Cashless garage facility in car insurance: How it works

A cashless garage facility is a wonderful feature available in car insurance. It allows a policyholder to directly drive their vehicle to a network garage and get the repairs done, while the insurer such as Zurich Kotak Car Insurance settles the bill. The policyholder doesn't have to make any payment to the garage.

Understanding the concept of a cashless garage

When you purchase a car insurance policy, you are told of the list of network garages that are associated with us. The cashless garages list is a list of garages across India where you can get your car repaired if you have a policy from Zurich Kotak Car Insurance.

When you do so, our representative gets in touch with the garage and settles the bill amount, without you having to make any payment. This is extremely convenient and beneficial and is one of the most important features of car insurance in India.

The process of getting a car repaired at a cashless garage

When you buy car insurance online, you get the cashless garages list. Once your car gets involved in an accident or requires repairs, you can drive it to the nearest garage. Here are the steps to follow:

1. Inform the insurance company about the accident as soon as possible.

2. Collect all the required evidence and hand it over to the garage, as they will forward the information to the underwriter.

3. Take your car to a cashless garage and inform them you have a cashless vehicle insurance plan.

4. Get the repairs done and drive your car out in a quick and easy manner.

Benefits of cashless garage in motor insurance

Here are some of the best benefits you get when you avail of this facility:

1. Quick n easy

It is a very quick and easy process to take your car to a network garage and get it fixed. The leading motor insurance companies in India have thousands of network garages spread all across the country, so finding the perfect one is never a problem.

2. Highly efficient

Only the best garages are hand-picked by the insurance company and then listed in their network. This is why you get the best service at these places and your car gets repaired flawlessly.

3. No financial stress

You never have to worry about paying the bills as in the cashless facility. The finances are directly taken care of by the insurance company. This prevents the monetary burden from falling on you following a road mishap.

To sum it up

It is very important for you to buy a good car insurance policy from a good insurer such as Zurich Kotak Car Insurance. You can ride your vehicle with a lot of mental peace knowing that help is just a few steps away if something unforeseen were to happen. Make use of the cashless facility in your car coverage and have a pleasant experience.

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