Tips for easy car insurance renewal online

Car insurance is an important requirement for every vehicle owner. Not having valid car insurance can attract a penalty of INR 2,000 or three months of imprisonment, depending on the nature of the violation. It is crucial to keep renewing your car insurance contract before it expires.

Before you renew your car insurance policy, it's important to keep the existing policy number, coverage details, and expiration date handy. Ensure you have updated information for all drivers covered by the policy, including license numbers and any recent infractions.

If you have missed renewing a policy, here are some important tips and steps to follow:

Important tips for car insurance renewal

1. Before you renew, review your current coverage. Evaluate your current coverage to determine if any changes are needed.

2. Ensure that you renew your policy before it expires to avoid penalties, financial consequences, and a re-inspection of your car.

3. Consider buying comprehensive coverage, including third-party liability coverage and extensive damage coverage. You can even buy a bundled cover customised to your needs.

4. Consider buying some valuable add-on covers like no-claim bonus, engine protect add-on cover, and depreciation cover.

5. Check for discounts you might be eligible for, such as multi-policy discounts, safe driver discounts, or discounts for low mileage.

How to renew car insurance online?

Renewing car insurance online is an easy and hassle-free process. Here are some of the simple steps to follow:

Renew it online on Zurich Kotak General Insurance website:

You must enter your last car insurance policy number and contact details to renew it online from here.

Use online tools for a cost-benefit analysis:

Utilise any online calculators or tools provided by insurers to adjust coverage options and see how changes affect your premium. You need to understand your requirements, whether you are looking for a comprehensive car insurance plan, a third-party-only plan or a standalone own-damage plan, provided you have an existing third-party-only car insurance plan, and then choose your additional benefits accordingly.

Fill in the online application:

If your last car insurance policy was with Zurich Kotak General Insurance, all details need not be entered. However, if you are porting your car insurance plan from a different company to Zurich Kotak General Insurance, you would have to fill out an online application with the last policy details, claim details, no-claim bonus details, etc., to get the actual premium payable.

Select your coverage

Choose the coverage that meets your needs. Pay attention to liability limits, deductibles, and any additional coverages like roadside assistance or engine protection cover.

Review and confirm

Carefully review the renewal offer or new policy details. Ensure all information is correct and the coverage meets your requirements. Confirm the renewal or proceed with the purchase of a new policy.

Make payment

Choose a payment method that is convenient for you and make an online payment.

Keep a record of the policy document

Save a copy of your renewed policy document and any confirmation emails.

Conclusion

To conclude, these crucial tips can help you renew your car insurance online quickly and efficiently. Timely renewal is important to ensure continuous coverage and financial protection.