Read about list of documents needed to buy new two-wheelers. For more information, check out the bike insurance policy from Zurich Kotak General Insurance.

Documents Required to Buy a New Two Wheeler in India

Owning a bike or scooter becomes essential for daily commuting as soon as someone starts earning a living. Having a bike not only provides a sense of independence but also comes with the responsibility of driving safely with a bike insurance policy. While it may seem straightforward, purchasing a two-wheeler involves several documents required for bike purchase, including proof of identity, residency, bank statements, and more.

Continue reading to learn more about the documents you'll need to acquire a two-wheeler in India.

Documents required to purchase a new two-wheeler in India

To register the bike under the owner's name and to transfer the ownership title to the person who bought the bike, specific documents are needed. The following are the necessary documents required when purchasing a motorbike:

• Identity proofs

• Residency proof

• Passport size photos

• Income tax returns – for self-employed people

• Bank statements or income proof – for salaried employees

Essential documents required at each stage of buying a new bike

It would be advisable to have all the necessary paperwork ready before purchasing a bike, registering the bike with the RTO, applying for a two-wheeler loan, or choosing an EMI payment plan. The following are the stages in which a list of documentation is necessary when purchasing a two-wheeler.

• While buying from a dealership

• When applying for a bike loan or financing

• While registering for a two-wheeler

Documents required to buy a two-wheeler from a dealer

Listed below is a list of the paperwork you'll need to provide when buying the bike:

• Address proof, such as a passport, rental agreement, utility bills, etc., serves as documentation of the buyer's residence address.

• Identification papers such as a driver's license, PAN card, or Aadhaar card.

Documents to apply for a two-wheeler loan or finance

There is the option of a loan or financing to cover the cost of a bike because not everyone is able to pay for a bike in full. The documentation is listed below:

• Identity proof documents such as a driver's license, Aadhaar card, PAN card, etc.

• Income proof documents, including a wage certificate, a Form 16, and the last three months' worth of paystubs, ITR files, and ITR files.

• A bank statement to show your income and any deductions.

• Passport size photographs

The following list includes the documentation required to finance the purchase of a bike for self-employed individuals.

• Identity proof documents such as a driver's license, Aadhaar card, PAN card, passport, voter ID, etc.

• Address proof such as Rental Agreement, Voter's ID, etc.

• ITR for the last three years to assess your income and deductions.

• Bank statements from the last three or six months.

• Passport-size photographs.

Required documents for vehicle registration

Document type	Document name
Application Form	Form 20
Sales Certificate	Form 21
Road Worthiness Certificate	Form 22
Emission Control	Pollution Under Control Certificate (PUCC)
Certificate of Clearance	Customs Clearance Certificate for imported two-wheelers
Proof of Sale	Manufacturer and dealer tax invoice
Address Proof	DL, PAN, Aadhaar, Passport, etc.
ID Proof	DL, Passport, Aadhaar, Voter’s ID, PAN Card, etc
Two-wheeler Insurance proof	Copy of Bike Insurance Cover Note
On Finance or Loan	Form 34 (Signed by financier and owner)
Temporary Registration Certificate	Copy of Temporary Certificate
Affidavit	Non-Judicial Stamp Paper

We reviewed the documentation needed to buy a two-wheeler in India. Although having a two-wheeler is a pleasure beyond comparison, it necessitates a lot of paperwork. Making better selections would be made easier if you compare several dealerships and research the market.

If you're renewing your bike insurance or choosing a new plan, compare the available two-wheeler insurance policies as well, and choose the one that best suits your needs.

Visit Zurich Kotak General Insurance for More Information.

Team Zurich Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.

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