Car Insurance In Kolkata

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Instant car policy with zero paper-work

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Quick and hassle-free car claim process

Quick and hassle-free claim process

Zurich Kotak General Car Insurance Google Ratings

4/5

We take your safety seriously

Cashless Garages

4400+

Cashless Garages

Insurance Claim

Jet-Speed

Claims

No Claim Bonus

Upto 50%

No Claim Bonus

Car Claim Settlement Ratio

93.56%

Claim Settlement Ratio

24/7-Around-The-Clock-Car-Assistance

24/7

Around The Clock Assistance

Note: The above data is till 30th Sep, 2024

Car Insurance Policy in Kolkata

Kolkata, formerly known as Calcutta, is widely construed as the ‘cultural capital’ of India. Steeped in literary ethnicity, and an eminent base for education and fine arts, it is the foreground for the country’s social and political scenario.

A land where East meets West, Kolkata, the former capital of British India, retains much of its colonial-era architecture and heritage. However, today, this 350-year-old metropolis is thronged with people, and buzzing with commerce, transport, and industries. Locally, Kolkata is recognised as the urban nucleus of eastern India.

One of the oldest, and now, overpopulated cosmopolitans in the country, Kolkata’s core machinery is run by its middle class. Relying laboriously on the public transport system, and India’s only functional tram network, it is the self-churned human energy that drives this chaotic city. However, in recent times, vehicular traffic has started to soar. The masses and gentry in Kolkata have increasingly leaned towards the convenience of private vehicles to navigate around. But these cars don’t just come with convenience. They also come with the attached responsibility of taking insurance. And as per the Motor Vehicles Act, purchasing a third party car insurance in India is mandatory.

To safeguard your vehicle from losses and damages caused by accidents, we offer policies that protect your car and provide immediate relief from expenses. More so, you also receive indemnity against damages or injuries caused to third parties. Lastly, but perhaps most notably, you can avail our cashless facility, which permits getting your car repaired without having to pay anything upfront.

Car Insurance - Zurich Kotak General Insurance

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Cashless Garages in Kolkata

Our extensive network of garages is strategically positioned for easy access. Wherever you are in Kolkata, you’ll find a cashless garage ready to assist you. Explore the full list of cashless garages below. For comprehensive coverage, consider our car insurance in Kolkata.

Benefits & Advantage of Buying Car Insurance Online in Kolkata

Investing in a car insurance policy that meets your needs offers several key advantages—providing comprehensive protection against accidental damages and ensuring your peace of mind. Fortunately, obtaining such car insurance in Kolkata has never been easier. You can connect with us online or visit us in person. In addition to the convenience of cashless garages, our policy includes other important features such as:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • No Claim Bonus

  • Up to 22.5% additional discount based on credit score

  • Added benefits such as zero depreciation cover, medical cover, etc.

  • Automobile Association of India (AAI) member discount

A good car insurance in India is one that protects you and your vehicle from any financial loss and helps you remain stress-free on the road.

Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Kolkata.

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Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

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Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

Zurich Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

Car Insurance glossary

There's always more to explore when it comes to Zurich Kotak Car Insurance

Insured Declared Value (Idv) in Car Insurance

Insured declared value (IDV) in car insurance

The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.

No Claim Bonus (Ncb) in Car Insurance

No claim bonus (NCB) in car insurance

The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.

Zero Depreciation in Car Insurance

Zero depreciation in car insurance

Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.

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RTO- Regional Transport Office

Your guide to RTO offices. Get insights into different locations

RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

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Zurich Kotak General Insurance

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