How do you check car insurance validity online?

Car insurance is a vital requirement as it provides financial protection against third-party liabilities, loss, or damage due to accidents, theft, and other unforeseen events. Car insurance reduces the financial burden by covering the cost of repair, medical expenses, and legal fees. Third-party liability coverage under car insurance is also a mandatory requirement by law. You can be penalised for not having a valid car insurance policy while driving your car on the road.

Why is it important to check car insurance validity?

It is crucial to check car insurance validity for several reasons. Here are the reasons:

1. Driving without valid insurance is illegal in India and can result in fines, penalties, or legal action. The fine for the first instance is INR 2,000 or three months of imprisonment. The subsequence instance can attract a penalty of INR 4,000.

2. Car insurance covers damages or injuries you may cause to others, which is mandatory under Indian law.

3. Valid car insurance ensures you are financially protected in case of accidents, damage, or theft, covering repair costs and medical expenses.

4. Regularly checking your insurance validity helps you stay compliant with the law and avoid penalties.

5. Valid insurance ensures a smoother claims process if you need to file one, avoiding complications due to lapsed or expired policies.

6. Knowing that your insurance is valid instils confidence and a sense of security while driving.

How do you check car insurance validity?

Many insurers offer an online portal or app for policy management where you can view the insurance validity and other policy details. You can log into your car insurance policy account through the insurance provider’s website or app and access the policy details section to learn its validity.

One of the easiest ways to check car insurance validity online is through the VAHAN or Parivahan website. Here are the ways to check car insurance validity online.

Process to check your car insurance validity through the VAHAN website

1. Visit the official website of VAHAN National e-Services.

2. Navigate to "Know Your Vehicle Details", and the page for citizen login opens.

3. Enter your registered mobile number and the verification code (captcha) provided to create an account. You can also log in with your user ID and password followed by verification code (captcha) provided.

4. Once you submit the information, click on the "Search Vehicle" button to proceed.

5. Check for car insurance details on the webpage. The page typically displays your vehicle details, including the insurance validity status.

Process to check your car insurance validity through the Parivahan website

1. Visit the official Parivahan Sewa website

2. Find and click on the "Know Your Vehicle Details" link. This is usually located under the "informational Services" section.

3. This takes you to the VAHAN National e-Services page for citizen login

4. Enter your registered mobile number and the verification code (captcha) provided to create an account. You can also log in with your user ID and password, followed by a verification code (captcha) provided.

5. Once you submit the information, click on the "Search Vehicle" button to proceed.

6. Check for car insurance details on the webpage. The page typically displays your vehicle details, including the insurance validity status.

Conclusion

To conclude, the Parivahan or VAHAN NR e-services portal allows you to quickly check if your car insurance is up to date and valid, ensuring compliance with legal requirements and providing peace of mind. Knowing you are protected against significant financial loss in case of an incident gives a sense of security.