Motor InsuranceCar InsuranceRenault Kwid Insurance

Renault Kwid Car Insurance

Protect your Renault Kwid with Zurich Kotak Car Insurance – quick, affordable, and comprehensive coverage.

Renault Kwid Car Insurance
Renew my policy
6500+

6500+

Cashless garages

Jet-speed

Jet-speed

claims

Upto

Upto

50% No Claim Bonus

24/7

24/7

Around the clock assistance

Note: The above data is till 1st April, 2025

Benefits of buying Renault Kwid car insurance online

Instant policy issuance

Instant policy issuance

Instant policy issuance

Buy or renew Kwid insurance online in just a few minutes, no paperwork required.
Affordable premiums

Affordable premiums

Affordable premiums

Premiums customised for the Kwid’s variants and your driving profile.
Cashless garage network

Cashless garage network

Cashless garage network

Access to a wide network of authorised garages for hassle-free servicing and repairs.
24x7 support

24x7 support

24x7 support

Anytime support for claims, renewals, or emergency help.
Custom add-ons

Custom add-ons

Custom add-ons

Personalise your policy with useful covers like zero depreciation, roadside assistance, and return-to-invoice.
No-hassle renewals

No-hassle renewals

No-hassle renewals

Quick, no-inspection renewals for most Kwid models.
Secure payments

Secure payments

Secure payments

Secure gateways ensure your transactions are protected.
Policy transparency

Policy transparency

Policy transparency

Detailed breakdown of premiums, coverage, and exclusions so you know exactly what you’re paying for.
Instant policy issuance

Instant policy issuance

Instant policy issuance

Buy or renew Kwid insurance online in just a few minutes, no paperwork required.
Affordable premiums

Affordable premiums

Affordable premiums

Premiums customised for the Kwid’s variants and your driving profile.
Cashless garage network

Cashless garage network

Cashless garage network

Access to a wide network of authorised garages for hassle-free servicing and repairs.
24x7 support

24x7 support

24x7 support

Anytime support for claims, renewals, or emergency help.
Custom add-ons

Custom add-ons

Custom add-ons

Personalise your policy with useful covers like zero depreciation, roadside assistance, and return-to-invoice.
No-hassle renewals

No-hassle renewals

No-hassle renewals

Quick, no-inspection renewals for most Kwid models.
Secure payments

Secure payments

Secure payments

Secure gateways ensure your transactions are protected.
Policy transparency

Policy transparency

Policy transparency

Detailed breakdown of premiums, coverage, and exclusions so you know exactly what you’re paying for.

Types of insurance plans for Renault Kwid car insurance

Third-Party Liability Insurance

●        Mandatory under Indian law.

●        Covers injury, death, or property damage caused to third parties by your Kwid.

●        Does not cover your own vehicle’s damages.

Own Damage (OD) Insurance

●        Covers damages to your Kwid due to accidents, fire, theft, or natural/man-made disasters.

●        Useful if you already hold a third-party policy but want to protect your own car.

Comprehensive Car Insurance

●        Combines third-party liability and own damage protection in a single plan.

●        Allows you to add covers like zero depreciation, consumables cover, and return-to-invoice.

●        Recommended for complete protection of your Kwid, its occupants, and third parties.

Renault Kwid car insurance policy: add ons

Zero Depreciation Cover

Zero Depreciation Cover

Ensures you receive the full claim amount without depreciation deductions on parts replaced.

Return to Invoice Cover

Return to Invoice Cover

In case of total loss or theft, it reimburses the difference between your Kwid’s IDV and its invoice price.

Roadside Assistance

Roadside Assistance

Provides emergency services, including towing, fuel delivery, battery jump-starts, and tyre replacement.

Consumables Cover

Consumables Cover

Consumables Covers smaller items like engine oil, nuts, bolts, and brake fluids, not included in standard policies.

How to buy/renew Renault Kwid car insurance?

1

Visit Zurich Kotak’s official website.

2

Enter your car details – registration number, make, model, year of manufacture, and fuel type.

3

Compare car insurance plans and add-ons tailored for Kwid.

4

Select coverage type – Third-Party car insurance , Own Damage car insurance , or Comprehensive car insurance policy .

5

Pay securely online through trusted digital payment gateways. & Receive instant policy issuance

How to download your Renault Kwid car insurance copy?

Keeping a soft copy ensures proof of coverage is always at your fingertips.
1

Click on the link

2

Enter your policy number

3

Enter your registered mobile number Or your registered email Id

4

Click on Get OTP

5

Type the OTP and click on download car insurance policy document

How to file a claim for Renault Kwid car insurance?

1
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
2
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
3
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
4
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
5
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
6
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.

Cashless garages near you

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

How to renew car insurance?

Timely renewals ensure continuous protection and help you avoid penalties or lapses in coverage.
1
Enter your current policy number and registration details online
2
View renewal premium and available add-ons.
3
Pay securely through the online portal.
4
Get your renewed policy almost immediately via email.

Renault Kwid Car Insurance Coverage

What is Covered Under the Zurich Kotak Kwid Insurance Policy?

●        Loss or damage to your Kwid due to accidents, theft, fire, natural calamities, or man-made disasters.

●        Third-party liability cover for injury, death, or property damage.

●        Personal accident cover for the owner-driver.

●        Add-on coverages such as zero depreciation, engine protection, roadside assistance, or consumables.

What is Not Covered Under the Zurich Kotak Kwid Insurance Policy?

●        Wear and tear due to age and usage.

●        Mechanical or electrical breakdowns not caused by accidents.

●        Driving without a valid licence or under the influence of alcohol/drugs.

●        Loss or damage outside the geographical coverage of the policy.

●        Damage or claims arising from racing, reckless driving, or illegal activities.

This clear list of inclusions and exclusions ensures you know precisely how your car is protected under Zurich Kotak car insurance.

FAQs for Renault Kwid car insurance

Questions you may have about Zurich Kotak General Insurance

Yes. If you’re switching insurers, you can transfer your accumulated NCB to Zurich Kotak, provided you renew the policy within the grace period.

Yes. Both electrical (like infotainment systems) and non-electrical accessories (like alloy wheels) can be insured by declaring their value at the time of purchase.

By default, coverage applies within India. However, you may request extensions for neighbouring countries by paying an additional premium.

You can either transfer the existing policy to the new owner or apply for a refund of the unused premium (subject to terms).

No. Indian law requires every car, including the Kwid, to remain insured at all times with at least third-party coverage.

Yes. Discounts are offered for anti-theft devices, voluntary deductibles, and for maintaining a No Claim Bonus record.

Almost instantly. Once payment is made, Zurich Kotak emails your digital policy copy and makes it available on the customer portal for download.

Yes. Damages due to floods, earthquakes, cyclones, and other natural disasters are covered under comprehensive plans.