Travel Insurance
Explore comprehensive Travel Insurance plans for a seamless expedition!
Instant policy issuance with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
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covered
Instant policy
No medical test
24/7
Around the clock assistance
Covers missed flight connections
What is Travel Insurance?
Travel insurance protects you from unforeseen circumstances that can occur during a trip such as medical emergencies, delay or missing a connecting flight and loss of checked-in-baggage and many more. Purchasing travel insurance can help you to protect from scenarios that travellers face at the time of uncertainty.
Zurich Kotak travel insurance plans are available for single and multiple trips. You can purchase travel insurance online with just a click and enjoy an easy claim process from your home. It is important to review and understand the terms and conditions of a travel insurance to ensure it meets your needs.
Features of Zurich Kotak Travel Insurance
Additional Zurich Kotak Travel insurance features
OPD treatment
Covers OPD treatment against unexpected medical emergencies abroad during a trip.
Loss/delays of checked-in baggage
Ensures safety by compensating for expenses incurred due to loss/delays of checked-in baggage.
Daily allowance
Allows daily compensation against hospitalisation due to an injury or illness on a trip.
Medical evacuation
Covers the cost of emergency evacuation and transportation for emergency medical treatment due to illness or injury sustained during a trip.
Trip delays
A fixed amount is offered while travelling for each block of 4 hours trip delay with travel insurance.
Reasons to buy Travel Insurance
Purchasing travel insurance is a wise decision that can save you from financial losses and stress, allowing you to enjoy your trip. Know why you need to have travel insurance:
Protects from medical expenses
Medical expenses such as hospitalisation or emergency medical evacuations are covered while travelling.
Covers delayed/missed flight
Another critical reason for having travel insurance is trip delays or missed a connecting flight.
Protects checked-in-baggage
Offers protection against loss of checked-in-baggage and can reimburse for the value of belongings, if your luggage is lost.
Allows compassionate visit
A family member or relative is allowed during the period of hospitalisation of an insured person.
Covers trip cancellations
The cost of trip cancellations is covered either fully or partially if you have a travel insurance.
Types of Travel Insurance in India
Single trip travel insurance provides coverage for a specific journey, protecting against risks. It is ideal for occasional travellers seeking safety for the duration of one trip.
Multi-trip travel insurance offers coverage for multiple journeys within a year, which is ideal for frequent travellers as it ensures protection without the need to purchase separate insurance policy for each trip.
Don't overspend on travel insurance
Compare plans with us
| Excel | Prime | |
 Sum Insured | ||
| Medical Cover | ||
Medical Expenses -Accident and Illness | ||
Daily Allowance | ||
Medical Evacuation | ||
Repatriation of Mortal Remains | ||
Dental Expenses | ||
Compassionate Visit | ||
Adventure Sports Cover * | ||
Trip Extension (Overseas) * | ||
Waiver of Sub-limits * | ||
Addition of Co-pay * | ||
Medical Expenses - Accident Only * | ||
Pre-existing Disease cover * | ||
Home to Home Cover * | ||
Waiver Of Deductible * | ||
| Travel Inconvenience Covers | ||
| Accident Covers | ||
| Other Covers | ||
| Get Quote | Get Quote |
* Optional features are available for an additional premium. Please refer to the detailed list of coverages to confirm their availability before finalising your policy purchase.
Above plan is for Asia geography, please refer brochure and policy document for other geography plan compare.
What’s covered & not covered under
Zurich Kotak travel insurance?
Medical expenses - Accident and illness
Medical expenses for inpatient care/day care treatment/ OPD treatment against any illness or injury sustained during a trip.
Daily allowance
Due to an injury or illness on a trip, daily compensation against hospitalisation.
Medical evacuation
The cost of emergency evacuation and transportation for treatment of any illness or injury sustained during a trip.
Repatriation of mortal remains
The cost of transporting the remains of the insured deceased back to their country or local burial/cremation in the country where the death has occurred.
Dental expenses
Dental treatment for any injury or acute pain for insured person’s sound natural teeth.
Compassionate visit
Air travel of a family member or relative during the period of hospitalisation of an insured person.
Loss of checked-in baggage
Compensates the value of the lost checked-in baggage of an insured person.
Delay of checked-in baggage
Offers fixed allowance in case of delay in the receipt of checked-in baggage.
Trip delay
A fixed amount is provided for each block of 4 hours delay.
Trip cancellation
Compensates the financial loss incurred due to cancellation of the trip either fully or partially.
Trip interruption/ curtailment
The non-refundable expenses are compensated due to curtailment or shortening of the original trip, alteration or change in the itinerary after commencement of the trip.
Hijack distress allowance
In the event of the common carrier being hijacked or held captive, compensation is paid.
Loss of passport and other travel documents
The expenses incurred in obtaining duplicate travel documents in the event of its loss due to robbery, burglary, theft or natural disasters.
Missed connection
Reimburse the extra cost of accommodation and travel incurred to reach the next destination in the event of failure to access the connecting flight/connecting journey through common carrier/public carrier.
Personal accident
Lump sum payment in the event of an accidental death or Permanent Total Disablement (PTD) due to an accident during a trip.
Personal accident - common carrier
Lump sum payment in the event of an accidental death or Permanent Total Disablement (PTD) due to an accident while travelling in a common carrier during a trip.
Personal liability
Offers coverage to insured against legal liability arising on account of bodily injury or property damage to third party due to an accident whilst on the trip
Automatic extension of policy
It offers extension of the travel insurance policy in case of trip extension as a result of insured perils outlined in the policy wordings
Serves in Military or Armed forces
Military or Armed forces personnel serving in peace or war is excluded from the coverage.
Travelling against physician’s advice
Insured person travelling against the advice of a Physician; or receiving or on a waiting list for receiving specified medical treatment; or is travelling for the purpose of obtaining medical treatment; or has received a terminal sign for a medical condition.
Under the influence of intoxicants
Being under the influence of drugs, alcohol, or other intoxicants, substance abuse or any addictive condition and consequences are excluded from the coverage.
Why choose Zurich Kotak travel insurance?
Experience seamless protection and security with us
Zurich Kotak General Insurance offers a range of online travel insurance plans to match your coverage needs. The plans are comprehensive in their scope of coverage and are available at affordable premiums. Here are some reasons why you can choose Zurich Kotak General Insurance for buying an online travel insurance.
A trusted name
Zurich Kotak General Insurance is a part of the Zurich Insurance Group (Zurich) which has more than 150 years of experience in the industry, serving people and businesses in more than 200 countries and territories.
Quick assistance
You might need assistance in buying a suitable travel plan or at the time of claims. Zurich Kotak General Insurance offers assistance for all your queries and needs. You can connect at your convenience and get the solution for your queries.
Quick claim settlements
Zurich Kotak General Insurance has consistently settled customer claims to help you in times of need.
Wide variety of travel insurance products
Get variety of travel insurance plans from Zurich Kotak General Insurance.
Easy purchases
Easily purchase a Zurich Kotak travel insurance online. Visit the website, choose your plan, fill an online application, and pay premiums for online transactions.
Steps to buy Zurich Kotak travel insurance online
Hassle-free insurance at your fingertips with our easy and fast online process
It's time to make trip your priority. Opt Zurich Kotak General Insurance's travel insurance plan in just a few steps. Apply for the travel plan as listed below:
Click on the "Secure your Trip" button on the Zurich Kotak Travel Insurance Page.
Fill your details such your Destination country(s), Trip duration, mobile no., number of adult (self and/or spouse)/number of children’s (upto 3 children's) and age.
Select the suitable plan, enter proposer KYC details of proposer and proposal information of members proposed to be insured
Review details entered and Make the online payment and then you can download the policy document instantly
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Intimate Claim
Quick Verification
Instant Settlement
How to file Zurich Kotak travel insurance claim
Filing a claim has never been this easy – we made sure of it
To initiate a cashless claim, contact us on below 24x7 helpline number for assistance and registering the claims EUROP ASSISTANCE INDIA PRIVATE LIMITED Contact number for cashless claims (Overseas) - For USA – 1833 470 4228 (toll free) - For rest of the world - +91 22 67347863 / +91 22 69635366 - In India - +91 22 67347863 / +91 22 69635366 Email Id – zurichkotakclaims@europ-assistance.in
Take a pre-authorisation in case of a planned hospitalisation by informing us 5 days prior to admission
In case of unplanned hospitalisation, intimate us about your claim within one day or as soon as is reasonably possible but in any case, before discharge from the Hospital
Visit any hospital & use our Policy Certificate to avail cashless facility
Intimate us by calling 1800 266 4545 immediately on hospitalisation.
To initiate a reimbursement claim, contact us on below 24x7 helpline number for assistance and registering the claims EUROP ASSISTANCE INDIA PRIVATE LIMITED Contact number for reimbursement claims (India) - +91 22 67347863 / +91 22 69635366 Email Id – zurichkotakclaims@europ-assistance.in Correspondence Address: EUROP ASSISTANCE INDIA PRIVATE LIMITED, Star Hub Building No. 2, 7th Floor, Near ITC Maratha Hotel, Sahar, Andheri (East), Mumbai – 400 059, Maharashtra, India
Submit all the documents as per policy to us within 30 days of discharge
Post submitting the documents, we will evaluate the details and the documents and come back on your claim
List of documents required for travel insurance claim reimbursement
Get familiar with the documents needed for speedy claim process
Documents required for travel insurance claim
There are certain documents which are required for travel insurance claim reimbursement. These documents are as follows
Medical reports and discharge summary
Medical Bills/receipts
Transportation details
Photocopy of the death certificate (in case of death)
Certificate from the Treating Medical Officer mentioning the need for a companion (If no adult member from the family is available)
Confirmation of cancellation of the trip
Security stamped boarding pass for the flight which got delayed
Copy of Passport with visa entry and exit stamp
Copy of the air ticket and boarding pass
FIR/copy of police report obtained within 24 hours of becoming aware of theft
Photo Identity Proof
Any other document as may be appropriately applicable for the claims preferred under the section of the Policy.
Travel Insurance Terms You Need to Know about
There's always more to know about travel Insurance
Common carrier means any civilian land, water conveyance or scheduled aircraft operated under a valid license issued by a governmental authority having jurisdiction for the transportation of fare paying passengers under valid ticket.
Trip / Journey means any journey undertaken within Policy Period and which commences when the passenger boards the Common Carrier for onward overseas journey and terminates when he disembarks on return to India or the Policy Period End Date whichever is earlier.
Checked-in baggage mean the baggage entrusted by the Insured and accepted by a Common Carrier for transportation for which a baggage receipt is issued to the Insured by the Common Carrier. This shall exclude all the items that are carried/transported under a contract of affreightment.
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Other quick links
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Travel Insurance - Frequently Asked Questions
Of course, you may have more questions related to travel insurance, so scroll down and find your question answered!
Travel insurance is a type of insurance which covers the costs and risks associated while travelling.
Yes, travel insurance is essential for protecting against unexpected trip cancellations, medical emergencies or other travel-related issues. While in many countries require proof of travel insurance as part of the visa application process.
Eligibility for travel insurance might depend on factors like age, destination, duration or medical conditions.
Travel insurance is not mandatory in India but it is highly recommended, while it is mandatory for selected geographies during trips abroad.
Travel insurance is recommended for everyone while travelling as it provides protection against unexpected events.
The cost of travel insurance varies based on factors like destination, duration, coverage limits and age and health of the traveller.
Buying travel insurance is generally a good idea to protect against unforeseen circumstances that could disrupt or impact your trip.
Travel insurance might be refundable depending on the policy terms and the time of cancellation relative to the trip start date.
You can purchase travel insurance online through Zurich Kotak General Insurance website.
Cashless process
To claim travel insurance, contact Zurich Kotak General Insurance contact us on below 24x7 helpline number for assistance and registering the claims
EUROP ASSISTANCE INDIA PRIVATE LIMITED
Contact number for cashless claims (Overseas)
- For USA – 1833 470 4228 (toll free)
- For rest of the world - +91 22 67347863 / +91 22 69635366
- In India - +91 22 67347863 / +91 22 69635366
Email Id – zurichkotakclaims@europ-assistance.in
Reimbursement process
To initiate a reimbursement claim, contact us on below 24x7 helpline number for assistance and registering the claims
EUROP ASSISTANCE INDIA PRIVATE LIMITED
Contact number for reimbursement claims (India)
- +91 22 67347863 / +91 22 69635366
Email Id – zurichkotakclaims@europ-assistance.in
Correspondence Address: EUROP ASSISTANCE INDIA PRIVATE LIMITED, Star Hub Building No. 2, 7th Floor, Near ITC Maratha Hotel, Sahar, Andheri (East), Mumbai – 400 059, Maharashtra, India
"Always by your side. Keeping you safe"