Hyundai Verna Car Insurance
Car insurance price starting at just ₹2,094*
Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
4600+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
24/7
Around The Clock Assistance
The claim settlement ratio is considered only for Own Damage and Theft claims in the financial year 2024-25 (Source - https://www.zurichkotak.com/public-disclosure)
Note: The above data is till 1st April, 2025
Buy/renew Hyundai Verna car insurance policy online
Buying or renewing your Hyundai Verna car insurance is an essential part of responsible vehicle ownership. The Verna, renowned for its premium design and performance, deserves protection against unexpected risks, such as accidents, theft, or natural disasters. Yet, many car owners delay renewing their policies or opt for inadequate coverage, leaving themselves financially vulnerable in the event of an emergency.
With the ease of online services, you can now buy or renew your Hyundai Verna car insurance online in just a few minutes, without paperwork or delays. Zurich Kotak offers digital convenience along with reliable customer support, ensuring quick policy issuance, dependable protection, and a hassle-free claims process to keep your Verna protected on every journey.
Why do you need Hyundai Verna car insurance?
Hyundai Verna car insurance protects your vehicle from unexpected losses caused by accidents, theft, fire, or natural disasters. It provides wide-ranging cover that includes third-party motor insurance, personal accident cover, and useful add-ons such as zero depreciation, roadside assistance, and engine protection. These help reduce repair costs and ensure financial stability in case of damage or loss.
Zurich Kotak offers Hyundai Verna car insurance starting at just INR 2,094*, making it an affordable and reliable choice. The online process is quick and transparent, allowing you to buy or renew your policy in minutes. With flexible coverage options, prompt policy issuance, and dependable customer support, you can drive with complete confidence knowing your Verna is well protected.
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Benefits of buying Hyundai Verna car insurance online
Buying or renewing your Hyundai Verna car insurance online is quicker and easier than ever. With Zurich Kotak, you get complete protection for your Verna at a fair price, along with all the convenience that comes from doing it digitally.
Types of Hyundai Verna car insurance plan
Choosing the right Hyundai Verna car insurance helps protect your vehicle from unexpected repair costs and maintain financial security on the road. Depending on your driving needs and budget, you can select from three main types of plans.
A comprehensive car insurance for Hyundai Verna offers complete coverage against accidental damage, theft, fire, natural disasters, and even man-made incidents like vandalism. It also includes third-party liability protection, making it a popular choice for those seeking broader coverage. While the Hyundai Verna insurance cost for this plan may be slightly higher, it provides better value through extensive protection and peace of mind.
A third-party car insurance policy for Hyundai Verna is legally required under the Motor Vehicles Act. It covers financial and legal liabilities if your car causes injury, death, or property damage to someone else. This is the most basic and affordable plan, making it an ideal choice for drivers seeking an essential, budget-friendly option. The Verna third party insurance price is regulated, ensuring you remain compliant without overspending.
A stand-alone own damage policy covers losses or damages to your Hyundai Verna caused by accidents, theft, fire, or natural disasters. To buy this policy, an active third-party insurance is mandatory. It’s ideal for those who already have basic cover but want added protection for their own vehicle at a reasonable Verna insurance price.
What's covered/not covered under Hyundai Verna car insurance Policy?
Accidental Damage
Covers repair or replacement costs if your Verna is damaged in an accident or collision.
Fire, Explosion & Self-Ignition
Covers losses caused by fire, explosion, or spontaneous ignition.
Theft or Total Loss
Offers compensation up to the Insured Declared Value (IDV) if your Verna is stolen or declared a total loss.
Natural Calamities
Covers damages caused by floods, storms, earthquakes, or other natural disasters.
Third-Party Liabilities
Includes legal coverage for injury, death, or property damage caused to third parties.
Personal Accident Cover
Provides financial compensation for the owner-driver in case of injury or death.
Mechanical or Electrical Failures
Excludes regular wear, tear, or breakdowns.
Consumables and Labour Costs
Items like oil, nuts, bolts, or excess labour charges are not covered.
Driving Without a Licence or Under the Influence
Claims are invalid if the driver lacks a valid licence or is under the influence of alcohol or drugs.
Racing or Unauthorised Use
Excludes cover for racing, testing, or commercial use such as delivery or ride-sharing.
War or Nuclear Risks
Losses from war, mutiny, or nuclear incidents are not covered.
Intentional Damage or Fraud
Claims are void if damage is deliberate or fraudulent.
Normal Wear and Tear
Everyday deterioration of parts is not covered.
Out-of-Territory Accidents
Excludes accidents outside the geographical limits stated in the policy.
Key specifications of Hyundai Verna
Type | Specifications |
Engine | 1482 cc & 1497 cc |
Max power | 157.57bhp@5500rpm |
Max torque | 253@ 1500-3500 rpm 144@ 4500 rpm |
Seating capacity | Five-seater |
Fuel type | Petrol |
ARAI mileage | 20.6 kmpl |
Transmission | Manual & automatic |
Fuel tank capacity | 45 litres |
Body type | Sedan |
ABS | Yes |
Gearbox | 7 Speed DCT |
Benefits of car insurance for Hyundai Verna
Why invest in Hyundai Car Insurance for your Hyundai Verna? Let’s explore the reasons:
Accidental damages, theft, or natural disasters can cause financial setbacks. But decent car insurance coverage can help you avoid burning cash.
A sudden breakdown on the road can leave you stranded. However, with a valid insurance plan, you can escape this situation without hassle.
It also covers third-party liability for property damage or injuries.
You also get compensation for medical expenses in accidents.
How to buy or renew Hyundai Verna insurance policy?
Buying car insurance online with Zurich Kotak is quick, simple, and completely paperless. Follow these easy steps to get your policy in minutes:
Your four-wheeler insurance policy will be issued instantly, giving you immediate coverage and a digital copy for easy access.
Get a Quote
Visit the Zurich Kotak Car Insurance page and click on the “Get a Car Insurance Quote” button to start the process.
Enter Vehicle Details
Provide essential details such as your car’s registration number, make, model, and variant to receive an accurate quote.
Add Personal Information and Make Payment
Fill in your personal details, review the quote, and proceed with the online payment.
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Download Now
Cut the wait time
Intimate Claim
Quick Verification
Instant Settlement
Zurich Kotak Car Insurance Reviews & Ratings
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We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.
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Factors impacting the premium of Hyundai Verna car insurance
Car Age: Older Hyundai Verna models typically have lower premiums, as their Insured Declared Value (IDV) decreases over time, although the risk of maintenance and claims tends to increase.
Insured Declared Value (IDV): The IDV reflects your car’s current market value. A higher IDV offers greater protection but also increases the premium amount.
Type of Coverage: Comprehensive insurance costs more than third-party motor insurance, as it includes own-damage, theft, and natural calamity cover, offering broader protection.
Add-on Covers: Optional features such as zero depreciation, roadside assistance, engine protection, and consumables cover raise the premium slightly but reduce personal expenses during claims.
Claim History and No Claim Bonus (NCB): Maintaining a claim-free record helps you earn NCB discounts, which lower the Hyundai Verna insurance premium upon renewal.
Location and Usage: Cars driven in high-traffic or accident-prone urban areas generally have higher premiums due to increased risk exposure.
Driver Profile: The driver's age, driving experience, and history also affect the premium. Younger or less experienced drivers may face higher costs.
How to renew your Hyundai Verna car insurance for old cars
Renewing your car insurance online is now quick, easy, and completely hassle-free with Zurich Kotak. Here’s how you can renew your existing policy in just a few simple steps:
Enjoy uninterrupted protection for your vehicle with Zurich Kotak’s simple and transparent car insurance renewal process.
Visit the Renewal Page
Go to the Zurich Kotak Car Insurance Renewal page and select the policy you wish to renew.
Enter Your Details
Please provide your existing policy number or customer ID, along with your registered mobile number, and then click Submit.
Review Your Policy Information
Once verified, you’ll be able to view your current policy details. You can choose to renew as is or make necessary updates before proceeding.
Make the Payment
Pay the renewal premium securely online. Your renewed policy will be issued instantly, and you’ll receive a digital copy for easy access.
How to file a hyundai verna car insurance claim at Zurich Kotak General Insurance
Filing a claim has never been this easy – we made sure of it
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
Documents required for filing a Hyundai Verna car insurance claim
Get familiar with the documents needed for speedy claim process
To raise a motor insurance claim under different situations mentioned above, you will require the following documents.
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
How to download your Hyundai Verna car insurance policy copy?
Here is your step-by-step guide to access your policy copy
Losing your car insurance policy may lead you to pay heavy fines, although you have one. But now, you can immediately download your car insurance policy copy from our website.
Enter your policy number
Enter your registered mobile number Or your registered email Id
Click on Get OTP
Type the OTP and click on download car insurance policy document
Zurich Kotak General Insurance cashless network garages
Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty
Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
Car Insurance glossary
There's always more to know about Car Insurance
The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.
The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.
Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.
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Frequently Asked Questions about car insurance for Hyundai Verna
Yes, you can go for online mode. Purchasing car insurance online is safe and comparatively easier than offline methods. Make sure to pick an IRDAI-registered insurer, such as Zurich Kotak General Insurance.
No Claim Bonus is a discount your insurance partner offers on the yearly premium payable. It is a reward for maintaining a good driving record and having a claim-free year.
It empowers you to get the exact purchase value of your car in case of theft or damage beyond repair. It eliminates your Hyundai car's yearly depreciation rate.
Your car insurance plan for Hyundai Verna typically covers these incidents-
Earthquakes
Floods
Storms
Landslides
Fires
Riots
Strikes
Explosions
Terrorist activities and more
The comprehensive cover tackles both third-party and personal damage incidents, so it might be the best all-rounder protection you can get.