Read about how to check bike insurance validity online.
In India, buying a bike is a dream for many. From college students to office goers, many prefer purchasing a bike over cars as it allows for easier navigation through traffic. Additionally, bikes are more fuel-efficient than cars. However, before you dive into the excitement of riding your dream bike, it’s essential to remember to buy a bike insurance policy.
According to the Motor Vehicles Act, all bike owners must have a valid third-party liability bike insurance policy at all times while on the road. Driving without valid insurance is a punishable offense, and you may face hefty fines. Beyond legal compliance, bike insurance coverage is vital for financial security against unfortunate events like accidents.
Purchasing bike insurance alone is not sufficient; you must also renew it annually. To renew your policy, it’s crucial to remember the expiry date. Performing a bike insurance check is just as important as buying a policy. If you’re unsure how to check your bike insurance policy’s expiry date, here are a few useful methods.
The Ministry of Road Transport and Highways maintains a record of all the insurance policies on the VAHAN website. You can check the expiry date of your policy on this website by following the below steps:
Visit the VAHAN e-service website (www.vahan.nic.in) • Click on the know your details tab on the menu
A new page will appear on the screen. Enter your vehicle number and the verification code
And click on the search vehicle button
You can see your bike insurance policy details on the screen, and you can check the expiry date under the insurance “valid up to” column.
The Insurance Information Bureau or IIB maintains the records of all insurance policies sold in India by different insurance companies. You can find your bike insurance policy details and the expiry date on IIB website by following the below steps:
Visit the IIF website (www.iib.gov.in)
On the website’s home page, you would find a quick links section, click on the ‘V Seva’ section and you will see a form on the screen
Enter the necessary details, fill the captcha code and click on the submit button
A new page will appear on the screen containing your policy details and you can easily see the expiry date.
Note: The IIB contains details of the policies purchased after April 1 2020. If you have purchased bike insurance before that, the details may not be recorded on the website.
When you buy bike insurance from any insurance, they will maintain the records. You can log into your insurance company’s official website, enter the policy details, and download the policy document that mentions the policy’s expiry date.
The steps for checking the policy’s details may vary from one insurer to another, however, most insurers may require you to enter basic details like policy number, vehicle registration number, etc.
Typically, the policy document contains all the details, including its validity and the renewal date. However, you need not carry the document always. Instead, you can use the above tips to check the renewal date online instantly.
If you have purchased your bike insurance from Zurich Kotak General Insurance, you can log into the insurance portal and check the policy details at any time you want. Make sure that you renew your policy on time so that you have insurance protection at all times.
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