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Created on:

12 Mar 2025

Last Updated on:

12 Mar 2025

Planning a trip? Explore must-have travel insurance add-ons like trip cancellation cover, medical assistance, baggage protection, and more.

Travel add-ons you need to consider

Planning a trip? Whether it's a quick weekend getaway or an international adventure, ensuring you have the right travel insurance add-ons is just as important as booking your flight and hotel.

At Zurich Kotak General Insurance, we understand that every traveler has unique needs. That’s why we offer a range of travel add-ons to ensure that you are fully covered no matter where your trips take you. Let's dive into the essential travel add-ons you need to consider before your next trip!

Event Cancellation

Life is unpredictable, and sometimes, plans change. Whether it’s due to a sudden illness, bad weather, or unexpected work commitments, cancelling or cutting short a trip can be both disappointing and expensive. With event cancellation, you get reimbursement for non-refundable expenses such as flights, hotels, and tour bookings, helping you avoid a financial setback.

Medical Expenses – Accident and Illness

No one wants to think about falling ill while on vacation, but it’s always better to be prepared. Medical expenses abroad can be sky-high, and regular health insurance may not cover you internationally. Our Medical Expenses - Accident and Illness add-ons ensures that you are protected against sudden medical emergencies or hospitalization.

Loss of Checked-in Baggage & Delay of Checked-in Baggage add-on

Imagine arriving at your dream destination only to find out your luggage is missing! Whether it’s misplaced, lost, or delayed, Loss of Checked-in Baggage and Delay of Checked-in Baggage add-on helps cover the cost of essentials like clothing, toiletries, and even replacement items if your bags don’t make it back to you.

Adventure Sports Coverage

Are you an adrenaline junkie? Planning to go skiing in Switzerland, scuba diving in the Maldives, or bungee jumping in New Zealand? Many standard travel insurance policies don’t cover injuries from high-risk activities. Our Adventure Sports Cover ensures that your thrill-seeking experiences come with an extra layer of safety.

Loss of Passport and Travel Documents

Losing your passport in a foreign country can be a nightmare. With our Loss of Passport and Travel Documents Cover, we assist you in obtaining a new passport and cover the expenses related to replacement and additional accommodation if required.

Missed Connection

Missed your connecting flight due to a delay in the first leg of your journey? With the Missed Connection, you’ll be compensated for additional expenses, ensuring you don’t have to bear the full cost of rebooking.

Home Burglary and Robbery

Worried about leaving your home unattended while you travel? Our Home Burglary and Robbery provides protection in case of theft or burglary while you’re away, giving you complete peace of mind.

Why Choose Zurich Kotak General Insurance for Your Travel Needs?

Comprehensive Coverage – We provide a wide range of add-ons to suit every traveler’s needs.

24/7 Assistance – Emergencies don’t wait, and neither do we. Get round-the-clock assistance wherever you are.

Hassle-free Claims Process – We make claiming easy and stress-free.

Customisable Plans – Pick and choose the coverage that best suits your travel style.

Conclusion

Travel is one of life’s greatest joys, but unexpected situations can sometimes throw a wrench on your plans. Having the right travel insurance add-ons ensures that you can explore the world without worries.

So, before you pack your bags, make sure you're covered with Zurich Kotak General Insurance. Get a customized travel insurance plan today and travel with complete confidence!

Ready to secure your next trip? Visit our website or speak with our experts today!


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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.

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