Maruti Suzuki Vitara Brezza Car Insurance
Secure your Maruti Suzuki Brezza with Zurich Kotak’s reliable car insurance – buy or renew instantly online.
Instant policy with zero paper-work
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Maruti Suzuki Vitara Brezza Car Insurance
Your Maruti Suzuki Brezza is more than just an SUV—it’s the blend of bold design, robust performance, and everyday practicality that makes it one of the most popular compact SUVs in India. With its modern safety features, fuel efficiency, and comfort-driven design, the Brezza is built to take on both city traffic and long highway drives.
Owning such a versatile car deserves dependable protection. Insurance for your Brezza is not just a legal requirement but a safeguard for your lifestyle, shielding you from financial shocks caused by accidents, theft, or natural calamities. By choosing Zurich Kotak’s comprehensive cover, you ensure that your Brezza remains protected at every stage of the journey.
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Benefits of buying Maruti Brezza car insurance online
When you choose Zurich Kotak’s car insurance, you enjoy more than just compliance—it’s about convenience and confidence
Types of car insurance plans for Maruti Suzuki Brezza
Zurich Kotak offers three types of Brezza insurance policies:
● Mandatory under Indian law.
● Covers injury, death, or property damage caused to third parties.
● Does not cover damages to your Brezza.
● Covers your Brezza against accidental damage, theft, fire, and natural or man-made calamities.
● Ideal if you already have a third-party policy and want to protect your own car.
● Combines third-party liability and own damage protection in a single plan.
● Allows you to add extra covers, such as zero depreciation, consumables cover, and roadside assistance.
● Offers the most complete protection for your Brezza.
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Maruti Suzuki Brezza Car Insurance Coverage
What is covered under the Zurich Kotak Brezza Insurance Policy?
● Damage or loss due to accidents, fire, theft, natural calamities, or man-made disasters.
● Third-party liability, such as including bodily injury, disability, death, or property damage.
● Personal accident cover for the owner-driver.
● Coverage for selected add-ons such as zero depreciation, roadside assistance, or return-to-invoice.
What is not covered under the Zurich Kotak Brezza Insurance Policy?
● Normal wear and tear of vehicle parts.
● Mechanical or electrical breakdowns not linked to an accident.
● Driving without a valid licence or under the influence of alcohol/drugs.
● Loss or damage outside the geographical limits of India.
● Claims arising from racing, reckless driving, or illegal activities.
Clear inclusions and exclusions help you understand exactly what protection your Brezza insurance provides.
Add-ons for Maruti Suzuki Brezza car insurance
Zurich Kotak enables you to customise your policy with useful add-ons:
Zero Depreciation Cover
Get full claim value without depreciation deductions on replaced parts.
Return to Invoice Cover
In case of total loss or theft, receive the invoice value of your Brezza instead of the depreciated IDV.
Roadside Assistance
Support for flat tyres, towing, jump starts, and fuel delivery during emergencies.
Consumables Cover
Protection for small items like oils, screws, and brake fluid is not usually covered.
Tyre Protection Cover
Coverage for the repair or replacement of damaged tyres and tubes.
Engine Protect Cover
Safeguards against damage due to oil leakage or water ingress.
Personal Belongings Cover
Compensation for valuables like laptops, phones, or bags stolen from your car.
Key Replacement Cover
Lost or damaged your car keys? This add-on covers the cost of replacement or reprogramming of keys and locksets due to theft or accidental damage.
Personal Accident Cover
Provides financial protection to the owner-driver in case of accidental disability or death.
Why choose Zurich Kotak for Maruti Suzuki Brezza car insurance
Zurich Kotak combines trust, affordability, and ease of service. Key benefits include:
High claim settlement ratio
High claim settlement ratio and reliable service.
Cashless garage network
A vast cashless garage network across India.
Custom add-ons
Wide range of add-ons tailored for Brezza owners
Instant issuance & renewals
Instant policy issuance and quick renewals.
Affordable premiums
Affordable premiums without hidden charges.
24x7 assistance
24x7 support for claims, queries, and emergencies.
How to buy Maruti Suzuki Brezza car insurance?
Buying insurance for your Brezza is quick and paperless:
Visit Zurich Kotak’s website.
Enter your Brezza’s details like registration number, model, and year of manufacture.
Compare car insurance plans, add-ons, and Brezza car insurance prices.
Pay securely online and Receive your policy instantly via email.
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How is the Maruti Suzuki Brezza car insurance premium calculated?
Your Maruti Suzuki Brezza insurance price depends on:
● Insured Declared Value (IDV): Higher IDV = higher premium but better coverage.
● Car model and variant: Premium varies by Brezza variant and repair/replacement cost.
● Age of the car: Older cars have lower IDV, resulting in reduced premiums.
● Add-ons selected: Zero depreciation, roadside assistance, etc., slightly increase the premium but enhance protection.
● Location: Premiums may be higher in accident-prone or high-traffic areas.
● Policy type: Comprehensive plans cost more but provide wider coverage than third-party only.
Zurich Kotak provides complete premium transparency so you know exactly what you’re paying for.
How to renew Maruti Suzuki Vitara Brezza car insurance?
Renewing Brezza insurance is just as simple:
Timely renewals ensure continuous protection and help you avoid penalties or lapses in coverage.
Enter your current policy number and registration details online
View renewal premium and available add-ons.
Pay securely through the online portal.
Get your renewed policy almost immediately via email.
How to file a Claim for Maruti Suzuki Brezza Car Insurance Policy?
Zurich Kotak offers two claim settlement options:
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
What are the documents required to raise claim Maruti Suzuki Brezza car insurance
Keep the following ready for quick claim settlement:
A copy of your Zurich Kotak Brezza insurance policy.
Registration Certificate (RC) of the car
Valid driving licence of the driver at the time of the accident.
Police FIR (in cases of theft, third-party damage, or major accidents).
Original repair bills and estimates for reimbursement claims.
Completed claim form from Zurich Kotak.
How to download your Maruti Suzuki Brezza car insurance policy copy?
Once you purchase or renew your Brezza insurance policy, it is emailed instantly. You can also:
Keeping a soft copy ensures proof of coverage is always at your fingertips.
Enter your policy number
Enter your registered mobile number Or your registered email Id
Click on Get OTP
Type the OTP and click on download car insurance policy document
Car Insurance glossary
There's always more to know about Car Insurance
The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.
The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.
Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.
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FAQs for Maruti Suzuki Brezza car insurance
Yes, NCB from your previous insurer can be transferred to Zurich Kotak, provided the policy is renewed within the grace period.
Yes, electrical and non-electrical accessories such as infotainment systems or alloy wheels can be covered by declaring their value during policy purchase.
By default, coverage is valid only in India. You may request an extension for select neighbouring countries by paying an extra premium.
You can transfer the policy to the new owner or request a refund of the unused premium (as per policy terms).
No, car insurance cannot be paused. By law, your car must remain insured at all times with at least third-party liability cover.
Yes, discounts are available for anti-theft devices, voluntary deductibles, or if you’ve built up a No Claim Bonus.
Almost instantly. Once payment is completed, a soft copy is sent to your registered email and is also available on the customer portal.
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