Importance of travel insurance – Know it all

Travelling opens doors to new experiences, cultures, and unforgettable memories. But while planning your dream trip, it’s essential to prepare for the unexpected. Flight cancellations, medical emergencies, or lost luggage can quickly turn your perfect getaway into a stressful situation. This is why travel insurance is not just an option—it’s a necessity.

With Zurich Kotak General Insurance, you can explore the world with confidence, knowing that you're protected against unforeseen events. Our comprehensive travel insurance plans are designed to keep you covered, ensuring peace of mind every step of your journey.

Why is travel insurance important?

Medical emergencies abroad

o   Healthcare costs overseas can be extremely high.

o   Covers medical expenses, hospitalisation, and medical evacuation.

o   Access to quality care without financial strain.

o   Some countries may even deny treatment without proof of insurance.

o   Zurich Kotak offers 24/7 medical support, ensuring you're never alone during emergencies.

Trip cancellations and interruptions

o   Life is unpredictable—illness or family emergencies can disrupt plans.

o   Recover non-refundable costs like flight tickets and hotel bookings.

o   Financial protection against unforeseen trip changes.

o   Covers cancellations due to natural disasters, strikes, or political unrest.

o   Enjoy flexible plans that adapt to sudden changes.

Lost or delayed baggage

o   Coverage for lost, stolen, or delayed luggage.

o   Reimbursement for essential purchases due to baggage delays.

o   Travel with peace of mind, even if bags don’t arrive on time.

o   Zurich Kotak general insurance helps you track your baggage and provides timely updates.

o   Get compensated for the inconvenience and continue your journey smoothly.

Travel delays and missed connections

o   Compensation for delays caused by weather, strikes, or technical issues.

o   Coverage for unexpected accommodation and meal costs.

o   Minimise financial stress from travel disruptions.

o   Zurich Kotak offers assistance in rebooking flights and finding alternative routes.

o   Stay connected with our 24/7 helpline for immediate support.

Personal liability cover

o   Protection if you accidentally cause injury or property damage.

o   Covers legal expenses and potential claims.

o   Stay safeguarded against unexpected liabilities.

o   Legal support and advice provided throughout the process.

o   Peace of mind knowing you're protected from costly legal battles.

24/7 global assistance services

o   Round-the-clock support no matter where you are.

o   Help with medical emergencies, lost documents, or legal issues.

o   Reliable assistance, ensuring you're never alone during a crisis.

o   Multilingual support to help you navigate foreign countries.

o   Assistance in locating nearby hospitals, embassies, or police stations.

Additional benefits of travel insurance

Coverage for adventure activities

o   Planning to go skiing, scuba diving, or trekking? Zurich Kotak offers plans that cover a range of adventure sports.

o   Protection against accidents or injuries sustained during high-risk activities.

Emergency evacuation and repatriation

o   In the event of political unrest, natural disasters, or medical emergencies, Zurich Kotak covers the cost of evacuation to a safe location.

o   Includes repatriation of remains in the unfortunate event of a traveller’s death.

Accidental death and dismemberment

o   Financial compensation in case of accidental death or severe injury during your trip.

o   Help support your loved ones in the event of a tragedy.

Coverage for pre-existing conditions

o   Some plans offer coverage for medical emergencies related to pre-existing conditions.

o   Ensures travellers with health concerns can journey confidently.

Why choose Zurich Kotak General Insurance for your travel needs?

·       Comprehensive coverage tailored to suit various travel plans.

·       Affordable premiums provide maximum value.

·       Hassle-free claims process with dedicated support.

·       Global network ensuring help is always within reach.

·       Customisable plans to meet individual travel needs.

·       Trusted brand with a reputation for reliability and excellence.

Conclusion

Travelling is about creating joyful moments, not worrying about what might go wrong. Zurich Kotak General Insurance ensures that unexpected events don’t spoil your adventures or strain your finances.

Before setting off on your next journey, safeguard your plans with reliable travel insurance. Whether it’s a weekend getaway or a month-long adventure, Zurich Kotak General Insurance has you covered.

After all, peace of mind is the most valuable travel companion you can have.

Secure your journey today with Zurich Kotak General Insurance – because we care about your travels as much as you do.