Commercial Insurance
Tailored coverage for every aspect of your business
Customised business solutions
Quick and hassle-free claim process
We take your safety seriously
93%
Claim settlement Ratio
5.73
Solvency Ratio
24/7
Around the clock assistance
Securing your business today and tomorrow
Running a business comes with its share of uncertainties, but with Zurich Kotak General Insurance by your side, you can navigate through them easily. Our dedicated team protects your business from unexpected setbacks like property damage, liability claims, transit losses, or employee-related issues. With commercial insurance, we help you reduce risks, recover quickly, and continue growing your business stronger.
Discover the range of insurance solutions for your business
Property insurance protects your business from unexpected events like fire, storms, theft, and vandalism that could damage your physical assets and lead to financial setbacks.
Engineering insurance insures your projects and equipment from machinery breakdown, property damage, and third-party liability, ensuring your engineering ventures are supported throughout.
Cargo insurance safeguards your goods against loss, damage, or theft while in transit, whether by sea, air, or land.
Reasons why Commercial Insurance is key to your business
Peace of mind for business owners
One of the most significant advantages of commercial insurance is the peace of mind it provides. Whether it’s a natural disaster, an accident, or an unforeseen event, commercial insurance serves as a safety net, ensuring your operations stay on track and continue smoothly, no matter what challenges arise.
Enhanced credibility and trust
Having a commercial insurance can significantly enhance your credibility. When clients and investors see that you’re backed by a strong insurance plan, it reassures them that your business is prepared for the unexpected, fostering trust and confidence in your company.
Improved employee morale and retention
Your employees are your greatest asset and providing them with group medical insurance or other employee benefits through your commercial insurance plan shows that you genuinely care about their well-being. This thoughtful gesture fosters a sense of security and strengthens loyalty within your team.
Protection against acts of God
Commercial insurance often covers unexpected events like earthquakes, floods, hurricanes, and other natural disasters. If your business property is affected by one of these unforeseen events, your insurance helps cover the costs of repairs or replacement, allowing you to recover faster and minimise the financial impact.
Lawsuit and legal protection
In today’s world, businesses are vulnerable to lawsuits and legal claims. That's where commercial insurance, particularly liability coverage, steps in to provide you with peace of mind. It covers the cost of legal defense, including lawyer fees, settlements, or court fees, ensuring you're supported every step of the way.
Why choose us to safeguard your business?
Take the first step towards securing your business with us
A trusted name
Zurich Kotak General Insurance, part of the Zurich Insurance Group with over 150 years of experience, serves people and businesses in over 200 countries.
Global expertise
We combine Zurich’s global expertise with local insights to provide efficient, customer-centric insurance solutions across India.
Long Term Partnership
For Zurich Kotak General Insurance, a long-term partnership is about delivering continuous value, stability, and growth where we’re positioned as your trusted ally.
Tailored solutions
Whether you’re a small startup or a large enterprise, our commercial insurance products are tailored to meet the unique needs of every business. We help you mitigate business risks, enhance resilience, and integrate sustainability into your operations.
Quick claim assistance
Zurich Kotak General Insurance is here to assist you with all your queries and ensure instant and hassle-free claim settlements when you need them the most.
Steps to buy commercial insurance online from Zurich Kotak General Insurance
Hassle-free insurance at your fingertips with our easy and fast online process
Fill in the details on Zurich Kotak commercial page and submit
Our team of experts will get in touch with you
Your guide to filling a commercial insurance claim at Zurich Kotak General Insurance
Inform us on 1800 266 4545 or write to us on care@zurichkotak.com or notify your sales representative
Share your policy details
A surveyor will be assigned to inspect the damage
Submit documents as instructed by a surveyor
After you submit the documents, we will evaluate the details and the documents and process your claims
"Always by your side. Keeping you safe"