Maruti XL6 Car Insurance
Protect your Maruti XL6 with Zurich Kotak Car Insurance
Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
4600+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
98.13%
Claim Settlement Ratio
24/7
Around The Clock Assistance
The claim settlement ratio is considered only for Own Damage and Theft claims in the financial year 2024-25 (Source - https://www.zurichkotak.com/public-disclosure)
Note: The above data is till 1st April, 2025
Maruti XL6 Car Insurance
The Maruti XL6 makes a strong impression with its bold X-bar grille, quad-chamber LED headlamps, and striking dual-tone alloy wheels. Inside, the spacious 6-seater layout, featuring comfortable captain seats, ensures a premium experience for all passengers, making it ideal for family outings and long drives. The vehicle also features a fuel-efficient K15C Dualjet engine, which combines performance with economy. Additionally, advanced safety features, including six airbags, ESP, and ABS with EBD, provide peace of mind on every journey.
To keep a vehicle of this calibre well-protected, comprehensive insurance is essential. Zurich Kotak car insurance covers a wide range of eventualities, including accidents, theft, natural disasters, and third-party liabilities. You can also benefit from access to a network of 4,600+ cashless garages across India, ensuring quick and hassle-free claim settlements. With the convenience of online purchase and renewal, Zurich Kotak ensures that your XL6 remains fully covered at all times, letting you enjoy every drive without worrying about unexpected risks.
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Types of car insurance plans for Maruti XL6
When selecting a policy for your Maruti XL6, you can choose from various options that suit your requirements and budget.
Benefits of buying Maruti XL6 car insurance online
Purchasing or renewing your Maruti XL6 car insurance online comes with several advantages:
Instant Policy Issuance
Buy or renew policies online with immediate issuance post-payment.
Policy Comparison
Compare features, coverage, and premiums to select the right plan.
Seamless Renewals
Quick online renewals ensure uninterrupted protection.
Digital Records
Policies are securely stored online and accessible at any time.
Exclusive Discounts
Online purchases often come with special offers or lower premiums.
Claim Support
Easy online claim registration and real-time status tracking.
Maruti XL6 Car Insurance Coverage
What is covered under the Zurich Kotak Maruti XL6 Car Insurance Policy?
● Accidental damage due to collision or impact.
● Theft or burglary of the insured XL6.
● Natural disasters like floods, cyclones, earthquakes, and storms.
● Man-made perils such as riots, vandalism, or terrorism.
● Fire, lightning, or explosion damage.
● Third-party liability for bodily injury, death, or property damage.
● Personal accident cover for the owner-driver.
● Optional add-ons include Battery Cover, Depreciation Cover, Return-to-Invoice, and Roadside Assistance (which includes Daily Car Allowance and Towing Support).
● Transit damage while the car is being transported by rail, road, or water.
What is not covered under the Zurich Kotak Maruti XL6 Car Insurance Policy?
● Driving without a valid driving licence.
● Accidents while under the influence of alcohol or drugs.
● Regular wear and tear or depreciation of parts.
● Mechanical or electrical breakdowns unrelated to accidents.
● Damages occurring outside the geographical limits of India.
● Losses caused by war, nuclear risks, or civil disturbances.
● Consequential losses, such as engine oil leakage or damage after flooding.
● Use of the XL6 for illegal activities, racing, or commercial hire.
● Claims raised under expired or lapsed policies.
Maruti XL6 car insurance add-ons
Zurich Kotak provides several optional add-ons to enhance coverage for your XL6. These add-ons can be selected based on driving habits, location, and coverage requirements.
Battery Cover
Covers replacement costs for a damaged or faulty battery. This add-on is applicable for electrical faults and ensures you are not burdened with repair costs due to battery failure.
Depreciation Cover (Zero Depreciation)
Ensures full claim settlement without deductions for depreciation on replaced parts such as bumpers, windshields, and metal panels. Typically applicable for vehicles under five years old.
Consumables Coverage
Covers the cost of consumables, such as oil, nuts, bolts, lubricants, and filters, used during repairs related to a claim.
Return-to-Invoice Cover
Pays the invoice value if your XL6 is stolen or declared a total loss, covering the difference between the Insured Declared Value (IDV) and the original invoice price.
Roadside Assistance
Provides support for towing, emergency fuel, tyre replacement, on-spot repairs, and includes a daily car allowance and towing support as part of the package.
Compulsory Personal Accident Cover
Offers ₹15 lakhs financial support in the event of accidental death or permanent disability of the owner-driver. This is a mandatory component of the policy.
Tyre Cover
Protects against the cost of repairing or replacing tyres damaged due to road hazards or accidents.
Loss of Personal Belongings
Covers loss or damage to personal items inside the vehicle caused by theft or accident.
Why choose Zurich Kotak Car Insurance for Maruti XL6?
Choosing the right insurance provider for your Maruti XL6 is important to ensure reliable coverage, smooth claim settlements, and access to helpful services when needed.
Extensive Cashless Network
Access over 4,600 authorised garages across India, ensuring hassle-free repairs and faster claim settlements for your Maruti XL6 car insurance.
Digital Convenience
Buy, renew, and manage your Maruti XL6 car insurance online at any time, with instant policy issuance and digital documentation.
Affordable Premiums
Transparent pricing and No Claim Bonus (NCB) benefits make your Maruti XL6 insurance cost-effective while maintaining comprehensive coverage.
Customisable Add-ons
Enhance your policy with add-ons such as zero depreciation, consumables, and roadside assistance to suit your coverage requirements.
24x7 Support
Emergency assistance and claim support are available around the clock for complete peace of mind.
Quick Claims
Streamlined processes for both cashless and reimbursement claims ensure timely settlements and minimal stress for Maruti XL6 policyholders.
How to buy or renew a Maruti XL6 car insurance policy online?
Buying or renewing your Maruti XL6 car insurance online is a quick and convenient way to ensure continuous protection for your vehicle without any paperwork or delays.
Visit Zurich Kotak’s official website and navigate to the “Car Insurance” section
Enter your XL6 registration details, previous policy number, or customer ID.
Select the policy type—comprehensive, OD-only, or third-party.
Customise coverage with add-ons like zero depreciation, roadside assistance, or consumables cover
Review the premium, Insured Declared Value (IDV), and policy terms.
Make payment through debit/credit card, UPI, or net banking. Policy issuance is instant post-payment.
Receive your digital policy copy by email and SMS.
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How to renew car insurance for an old car
Renew your old car with ease, we're here to help
With Zurich Kotak General Insurance, you can renew car insurance policy by just entering your existing policy number or customer ID on the page. Once your policy number/customer ID is verified, you can make the payment to renew your insurance instantly. Want to renew your car insurance policy? Zurich Kotak makes your job easy! Zurich Kotak Car Insurance can be done online in a few simple steps. Read on how –
Visit https://www.zurichkotak.com/renewal and choose the car insurance policy that you want to renew.
Enter your policy number and mobile number and click on ‘Submit’.
Your policy number will be verified and you will be able to check the details of your existing policy. You can continue to renew, renew the existing policy or make changes.
Pay the renewal premium and your policy will be done instantly!
How to file a car insurance claim at Zurich Kotak General Insurance
Filing a claim has never been this easy – we made sure of it
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
List of documents required for filing a car insurance claim
Get familiar with the documents needed for speedy claim process
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
How to download the Maruti XL6 car insurance policy copy?
Downloading your Maruti XL6 car insurance policy copy is quick and easy through Zurich Kotak’s online portal.
Losing your car insurance policy may lead you to pay heavy fines, although you have one. But now, you can immediately download your car insurance policy copy from our website.
Visit Zurich Kotak’s official website. Click on the link
Log in using policy number, mobile number, or customer ID.
Select “Download Policy Copy” and authenticate with OTP.
Download or email the digital copy.
Zurich Kotak General Insurance cashless network garages
Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty
Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
Car Insurance glossary
There's always more to know about Car Insurance
The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.
The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.
Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.
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Frequently Asked Questions about car insurance for Hyundai Santro
Yes. Under the Motor Vehicles Act, third-party insurance is mandatory for all cars, including the Maruti XL6. Driving without valid insurance can lead to penalties.
A comprehensive Maruti XL6 car insurance plan is ideal as it covers both third-party liabilities and damages to your own vehicle, offering complete protection.
Yes. Zurich Kotak allows you to buy and renew Maruti XL6 car insurance online instantly, with digital policy issuance for quick coverage.
Recommended add-ons for Maruti XL6 car insurance include zero depreciation, roadside assistance, engine protection, return-to-invoice cover, and consumables cover for enhanced protection.
Premium is determined by the Insured Declared Value (IDV), vehicle variant, age of the car, location, fuel type, previous claim history, and selected add-ons.
You can lower premiums by maintaining a claim-free record to avail a No Claim Bonus (NCB), installing anti-theft devices, opting for voluntary deductibles, and renewing policies on time.
If renewal is delayed, coverage will lapse, and accumulated NCB benefits will be lost. Any claims arising during the gap period will not be entertained.
Yes. A comprehensive Maruti XL6 insurance plan provides coverage against floods, cyclones, earthquakes, and other natural calamities.
If you visit an authorised network garage, Zurich Kotak settles the repair bills directly, allowing you to avoid upfront payments and enjoy a hassle-free experience.
Yes. The NCB is linked to the policyholder and can be transferred to a new Maruti XL6 or any other insured vehicle when you purchase a new car.