means you can get your vehicle repaired without paying directly to the garage as the insurance company settles the bill directly with the garage.

Regular insurance renewals often include inspections to ensure your vehicle is in good condition. This indirectly promotes better vehicle maintenance and safety on the road.

Driving with an expired insurance policy can also result in hefty fines and legal complications in case of an accident. Renewing on time ensures continuous protection and avoids penalties.