Occasional driving: Insuring a car used once or twice a month

If you are an occasional driver who uses their car not more than one or two times a month, then you might have thought about whether it's worth spending tons of money to protect it with good car insurance. Believe it or not, this is a common situation that many individuals face, and if you are one of them, carefully go through this page to get some clarification on this topic.

4 reasons to buy motor insurance for rarely used cars in India

A lot of situations can lead to a car being rarely used. For instance, it could be a secondary vehicle, or the owner could be staying out of town for job purposes, etc. If you are one such individual with a car used not more than once or twice a month, you should know that it is still vital to get it insured with a proper motor insurance policy. Here are some popular reasons why you need good car insurance for rarely used four-wheelers in India;

Mandatory by law:

One of the main reasons to purchase valid motor insurance for your rarely used car in India is because it is mandatory by law. As per the Motor Vehicles Act, all motor vehicles, including the rarely used ones, need to have a motor insurance policy with at least third-party liability cover. Without it, one cannot legally operate their car in public spaces in the country.

Third-party liability coverage:

It doesn’t matter whether you drive your car daily or once or twice a month, accidents can happen unannounced at any place. In such cases, if your vehicle causes any damages or losses to a third-party individual or property, the policy will help cover those expenses.

Covers own risks:

Similarly, if you are involved in an accident during your occasional drives, comprehensive car insurance and selected add-ons will help cover the losses and damages caused to you and your vehicle. Get ideal coverage with car insurance from Zurich Kotak General Insurance.

Peace of mind:

Besides accidents on the road, rarely used vehicles are also prone to damages and losses due to fire, natural disasters, theft, etc. Having good car insurance eases the financial burden that may arise from such events, helping you repair or replace the car as per the situation. Purchasing car insurance is simple and can be done over the Internet.

Is there a way to save money on motor insurance for rarely used cars?

While you can save money on motor insurance for rarely used cars by going with a third-party cover, you will be compromising on overall protection. Opting for a comprehensive insurance plan without unnecessary add-ons would be a more valuable choice in this case. For details on the latest car insurance price options and policies, head over to Zurich Kotak General Insurance website.

Conclusion:

Having valid vehicle insurance for your car, be it new, second-hand or rarely used, is legally required in India. Accidents are unpredictable and doesn’t depend on your car’s usage pattern. Hence, investing in a proper plan per your coverage needs and budget is a crucial responsibility that you need to fulfill.