Looking for Maruti car insurance that’s quick to buy and simple to manage? Get Maruti suzuki car insurance online in minutes—compare plans, choose add-ons, and receive your policy instantly in your inbox. Whether it’s a Swift, Baleno, Dzire, Brezza or any other model, a single journey lets you buy or complete your Maruti Suzuki insurance renewal without paperwork. You can check premiums, customize cover, and track claims digitally. If your car insurance policy is expiring, complete Maruti insurance renewal before the due date to avoid inspection gaps and keep No Claim Bonus intact. Prefer doing it on the go? Use the online journey to finish Maruti suzuki car insurance renewal in a few clicks and stay road-ready.
We take your safety seriously
6500+
Cashless garages
Jet-speed
claims
Upto
50% No Claim Bonus
24/7
Around the clock assistance
Note: The above data is till 1st April, 2025
Maruti Suzuki car insurance policy online
Benefits of buying Maruti car insurance online
Types of car insurance plans for Maruti Suzuki
Comprehensive Car Insurance
Comprehensive Car Insurance is all-round protection for Maruti car insurance—covers own-damage (accident, theft, fire, natural calamities) plus third-party liabilities. Customise with add-ons for better claim value. Ideal for most owners buying car insurance online.
What it covers:
All third-party liabilities (injury, death, property damage)
Damage to your own car due to accidents, theft, fire, natural disasters, and more
Option to include add-ons like:
Roadside Assistance
Third Party Car Insurance
Legally mandatory cover that handles injury, death, or property damage to others. A smart, budget-friendly start for Maruti insurance; pair with add-ons later when you plan a Maruti insurance renewal.
What it covers:
Injury or death of a third party
Damage to third-party property
Personal Accident Cover (if not already active, it needs to be purchased separately)
Own Damage (OD) Car Insurance
Protects your Maruti against accidental damage, theft, fire, and natural events. Buy OD alongside a valid third-party policy to strengthen Maruti Suzuki insurance—useful when upgrading cover mid-term or during maruti insurance renewal.
What it covers:
Accidental damage to your vehicle
Theft or total loss
Fire or explosion
Damage due to natural calamities (floods, storms, etc.)
Vandalism or man-made events
Note: This plan can only be purchased if you already have an active third-party car insurance policy .
Maruti car insurance add-ons
Zero Depreciation Cover
Get the full claim amount without deductions for depreciation on replaced parts like bumpers, windshields, or metal panels. Ideal for newer cars or premium Maruti Suzuki models.
Roadside Assistance
Stuck with a flat tyre, breakdown, or fuel shortage? Our 24/7 Roadside Assistance provides quick help—whether you need towing, on-the-spot repair, or emergency fuel delivery.
Engine Protect Cover
Protects your car’s engine and gearbox from non-accident-related damage due to water ingress, oil leakage, or mechanical breakdowns—especially useful during monsoons or in flood-prone areas.
Consumables Cover
Covers the cost of consumables like engine oil, brake fluid, nuts, bolts, washers, and grease—items often excluded from basic insurance coverage.
How to buy/renew Maruti Suzuki car insurance online?
How to download your Maruti Suzuki car insurance policy copy?
Losing your Maruti Suzuki car insurance policy for Maruti Suzuki car may lead you to pay heavy fines, although you have one. But now, you can immediately download your car insurance policy copy from our website.
2
Enter your policy number
3
Enter your registered mobile number Or your registered email Id
4
Click on Get OTP
5
Type the OTP and click on download car insurance policy document
How to file a claim for Maruti Suzuki car insurance online?
1
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
2
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
3
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
4
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
5
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
6
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
1
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
2
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
3
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
4
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
5
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
6
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Cashless garages near you
Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
How to buy car insurance for a second-hand Maruti Suzuki Car?
Complete the ownership transfer at the RTO
Make sure the car ownership is officially transferred and the Registration Certificate (RC) shows your name.
Inform about the ownership change
Update the insurance details and request a policy transfer if the current policy is active.
Transfer the existing policy within 14 days
If the previous insurance policy is still valid, it must be transferred to your name within 14 days of purchase.
Buy a new policy if required
If there is no active policy, you can buy car insurance online by entering the vehicle details and choosing between third-party or comprehensive coverage.
Choose better coverage for wider protection
It is wise to select comprehensive coverage and consider add-ons like zero depreciation and engine protection for stronger financial support.
Complete vehicle inspection if needed
In some cases, a quick vehicle inspection may be required before the policy is issued.
How to renew Maruti car insurance for an old car
With Zurich Kotak General Insurance, you can renew car insurance policy by just entering your existing policy number or customer ID on the page. Once your policy number/customer ID is verified, you can make the payment to complete your Maruti Suzuki insurance renewal instantly.
Want to renew your car insurance policy? Zurich Kotak makes your job easy! Zurich Kotak Car Insurance can be done online in a few simple steps. Read on how –
1
Visit Renewal Page: Go to Zurich Kotak Renewal and select the car insurance policy you want to renew.
2
Enter Details: Provide your policy number and registered mobile number, then click on Submit.
3
Verify & Review: Your policy details will be displayed. Check them carefully, choose add-ons suitable for your car’s age, and proceed with renewal or updates.
4
Pay & Get Policy: Complete the premium payment online, and your renewed policy will be issued instantly via email/SMS
Important car insurance terminologies you must know
Insured Declared Value (IDV)
IDV is the maximum sum your insurer will pay if your vehicle is stolen or declared a total loss. It reflects your car’s current market value after depreciation. Setting the right IDV helps balance your car insurance premium and claim amount.
No Claim Bonus (NCB)
NCB is a discount on your car insurance premium earned for each claim-free policy year, starting at 20% and going up to 50%. It’s transferable when switching insurers and encourages safe driving habits.
Depreciation cover
A depreciation cover, often called zero depreciation add-on, ensures your claim amount isn’t reduced due to part depreciation. It covers full replacement costs of damaged parts, excluding wear and tear, during a valid claim.
Premium
The premium is the cost you pay to keep your car insurance policy active. Factors like IDV, vehicle age, coverage type, add-ons, and claim history influence the premium amount.
Coverage in car insurance policy
Coverage refers to the protection your car insurance policy offers—ranging from third-party liabilities to own-damage protection against accidents, theft, fire, and natural or man-made calamities.
Own Damage cover
Own Damage cover protects your vehicle against accidental damage, theft, fire, and natural disasters. It’s available as part of a comprehensive policy or as a standalone cover alongside third-party insurance.
Cashless claims
Cashless claims let you get repairs at authorised network garages without paying the full bill upfront. Your insurer directly settles the approved amount with the garage, reducing out-of-pocket expenses.
Comprehensive Insurance
Comprehensive insurance offers complete protection by combining third-party liability cover with own-damage coverage, plus the option to add extra benefits through add-ons for enhanced security.
Deductibles
A deductible is the fixed amount you must pay from your pocket before your insurer covers the remaining repair cost during a claim. Choosing a higher voluntary deductible can lower your premium.
Third-Party Liability
Coverage that compensates for damages or injuries caused to another person, vehicle, or property.
Personal Accident Cover
Compensation for injuries, disability, or death of the insured person due to an accident.
Endorsement
A modification or addition to the existing insurance policy.
Cashless Garage Network
A list of garages where repairs can be availed without paying upfront, as the insurer settles the bill directly.
Claim Settlement Ratio (CSR)
The percentage of claims settled by an insurance provider against the total claims received.
Roadside Assistance (RSA)
An add-on service that provides help in case of breakdowns, flat tires, or battery failure.
Grace Period
The additional period after policy expiry during which the policyholder can renew their insurance without losing benefits.
Frequently Asked Questions
Questions you may have about Zurich Kotak General Insurance
We are a trusted partner of Maruti Suzuki, offering exclusive benefits like cashless claims at authorised service centres, genuine spare parts, and fast claim settlements.
You can purchase it online or through your Maruti Suzuki dealership at the time of car purchase or renewal.
The cost of Maruti car insurance depends on several factors: the model, age of the car, location, Insured Declared Value (IDV), and chosen add-ons. For instance, Maruti Suzuki insurance price for a new car may be higher, while older cars attract lower premiums. Use a Maruti insurance premium calculator online to estimate your exact cost.