Benefits of having consumables cover
The consumables add-on in car insurance covers the cost of replacing consumable items damaged during accidents.
● Covers items such as engine oil, nuts, bolts, coolant, and brake oil.
● Reduces your out-of-pocket repair expenses.
● Ensures quick and hassle-free claim settlement for consumables.
● Ideal for efficiently maintaining premium and luxury vehicles.
● Offers complete peace of mind knowing every component is protected.
With Zurich Kotak General Insurance, you simply provide the required documents or invoices, and the cost of consumables replaced during vehicle repairs will be reimbursed.
Who should opt for consumables cover?
Consumables cover in car insurance is beneficial for anyone who wants to have comprehensive coverage . It may be particularly useful for
High mileage drivers
If you frequently drive long distances, your vehicle's consumables such as engine oil, coolant and filters may need to be replaced more often.
Owners of expensive or luxury vehicles
Consumables cover, ensures that these consumable items are covered in case of damage or use, reducing the financial impact of maintaining luxury vehicles.
Vehicle enthusiasts
If you own classic, vintage or speciality cars that may have unique consumable needs, adding the consumables cover can provide the necessary protection.
Individuals in areas with harsh driving conditions
Consumables cover can offer protection in the likelihood of consumable items damage or depletion is higher if you regularly drive in extreme weather conditions, off-road or in areas with rough terrain.
How to buy a consumable cover add-on in car insurance?
Buying the consumable cover add-on with Zurich Kotak General Insurance is simple:
Visit the Zurich Kotak General Insurance car insurance page.
Enter your car details and select a comprehensive car insurance plan.
Choose Consumables Cover from the list of add-ons.
Review the premium quote and complete the payment securely online.
Once added, the consumables cover will be included in your policy document, offering extra protection against minor yet costly repair items.
Things to remember if you get consumable cover add-on in car insurance
Before buying a consumables add-on in car insurance, keep these points in mind:
● It is available only with a comprehensive car insurance policy.
● The add-on applies to vehicles up to a specific age limit (usually five years).
● Claims are valid only when consumables are replaced as a result of an insured event.
● Maintain proper bills and service invoices for smooth claim processing.
● Verify that your repairs are carried out at an authorised workshop.
By adding this cover to your Zurich Kotak policy, you ensure complete protection against every minor repair expense.
