Mother’s Day 2025: How health insurance empowers women at every life stage

It's time to take a step back and appreciate the amazing journey of motherhood as Mother's Day 2025 draws near. Mother's Day is a day to honour the devoted efforts, sacrifices, and care that mothers give to their families and society throughout their lives.

Working behind the scenes, countless mothers balance the effort of keeping themselves healthy while taking care of their families. That is where the role of health insurance plays a pivotal role. Health insurance is not just an insurance cover, but a robust support mechanism that equips women at any age of life.

From pregnancy to menopause and beyond, the right insurance coverage can help ensure that women receive the care they need even in the most unforeseen circumstances

This is what Zurich Kotak General Insurance wants to emphasize on and bring attention on how health insurance plays a role in women living a healthier and safer life. Women can completely draw the blueprint of long-term security and health with preventive care and the proper insurance coverage.

Let's see how health insurance helps women at each stage of motherhood and beyond.

Pregnancy and motherhood: Health insurance as a lifeline

Not only because of the hormones and emotional swings but also because it is physically demanding, pregnancy is wonderful. Pregnant women come with higher needs and risk factors during pregnancy, and coverage for health insurance may become even more important during that special time for them. Proper maternal health is important to improve maternal mortality, a problem that is still present for which we need attention.

According to the UNICEF projects in 2023, there were 197 deaths per 100,000 live births. This represents a considerable drop from 328 deaths per 100,000 live births in 2000, a 40% decrease over the last two decades. However, progress has stalled since 2016, and the current rate is significantly higher than the Sustainable Development Goal (SDG) objective of fewer than 70 fatalities per 100,000 live births by 2030.

This statistic highlights the ongoing difficulties in protecting pregnant women's safety and well-being during childbirth.

Zurich Kotak General Insurance is aware that getting the right care even while pregnant is important. That is why our health insurance plans offer add-on covers for pregnancy, from pre-pregnancy check-ups and delivery at the hospital to recovery after birth.

Postpartum health: Mental and physical wellness for new mothers

The postpartum period can sometimes be a bit overwhelming for many new moms, because it is a phase filled with emotional highs and lows and new moms recover physically from childbirth and navigate the emotional changes that come with becoming a new version of themselves.

Did you know:-

●        1 in 7 women worldwide experiences postpartum depression according to the American Psychological Association.

●        Postpartum depression can significantly impact a mother’s ability to care for herself and her baby, making mental health support crucial.

Health insurance can make a real difference here. With the right coverage, mothers can access vital services like counselling and therapy, which are essential for their overall mental wellness without overspending on anything.

Women’s health after childbearing: Managing chronic conditions and ageing

With the growing age, women come across various health challenges such as osteoporosis, pre-natal expenses, post-natal expenses or menopause. Menopause is a phase that usually occurs during the ages of 44 to 55. It initiates major hormonal changes that may not be healthy for a woman’s well-being and bodily functioning

A comprehensive health insurance becomes critical at this stage of life as well. It is important to have a policy that will cover hormone replacement therapy (HRT), bone density scans, and cardiovascular treatments can be a major help.The future of health insurance for women: Coping with evolving need Women’s health should be prioritised, which is why, health insurance coverage becomes more comprehensive.

 Advance consultation methods such as teleconsultation and video consultations such as telemedicine, wellness programs, and alternative forms of treatment make it even simpler for women to avail healthcare that suit their demanding lifestyles.

Zurich Kotak General Insurance, for instance, gets ahead of the times by designing individual wellness plans that cater to women at various stages of life. On the cards for the future, health insurance is set to play an even bigger role in enabling women to have healthy, rewarding lives.

Supporting working mothers: Health insurance that understands your needs

For a lot of women, working and motherhood is a demanding juggle to perform. Work pressures and family obligations usually take a heavy toll on both body and mind. That is why a sound health insurance plan is so valuable for working mothers, keeping them healthy and able to handle stress.

Zurich Kotak’s insurance plans for working mothers are designed to give them complete overall wellness support. In addition to cover for regular check-ups and specialist visits, our plans cover mental wellness, stress control, and wellness programs. These benefits keep mothers healthy making life at work and at home much simpler to handle.

Closing - Why health insurance matters for women

As we celebrate Mother's Day 2025, let each of us take a moment to appreciate the pivotal role that health insurance plays in empowering women. Zurich Kotak General Insurance ensures that women can ride life’s ups and downs with assurance, with their comprehensive coverage adapting to life stage needs at each stage of life.

This Mother’s Day, consider how much of a difference it makes to put women’s well-being and their overall health at the forefront, and how a suitable health insurance policy really makes a difference of a lifetime.