Renewal Zurich Kotak General Insurance
Starting Rs. 2094 per year
Instant policy with zero paper-work
We take your safety seriously
4400+
Cashless garages
Jet-speed
claims
Upto 50%
No claim bonus
98.31%
Claim settlement ratio
24/7
Around the clock assistance
Note: The above data is till 1st April, 2024
What is car insurance renewal?
Car insurance renewal is the process of extending the validity of your existing car insurance policy before it expires. This ensures that your vehicle remains protected against unforeseen accidents, damage, and third-party liabilities.
Why is car insurance renewal important?
Why is immediate car insurance renewal important?
Renewing your car insurance on time is crucial to ensure continuous protection against financial losses due to accidents, theft, or third-party liabilities. Here’s why you should renew your policy without delay:
Avoid legal penalties
Driving without a valid insurance policy is a punishable offense under the Motor Vehicles Act, 1988. Expired insurance can lead to hefty fines or even suspension of your driving license.
Uninterrupted coverage
An expired policy means no coverage for accidental damages or third-party claims. You may have to bear significant repair costs in case of an accident.
No claim bonus (NCB) retention
Failing to renew on time can lead to a loss of accumulated No Claim Bonus (NCB), increasing your premium. Renewing on time allows you to retain up to 50% NCB and get lower premiums.
Avoid policy lapse hassles
If the policy expires, you may need to undergo vehicle inspection before policy renewal. A policy lapse could make it harder to get a seamless renewal process.
Protection from unforeseen events
Natural calamities, man-made events, theft, or accidents can happen at any time. A valid policy ensures that you are financially secure in such situations.
Why renew car insurance online from Zurich Kotak General Insurance?
Renewing your car insurance online with Zurich Kotak General Insurance is a seamless and efficient process with multiple benefits.
Easy and hassle-free process
No paperwork or physical visits required.
Renew instantly in just a few clicks.
24x7 convenience
Renew your policy anytime, from anywhere.
No dependency on agents or office hours.
Instant policy issuance
Get your renewed car insurance policy immediately via email and SMS.
No waiting period for documentation processing.
Customization options
Modify your coverage by adding Depreciation Cover, Roadside Assistance cover, or Engine Protect add-ons.
Adjust your Insured Declared Value (IDV) as per your needs.
Secure online payment
Multiple payment options, including credit/debit cards, UPI, and net banking.
Safe and encrypted transactions.
Retain no claim bonus (NCB)
Preserve your NCB discount of up to 50%, ensuring lower policy renewal premiums.
Wide cashless garage network
Access cashless repairs at 4400+ network garages across India.
Renew your Zurich Kotak General Insurance policy
Comprehensive car insurance plans will take care of you when you need us the most
98.31% Claim settlement ratio
Instant policy issuance
Protect your ride with two-wheeler insurance that provide coverage, keeping you and your beloved bike safe while riding.
98.31% Claim settlement ratio
24/7 claim assistance
Comprehensive health insurance plans will take care of you when you need us the most
97% Claim settlement ratio
11200+ network of cashless hospitals
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Popular add-ons for car insurance renewal
Depreciation cover
Ensures full claim settlement without considering depreciation on car parts in case of a partial loss.
Recommended for new or high-value cars.
Roadside assistance cover
Provides emergency support in case of towing due to an accident or breakdown, flat tires, battery jump-start, and fuel assistance.
Ideal for frequent travelers.
Engine protect
Covers repair or replacement costs of engine parts, differential parts and gear box parts arising out of consequential damage arising out of water ingression, oil leakage, or lubrication failure.
Useful for cars driven in flood-prone areas.
Return to invoice
In case of total loss or theft, return to invoice add-on reimburses the full invoice value of the car, including road tax and registration charges.
Ideal for new car owners.
Consumables cover
Covers the cost of consumables like engine oil, nuts, bolts, brake fluid, and lubricants, which are not covered under a standard policy.
Recommended for cost-effective maintenance.
Additional PA cover for owner driver
Provides financial compensation in case of accidental death or disability of passengers traveling in the insured car.
Key replacement
Covers the cost of replacing lost, stolen, or damaged car keys, including lockset replacement if necessary.
Tyre cover
Covers expenses for repairing or replacing damaged tires due to cuts, bulges, or bursts.
Suitable for off-road or high-mileage drivers.
Daily car allowance
Provides a daily travel allowance when your car is under repair after an accident, for a maximum number of days as mentioned in the policy schedule.
Helps in covering alternative transportation costs.
How to add these covers during car insurance renewal?
Choosing the right add-ons can provide enhanced protection and financial security. Ensure you review your car insurance policy and select add-ons that best suit your driving needs.
Visit the Zurich Kotak General Insurance website.
Enter your existing policy details for car insurance renewal.
Select add-ons based on your requirements.
Review the premium changes and proceed with payment.
Get your renewed car insurance policy with add-ons instantly via email and SMS.
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How to reduce car insurance premium?
Lowering your car insurance premium is possible with a few smart strategies. Here are some tips to reduce your policy renewal premium:
Why choose online car insurance renewal?
Renew your car insurance on time to avoid penalties and ensure uninterrupted protection.
Steps to renew car insurance policy online from Zurich Kotak
Follow these quick steps to renew your car insurance policy and keep your car protected always
Your car insurance is just a click away. Visit the Zurich Kotak Car Insurance page to get your car insurance quote.
Visit https:www.zurichkotak.com/renewal and choose the car insurance policy that you want to renew
Enter your policy number and mobile number and click on ‘Submit’.
Your policy number will be verified and you will be able to check the details of your existing policy. You can continue to renew renew the existing policy or make changes.Your policy number will be verified and you will be able to check the details of you
Pay the renewal premium and your policy will be done instantly!
How to renew car insurance for an old car
Renew your old car with ease, we're here to help
With Zurich Kotak General Insurance, you can renew car insurance policy by just entering your existing policy number or customer ID on the page. Once your policy number/customer ID is verified, you can make the payment to renew your insurance instantly. Want to renew your car insurance policy? Zurich Kotak makes your job easy! Zurich Kotak Car Insurance can be done online in a few simple steps. Read on how –
Visit https://www.zurichkotak.com/renewal and choose the car insurance policy that you want to renew.
Enter your policy number and mobile number and click on ‘Submit’.
Your policy number will be verified and you will be able to check the details of your existing policy. You can continue to renew, renew the existing policy or make changes.
Pay the renewal premium and your policy will be done instantly!
How to Download Your policy copy
Here is your step-by-step guide to access your policy copy
Losing your car insurance policy may lead you to pay heavy fines, although you have one. But now, you can immediately download your car insurance policy copy from our website.
Enter your policy number
Enter your registered mobile number Or your registered email Id
Click on Get OTP
Type the OTP and click on download car insurance policy document
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