RTO Mumbai East (MH-03): Address, Services And Insurance Guide

Created on: Sep 24, 2026Last Updated on: Sep 29, 2026
RTO Mumbai East (MH-03): Address, Services And Insurance Guide

Office details and fees checked on 16 September 2026. Confirm timings and jurisdiction with the office or on the Parivahan portal before travelling.

Sneha is buying a car in Chembur and needs to know which office will register it. Mumbai has four RTOs and their boundaries follow pincodes rather than neighbourhood names. Wadala is a long trip to make on a guess.

RTO Mumbai East operates under the code MH-03 and is located at the Wadala Truck Terminal, serving vehicle owners across the eastern part of Mumbai city. It handles registration, driving licences, ownership transfers, permits, fitness certification and road tax for its jurisdiction, under the Motor Vehicles Act, 1988.

RTO Mumbai East address, phone number and timings

The MH-03 office is commonly referred to as the Wadala RTO and both names describe the same office.

Table: RTO Mumbai East (MH-03) contact details

Detail

Information

Office name

Regional Transport Office, Mumbai (East)

RTO code

MH-03

Also known as

Wadala RTO

Address

B-2, 3rd Floor, Wadala Truck Terminal, Wadala, Mumbai (East), Mumbai 400 037, Maharashtra

Phone

022-24036479, 022-24036221

Email

rto.03-mh@gov.in

Working hours

10:00 to 17:00 on working days

State transport website

transport.maharashtra.gov.in

Wadala is among the busier RTOs in Maharashtra by volume. Plan for a wait if your work needs a counter visit. Several services no longer do.

Areas covered by RTO Mumbai East

MH-03 covers the eastern stretch of Mumbai city district, including Wadala, Sion, Dadar, Matunga and the surrounding catchment.

Jurisdiction is set by pincode rather than by neighbourhood name. Boundaries between Mumbai's four RTOs are not always intuitive.

Before assuming MH-03 is your office, check which RTO your pincode falls under on the Parivahan portal. Registering at the wrong office means a wasted trip.

If your vehicle already carries an MH-03 number, this office holds its record. That stays true wherever you have since moved.

Services offered at RTO Mumbai East

The office handles the full range of transport services, which fall into eight broad groups.

Table: Services available at RTO Mumbai East (MH-03)

Category

Services

Vehicle registration

New registration, temporary registration, permanent registration certificate, duplicate RC, RC renewal, re-registration, smart card RC

Ownership

Transfer of ownership, transfer after the owner's death, interstate transfer, change of address in RC, correction of RC details

Driving licence

Learner's licence, permanent driving licence, renewal, duplicate licence, international driving permit, addition of vehicle class

Permits

Goods carriage, national, tourist, contract carriage, stage carriage and interstate permits

Fitness and compliance

Fitness certificate issue and renewal, vehicle inspection, roadworthiness verification

Taxation

Road tax collection, lifetime tax, tax verification, tax clearance certificate

NOC and hypothecation

No Objection Certificate for interstate transfer, addition and termination of hypothecation

Other

Fancy number booking, HSRP number plates, vehicle scrapping and conversion approvals

How to register a vehicle at RTO Mumbai East

Registration follows five stages and a dealer usually files it on your behalf for a new vehicle.

  1. Submit the application. Form 20 along with the supporting documents, either at the office or through the Parivahan portal.

  2. Pay the fees and road tax. Both are due at the time of application. Keep the receipt.

  3. Vehicle inspection. An officer verifies that the engine and chassis numbers match the documents.

  4. Verification and approval. The office checks the file and assigns a permanent registration number.

  5. RC issued. The smart card registration certificate is dispatched to your registered address.

A dealer-issued temporary registration covers you for up to 30 days. Permanent registration is processed during that window. Riding or driving on an expired temporary number is treated as using an unregistered vehicle.

Documents required for vehicle registration in Mumbai

The paperwork is the same whether the dealer files it or you do.

  • Form 20, the application for registration

  • Form 21, the sale certificate issued by the dealer

  • Form 22, the roadworthiness certificate from the manufacturer

  • Form 34, where the vehicle is financed, recording the hypothecation

  • Valid motor insurance certificate

  • Proof of identity and proof of address

  • Sales invoice from the dealer

  • PAN card or Form 60 where a PAN is not held

  • Pollution Under Control certificate, where applicable

  • Passport-size photographs

  • Temporary registration certificate

Insurance is required at the point of registration rather than afterwards. A vehicle cannot be registered without a valid certificate in force. Dealers arrange cover before delivery for that reason.

How to transfer vehicle ownership at RTO Mumbai East

A used vehicle must be transferred into the buyer's name within 30 days of purchase, at the RTO where it was originally registered.

  1. Complete Form 29, the notice of transfer and Form 30, the report of transfer, both signed by buyer and seller.

  2. Gather the original RC, a valid insurance certificate, PUC certificate, the buyer's identity and address proof and a pencil print of the chassis and engine numbers.

  3. Obtain a No Objection Certificate from the financier if a loan was registered against the vehicle.

  4. Submit the file at the RTO and pay the transfer fee.

  5. The updated RC is dispatched to the buyer's address once approved.

Insurance has to be transferred separately. The policy does not follow the vehicle automatically. An untransferred policy leaves the new owner without valid own damage cover.

RTO vehicle registration fees in Mumbai

Registration fees are set centrally and are the same at MH-03 as at any other Indian RTO.

Table: Registration fees by vehicle category

Vehicle category

Fee

Motorcycle

Rs. 300

Three-wheeler or light motor vehicle, non-transport

Rs. 600

Three-wheeler or light motor vehicle, transport

Rs. 1,000

Medium vehicle

Rs. 1,000

Heavy vehicle

Rs. 1,500

Imported motorcycle

Rs. 2,500

Imported motor vehicle

Rs. 5,000

Duplicate RC, transfer of ownership, change of address

Half the applicable registration fee

These are administrative charges. Road tax is separate and is usually the larger amount.

How much is road tax in Maharashtra?

Maharashtra charges a one-time lifetime tax on a new private car, set as a percentage of its cost.

The table covers a new, privately owned, non-transport car registered by an individual. Company-owned, imported, transport and used vehicles are taxed on different bases.

Table: Maharashtra one-time road tax on a new private car

Fuel type

Up to Rs. 10 lakh

Rs. 10 lakh to Rs. 20 lakh

Above Rs. 20 lakh

Petrol

11%

12%

13%

Diesel

13%

14%

15%

CNG or LPG, factory-fitted

8%

9%

10%

Two further points affect the final figure. A Road Safety Cess of 2% applies to the motor vehicle tax, rather than to the vehicle price.

The one-time tax is also capped. The 2025 amendment raised that cap from Rs. 20 lakh to Rs. 30 lakh, effective 1 July 2025. The CNG and LPG rates above took effect on the same date.

Two-wheelers are taxed separately, at 10% to 12% of cost by engine capacity, with a Rs. 1,500 minimum.

Rates change with state budgets. Confirm the current figure before budgeting.

Which RTO services can you complete online?

A good share of RTO work no longer needs a counter visit and knowing which is which saves a trip to Wadala.

Table: Online and in-person RTO services

Service

Online

Requires a visit

Learner's licence application

Yes, through the Sarathi portal

No

Permanent driving licence

Application online

Yes, for the driving test

Driving licence renewal

Yes

No

Challan payment

Yes

No

Duplicate RC or licence

Application online

Sometimes, for collection

NOC application

Yes

Available either way

Transfer of ownership

Application online

Yes

Change of address in RC

No

Yes

Hypothecation removal

No

Yes

For someone like Sneha, whose dealer is filing the registration, one question matters. Which steps still need her there in person? The inspection does. Most of the rest does not.

Book an appointment through the portal where the service allows it. Walk-in queues at a high-volume office are unpredictable.

Why RTO Mumbai East requires valid insurance

Valid motor insurance is required at three separate points in the RTO process, which is why a lapsed policy stalls more than just your legal position on the road.

At registration. A vehicle cannot be registered without a valid certificate. Third-party cover is the legal minimum under Section 146 of the Motor Vehicles Act, 1988 and new private cars are issued a bundled policy carrying three years of third-party cover with one year of own damage cover.

At ownership transfer. The policy has to be transferred into the buyer's name. Until that happens, the new owner has no own damage protection even though a policy exists on the vehicle.

At fitness certification and permit renewal. Insurance documents form part of the file for commercial vehicles.

Driving without valid insurance carries Rs. 2,000 for a first offence, rising to Rs. 4,000 for a repeat. You also remain personally liable for third-party compensation awarded against you.

For a vehicle registered at RTO Mumbai East, comprehensive cover is worth weighing against third-party alone. Mumbai combines dense traffic, monsoon waterlogging and street parking. A third-party policy leaves all of that own damage exposure with you.

Zurich Kotak General Insurance Company (India) Limited covers cars and two-wheelers. Options include comprehensive, third-party and standalone own damage policies .

RTO codes in Mumbai: MH-01, MH-02, MH-03 and MH-47

Mumbai city is served by four registering authorities and your code depends on where the vehicle was registered.

Table: RTO offices serving Mumbai

RTO

Code

Location

Mumbai Central

MH-01

Tardeo, Mumbai Central

Mumbai West

MH-02

Andheri

Mumbai East

MH-03

Wadala

Borivali

MH-47

Kandarpada, Dahisar West

Navi Mumbai and Thane fall outside these, under MH-43 and MH-04 respectively.

Conclusion

Check which RTO your pincode falls under before you travel. Check too whether your task can be done online. Both save time at an office that handles heavy volumes.

Keep insurance, PUC and registration current. Each is needed at more than one point in the RTO process. A lapse in any of them delays work it has no obvious connection to.

Sneha checked her pincode before going anywhere. That confirmed MH-03 as her office and spared her a wasted trip.

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Frequently asked questions

What is the RTO code for Mumbai East?

MH-03. The office is at the Wadala Truck Terminal and is commonly called the Wadala RTO.

Where is the RTO Mumbai East office located?

B-2, 3rd Floor, Wadala Truck Terminal, Wadala, Mumbai (East), Mumbai 400 037. The office can be reached on 022-24036479 or 022-24036221.

What are the working hours at RTO Mumbai East?

Generally 10:00 to 17:00 on working days, with a lunch break between 13:00 and 14:00. Confirm before travelling, since timings can change.

Which areas does RTO Mumbai East cover?

The eastern part of Mumbai city district, including Wadala, Sion, Dadar and Matunga. Jurisdiction is decided by pincode, so check yours on the Parivahan portal rather than assuming.

Can I register a vehicle at RTO Mumbai East online?

The application can be submitted through the Parivahan portal. Vehicle inspection still requires the vehicle to be presented.

Do I need insurance to register a vehicle?

Yes. A valid motor insurance certificate is included in the registration document list. Dealers arrange cover before handing over a new vehicle. 

How long do I have to transfer ownership of a used vehicle?

Thirty days from the date of purchase. The transfer is done at the RTO where the vehicle was originally registered.

How much is road tax in Maharashtra?

It is charged as a percentage of vehicle cost. Two-wheelers pay 10% to 12% depending on engine capacity, with a minimum of Rs. 1,500. Car rates vary by fuel type and price band. Confirm the current figure with the RTO.

What happens if I use an expired temporary registration?

It is treated as using an unregistered vehicle, which is an offence under the Motor Vehicles Act, 1988. Follow up with the RTO if the permanent RC has not arrived within 30 days.

RTO Office locations in India

RTO Office Madhya Pradesh

RTO Office Jamnagar

RTO Office Indore

RTO Office Ahmedabad

RTO Office Chhattisgarh

RTO Office Jodhpur

RTO Office Jaipur

RTO Office Lucknow

RTO Office Gandhinagar

RTO Office Mirzapur

RTO Office Ghaziabad

RTO Office Gorakhpur

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