Meter Switch on / Switch off

Yes, it is mandatory to download the Mobile application. It is available on Play Store/ App Store. In case the Mobile App is not downloaded, then the status of the policy shall be considered as “SWITCH ON”/ ACTIVE and in such cases, if the vehicle is not in use for more than 24 hours then the Insured is not entitled to receive the reward day as the status will not be updated on the App.

In this scenario, the cashback (reward) days will not be counted. The Insured will have to take the responsibility to managing the status of insurance cover (On/ Off) in the Mobile App to get the benefits of the cover

In this scenario, in the event of an unfortunate accident (except for Third party claim/ damages due to Fire, AOG perils) the insurance cover will not be available as the cover was not switched on.

To avail the benefits of reward days discount in renewal policy, policy should be renewed within 45 days of expiring date of the on-going policy

When the App is set to INACTIVE state, then any accidental damage to the car in that period is not covered however other covers like – Theft, Fire, Riot & Strike and AOG perils are continually covered throughout the period of the insurance cover without break. Hence your damages will be paid.

When the App is set to INACTIVE state, then any accidental damage to the car in that period is not covered however other covers like – Theft, Fire, Riot & Strike and AOG perils are continually covered throughout the period of the insurance cover without break. Hence your damages will not be paid.

The benefits of this add-on cannot be transferred to another vehicle or insurer

At the end of the policy period, in case the customer does not renew the policy, he can take a premium refund.

Reward days discount will not be offered if any claim is registered and paid in expiring policy.