Car Insurance In Chennai

Buy car insurance policy online

Get your car insuredNOW

+91

Buy online to avail 5% discount on policy premium

Renew your car insurancesuper quick
+91
Instant car policy with zero paper-work

Instant policy with zero paper-work

Quick and hassle-free car claim process

Quick and hassle-free claim process

Zurich Kotak General Car Insurance Google Ratings

4/5

We take your safety seriously

Cashless Garages

4400+

Cashless Garages

Insurance Claim

Jet-Speed

Claims

No Claim Bonus

Upto 50%

No Claim Bonus

Car Claim Settlement Ratio

93.56%

Claim Settlement Ratio

24/7-Around-The-Clock-Car-Assistance

24/7

Around The Clock Assistance

Note: The above data is till 30th Sep, 2024

Car Insurance in Chennai Overview

From the smell of jasmine on the streets to the aroma of filter coffee at restaurants, Chennai is famous for all this and more. Located on the Coromandel Coast off the Bay of Bengal, it is the biggest industrial and commercial hub in South India. The city attracts tourists around the year for its magnificent heritage, stunning beaches and divine sunsets. This is one of the primary reasons why it was named as the top ten cities in the world to visit in 2015.*

Inbuilt with the country's first mass rapid transport system, Chennai is also known as the ‘Detroit of India’, and is home to 30% of India’s automobile industry. This has led to a spurt in car sales in the city. But owning a car comes with the attached responsibility of buying insurance. While a car offers convenience and comfort, investing in a car insurance policy will ensure yours and your vehicle’s safety and security.

For this, we at Zurich Kotak General Insurance, offer our customers car insurance in Chennai with the added advantage of cashless garage services. This service allows them to get their insured vehicle repaired at any of these garages, without paying anything upfront.

Car Insurance - Zurich Kotak General Insurance

Get Quick Support

Do you have any queries on Insurance?
I’m here to help.
Do you have any doubts after knowing your
premium? I'm here to help.
Get Quick Support

Hi there, how can we help you?

I wanna know about my premium

Cashless Garages in Chennai

In Chennai, we have a well-established network of cashless garages available for your convenience. To take advantage of our cashless service, simply visit any of the centers nearest to you. Check out the full list of cashless garages below. Ensure you're fully covered with Car Insurance in Chennai.

Benefits & Advantage of Buying Car Insurance Online in Chennai

When purchasing a car insurance policy, it's crucial to understand the key benefits that come with it. A strong policy should provide comprehensive coverage against accidental damages and ensure proper protection. At Zurich Kotak General Insurance, we are committed to delivering top-notch services to our customers. Here are the standout features we offer with car Insurance in Chennai:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • No Claim Bonus

  • Add-ons such as zero depreciation cover, medical cover, etc.

  • Up to 22.5% additional discount based on credit score

  • Automobile Association of India (AAI) member discount

It is important to take the time and choose a car insurance policy in Chennai that benefits you and takes care of your needs in time of crises. Get a quick quote from us to insure your vehicle today and gain peace of mind whenever you hit the road.

Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Chennai.

Product Brochure
Product Brochure
Download Nowimage
Policy Wording
Policy Wording
Download Nowimage

Cut the wait time

We process your claim @ Jet-speed
Intimate Claim

Intimate Claim

Quick Verification

Quick Verification

Instant Settlement

Instant Settlement

Know More

Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

imageimageimageimage
image
Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

image
Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

image
Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

Zurich Kotak General Insurance Chennai cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

Car Insurance glossary

There's always more to explore when it comes to Zurich Kotak Car Insurance

Insured Declared Value (Idv) in Car Insurance

Insured declared value (IDV) in car insurance

The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.

No Claim Bonus (Ncb) in Car Insurance

No claim bonus (NCB) in car insurance

The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.

Zero Depreciation in Car Insurance

Zero depreciation in car insurance

Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.

Read the Latest Car Insurance Blogs

RTO- Regional Transport Office

Your guide to RTO offices. Get insights into different locations

RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

Buy car insurance for your favorite car brands

We've got you covered with car insurance for your favorite brands

Important Blogs about Car Insurance

Your car deserves the best insurance

imageimage
Zurich Kotak General Insurance

Always by your side. Keeping you safe