Maruti Car Insurance

Add-ons for Maruti Car Insurance

Customizing your car insurance plan with the right add-ons ensures enhanced protection for your Maruti Suzuki. At Zurich Kotak General Insurance, we offer a range of optional covers that you can include in your policy for greater peace of mind and financial security during unforeseen events.

Zero Depreciation Cover

Get the full claim amount without deductions for depreciation on replaced parts like bumpers, windshields, or metal panels. Ideal for newer cars or premium Maruti Suzuki models.

Roadside Assistance

Stuck with a flat tyre, breakdown, or fuel shortage? Our 24/7 Roadside Assistance provides quick help—whether you need towing, on-the-spot repair, or emergency fuel delivery.

Engine Protect Cover

Protects your car’s engine and gearbox from non-accident-related damage due to water ingress, oil leakage, or mechanical breakdowns—especially useful during monsoons or in flood-prone areas.

Consumables Cover

Covers the cost of consumables like engine oil, brake fluid, nuts, bolts, washers, and grease—items often excluded from basic insurance coverage.

Key Replacement Cover

Lost or damaged your car keys? This add-on covers the cost of replacement or reprogramming of keys and locksets due to theft or accidental damage.

Tyre Protection Cover

Covers the repair or replacement of tyres and tubes damaged due to cuts, bulges, blowouts, or other road-related hazards. Does not apply to normal wear and tear.

Return to Invoice Cover

In the event of total loss or theft, this add-on bridges the gap between the current insured value and the car's original invoice price—including road tax and registration costs.

Personal Belongings Cover

Covers loss or damage to personal items (e.g., laptops, mobile phones) inside your vehicle during an accident or theft, subject to policy terms.

Maruti Suzuki Car Insurance Coverage

What is covered Under Zurich Kotak Maruti Insurance Policy:

Protection against accidental damage.

Coverage for theft or loss of the insured vehicle.

Damages caused by natural calamities (e.g., floods, earthquakes, storms).

Damages due to man-made disasters (e.g., riots, vandalism).

Third-party liability for injury, death, or property damage.

Optional add-on covers such as:

• Depreciation cover

• Engine Protect

• Roadside Assistance

What is not covered Under Zurich Kotak Maruti Insurance Policy:

Normal wear and tear of the vehicle.

Electrical or mechanical breakdowns.

Damages caused by driving under the influence of alcohol or drugs.

Incidents involving an invalid or expired driving license.

Deliberate or intentional damages.

Damages occurring outside the geographical limits specified in the policy.

How to buy/renew Maruti Suzuki car insurance online?

Buying or renewing your car insurance online for Maruti Suzuki car with Zurich Kotak General Insurance is quick, hassle-free, and far simpler than offline methods. Here’s how you can get started:

1. Visit the Zurich Kotak General Insurance website and navigate to the ‘Car Insurance’ section.

2. For new Maruti cars, select the ‘Buy Now’ option to proceed.

3. For renewals, enter your car’s registration number directly.

4. Provide essential details like your car’s RTO, Maruti brand, model, fuel type, and variant.

5. Review premium options based on your input.

6. Choose the Maruti car insurance plan that fits your budget and needs.

7. Opt for add-on covers like Depreciation cover or Engine Protect to enhance your coverage.

8. Confirm your details and proceed to secure payment via debit card, UPI, or net banking.

9. Once the payment is processed, upload a few necessary details for issuing your policy.

10. Your policy documents will be instantly emailed to you, ensuring seamless coverage for your Maruti car.

Simplify your insurance experience with Zurich Kotak General Insurance—effortless, secure, and convenient.