Motor InsuranceCar InsuranceMaruti Suzuki Baleno Car Insurance

Maruti Suzuki Baleno Car Insurance

Car insurance price starting at just ₹2,094*

Maruti Suzuki Baleno Car Insurance
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6500+

6500+

Cashless garages

Jet-speed

Jet-speed

claims

Upto

Upto

50% No Claim Bonus

24/7

24/7

Around the clock assistance

Note: The above data is till 1st April, 2025

Features of Maruti Suzuki Baleno insurance

Wide network of cashless garages

Wide network of cashless garages

Wide network of cashless garages

Get your Baleno repaired at 5,700+ authorised cashless garages across India, without the need to pay repair costs upfront at approved centres.

Coverage against third-party liabilities

Coverage against third-party liabilities

Coverage against third-party liabilities

Stay compliant with the Motor Vehicles Act through mandatory third-party cover, which protects you against legal and financial liabilities arising from injury, death, or property damage to others.

High claim settlement ratio

High claim settlement ratio

High claim settlement ratio

Benefit from a strong claim settlement track record, helping ensure faster approvals and smoother claim processing during emergencies.

Easy policy purchase

Easy policy purchase

Easy policy purchase

Buy or renew Baleno insurance online in minutes through a simple, paperless process, with minimal documentation

Customisable add-ons

Customisable add-ons

Customisable add-ons

Enhance your coverage with optional add-ons such as depreciation cover, roadside assistance, and engine protection, based on your driving needs.

No Claim Bonus (NCB) benefits

No Claim Bonus (NCB) benefits

No Claim Bonus (NCB) benefits

Save on your Baleno car insurance premium with No Claim Bonus of up to 50% for consecutive claim-free policy years.

Instant policy issuance

Instant policy issuance

Instant policy issuance

Receive your car insurance policy instantly via email after successful payment, ensuring uninterrupted coverage from day one.

Wide network of cashless garages

Wide network of cashless garages

Wide network of cashless garages

Get your Baleno repaired at 5,700+ authorised cashless garages across India, without the need to pay repair costs upfront at approved centres.

Coverage against third-party liabilities

Coverage against third-party liabilities

Coverage against third-party liabilities

Stay compliant with the Motor Vehicles Act through mandatory third-party cover, which protects you against legal and financial liabilities arising from injury, death, or property damage to others.

High claim settlement ratio

High claim settlement ratio

High claim settlement ratio

Benefit from a strong claim settlement track record, helping ensure faster approvals and smoother claim processing during emergencies.

Easy policy purchase

Easy policy purchase

Easy policy purchase

Buy or renew Baleno insurance online in minutes through a simple, paperless process, with minimal documentation

Customisable add-ons

Customisable add-ons

Customisable add-ons

Enhance your coverage with optional add-ons such as depreciation cover, roadside assistance, and engine protection, based on your driving needs.

No Claim Bonus (NCB) benefits

No Claim Bonus (NCB) benefits

No Claim Bonus (NCB) benefits

Save on your Baleno car insurance premium with No Claim Bonus of up to 50% for consecutive claim-free policy years.

Instant policy issuance

Instant policy issuance

Instant policy issuance

Receive your car insurance policy instantly via email after successful payment, ensuring uninterrupted coverage from day one.

Types of insurance plans for Maruti Suzuki Baleno

Comprehensive Car Insurance

A comprehensive car insurance policy offers extensive protection for your Baleno by covering both third-party liabilities and damage to the insured vehicle. In addition to road accidents, it covers losses caused by natural disasters, man-made incidents, fire, explosions, lightning, self-ignition, and theft. This plan provides broader financial security against unforeseen events.

Third-Party Car Insurance

Third-party car insurance is mandatory under the Motor Vehicles Act for all vehicles in India. This policy covers legal and financial liabilities arising from bodily injury, disability, or death of a third party, as well as damage to third-party property. It does not cover damage to your own Baleno.

Standalone Own Damage Car Insurance

A standalone or own damage car insurance policy covers damage to your Baleno caused by accidents, natural calamities, man-made events, fire, explosions, or theft. To purchase this policy, you must already have an active third-party liability cover. This option is suitable if you want protection only for your vehicle while meeting legal requirements separately.

Add-on covers for your Maruti Suzuki Baleno insurance

Depreciation Cover

Depreciation Cover

This add-on ensures that depreciation is not deducted when parts are replaced during a claim. It helps you receive a higher settlement amount for approved repairs, without reductions for part ageing.

Roadside Assistance

Roadside Assistance

Roadside Assistance provides 24×7 support if your Baleno breaks down unexpectedly. It includes services such as towing, battery jump-starts, emergency fuel delivery, flat-tyre assistance, and minor on-the-spot repairs across India.

Engine Protect

Engine Protect

Engine Protect add-on offers financial cover for the repair or replacement of the engine and gearbox if damage occurs due to water ingress, oil leakage, or sudden mechanical failure.

Consumables Cover

Consumables Cover

Consumable add-on covers the cost of consumable items used during repairs, such as lubricants, nuts, bolts, and filters. These items are usually excluded from standard claims, so this cover helps reduce out-of-pocket expenses.

Benefits of choosing Zurich Kotak for Baleno insurance

1.

Comprehensive protection for everyday risks

Baleno car insurance provides cover for both own-damage and third-party liability, helping you manage the financial impact of accidents or unforeseen situations.


2.

Wide cashless garage network across India

Get access to 5700+ authorised cashless garages nationwide, allowing repairs without paying upfront at approved service centres.


3.

No Claim Bonus savings

Earn and retain No Claim Bonus (NCB) of up to 50% for claim-free years, which helps reduce your Baleno insurance premium over time.


4.

Time-saving online process

Buy or renew Baleno car insurance online in minutes with a simple digital journey, and receive instant policy issuance after payment.

How to buy or renew your Maruti Suzuki Baleno car insurance online?

1

Get started on the car insurance page.
 Visit the Zurich Kotak car insurance page and click on Get a car insurance quote or the renewal option, depending on whether you are buying a new policy or renewing an existing one.

2

Enter vehicle or policy details.
 For a new policy, enter your Baleno’s details, including the registration number, make, and model. For renewal, enter your existing policy number and registered mobile number to retrieve policy details.

3

Review coverage and premium.
 Check your policy details, select the required cover or make changes if needed, and review the premium shown on the screen.

4

Complete payment online
 Make a secure payment to complete the purchase or renewal.

5

Receive your policy instantly.
 Once payment is successful, your Baleno car insurance policy is issued instantly and emailed to you.

How to download your car insurance policy copy?

1

Visit the official website or mobile app of your car insurance provider & Navigate to the “Policy Documents” or "Customer Service" section.

2

Enter your policy number and registered mobile number or email ID & Request an OTP (One-Time Password), which will be sent to your registered contact.

3

Enter the OTP for verification & Once verified, you can download your car insurance policy document in PDF format.

4

Save the downloaded document securely on your device for future use.

How to file a car insurance claim at Zurich Kotak General Insurance

1
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
2
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
3
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
4
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
5
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
6
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.

Cashless garages near you

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

How to renew car insurance for an old car

With Zurich Kotak General Insurance, you can renew car insurance policy by just entering your existing policy number or customer ID on the page. Once your policy number/customer ID is verified, you can make the payment to renew your insurance instantly. Want to renew your car insurance policy? Zurich Kotak makes your job easy! Zurich Kotak Car Insurance can be done online in a few simple steps. Read on how –
1
Visit https://www.zurichkotak.com/renewal and choose the car insurance policy that you want to renew.
2
Enter your policy number and mobile number and click on ‘Submit’.
3
Your policy number will be verified and you will be able to check the details of your existing policy. You can continue to renew, renew the existing policy or make changes.
4
Pay the renewal premium and your policy will be done instantly!

Frequently Asked Questions

Questions you may have about Zurich Kotak General Insurance

Yes, it is mandatory to have car insurance for a new Maruti Suzuki Baleno before driving it on public roads. As per the Motor Vehicles Act, 1988, every car must have at least a third-party insurance policy. This cover protects against legal and financial liabilities arising from injury, death, or property damage to third parties. Many buyers choose comprehensive car insurance for broader protection, which also covers damage to the Baleno itself.

Yes, you can transfer your No Claim Bonus (NCB) from your previous insurer to Zurich Kotak when buying or renewing Baleno car insurance. NCB applies to the own-damage portion of the policy and is available if you have not claimed in the previous policy year. The bonus usually starts at 20% and can increase up to 50% with consecutive claim-free renewals, helping reduce your premium.

The Insured Declared Value (IDV) represents the current market value of your Maruti Suzuki Baleno after accounting for depreciation. It is the maximum amount the insurer will pay if the car is stolen or declared a total loss. A higher IDV provides better financial protection but increases the insurance premium. A lower IDV reduces the premium but may result in lower compensation during a claim.

You can reduce your Baleno car insurance premium by maintaining a claim-free record to earn No Claim Bonus , choosing an appropriate IDV, and opting for a voluntary deductible. Installing approved anti-theft devices may also help lower premiums. Selecting only essential add-on covers instead of all available options can further control costs while still maintaining adequate coverage.

Yes, roadside assistance is available as an add-on cover with Zurich Kotak Baleno car insurance policies. This add-on provides 24×7 assistance in case of breakdowns and includes services such as towing, battery jump-starts, emergency fuel delivery, flat tyre assistance, and minor on-the-spot repairs. It helps ensure support during unexpected situations while travelling.

Yes, installing approved anti-theft devices in your Maruti Suzuki Baleno can help you get a discount on your car insurance premium. These devices reduce the risk of theft, which lowers the insurer’s exposure. Such discounts are subject to policy terms and the device meeting regulatory or insurer-approved standards. Combining this with NCB and voluntary deductibles can further reduce premium costs.