Zurich Kotak General Insurance Livewise Health insurance plan, your companion for better healthcare

LiveWise - Health Insurance

Key Features

Unlimited Restoration**

for related & unrelated illnesses

Unlimited tele-consultations

with general physician

Up to 30% discount^#

on renewal premium with

Wellness Benefit

6X Coverage*#

with Cumulative Bonus Booster

No restriction

on the room category

Base Sum Insured	₹5 Lakh/ ₹7.5 Lakh/ ₹10 Lakh/ ₹15 Lakh/ ₹25 Lakh/ ₹50 Lakh/ ₹100 Lakh

Base Covers

In-patient Treatment	Up to Sum Insured
Day care Treatment	All Day-care Surgeries & Procedures
Modern Treatments	Up to Sum Insured
Pre-Hospitalisation Medical Expenses	60 days prior to hospitalisation
Post-Hospitalisation Medical Expenses	180 days after discharge
AYUSH Treatment	Up to Sum Insured
Domiciliary Hospitalisation	Up to Sum Insured
Organ Donor Cover	Up to Sum Insured
Road Ambulance Cover	Up to ₹ 20,000 per year
Cumulative Bonus	50% increase in Base sum Insured for each renewal up to maximum of 100%
Unlimited Restoration Benefit	Restoration up to the Base Sum Insured unlimited times in a Policy Year
Unlimited E-consultations	Available for Consultations with General Physicians
Health Services	Health Portal - Doctor on chat, Healthy tips reminder, etc. Discounts on services such as consultations, diagnostics, maternity etc. at our network

Zurich Kotak General Insurance Company (India) Limited

(formerly known as Kotak Mahindra General Insurance Company Limited)

CIN: U66000MH2014PLC260291. IRDAI Reg. No. 152. Registered Office: Unit no. 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon East, Mumbai - 400063 Maharashtra, India. Please get in touch with us for complete list of Plans. Trade logo displayed above belongs to Kotak Mahindra Bank Ltd. and Zurich Insurance Company. Logo is used by Zurich Kotak General Insurance Company India Limited.

#Optional covers available upon payment of extra premium

*Up to 100% with Cumulative Bonus and up to 500% with Cumulative Bonus Booster for 5 consecutive years

^Through Healthy Days fitness program under the Wellness Benefit

**Restoration up to the Base Sum Insured unlimited times in a Policy Year

UID: 3563; LiveWise UIN: ZUKHLIP25037V022425

For more details on the risk factors, terms and conditions, please read the policy document before concluding the sale. For Optional covers offered under LiveWise, please get in touch with the company’s representative.

Statutory warning: Section 41 of the Insurance Act, 1938 states. (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer. (2) Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ₹1,000,000/-.

Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.

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