Which is the hassle-free method of buying car insurance?

In India, you cannot drive a car without a car insurance. Third-party car insurance is the minimum legal requirement. However, if you want coverage for a wide range of damages comprehensive car insurance should be your first choice but it is not easy to select the right car insurance for a new car. You need to explore different plans and compare car insurance quotes which requires time and effort. So, if you want a hassle-free way of doing it buy car insurance online.

Keep reading this blog to find out why online platforms are the best for buying car insurance.

Benefits of buying car insurance online

There was a time when people used online modes just to research and compare insurance plans and preferred buying offline through an agent. With time online platforms have become better, safer and more reliable which makes it the best hassle-free method of buying car insurance. Here are the benefits of buying new car insurance online.

1. Research

Research is one benefit you get when you purchase car insurance online. You can explore and learn about so many insurance plans, sitting at your home without having to physically explore the market. Online research helps you make an informed decision.

2. Hassle-free process

The online process of buying car insurance is simple and fast. You can purchase online through the insurer’s website or mobile app. No paperwork is required, no commission fee is involved and the policy is issued immediately.

3. Low premiums

Online car insurance plans are cost-effective compared to offline plans because the insurance company saves on operational costs and passes on the benefit to its customers in the form of charging lower premiums.

4. Quick customer service

Getting assistance from customer care is much faster and easier through online channels. All you need to do is submit a query online and you will receive immediate assistance.

5. Easy claim process

If you purchase car insurance online, the claim settlement process is also online which does not require complex documentation. You just need to provide pictures as a piece of evidence to support your claim request, the company may verify your request through video calling and once your request is approved your claim is settled instantly.

Process of buying car insurance online

You can buy car insurance online in just a few clicks and a couple of minutes.

1. Keep your car details handy such as registration number, make and model.

2. Start your research and compare car insurance quotes online.

3. Select the type of plan you want to purchase third-party car insurance or comprehensive car insurance.

4. Provide your personal and car details and submit relevant documents.

5. If you select a comprehensive car insurance plan, you need to select IDV (Insured Declared Value) for your car. It is the maximum amount you will get as a claim and it is the current market value of your car.

6. Once you select an IDV, you can also include add-on covers to enhance your coverage.

7. You will get the premium amount based on the coverage you choose. Make the payment and your policy will be issued immediately.

Conclusion

So now you are aware of the benefits and process of buying car insurance online, get comprehensive car insurance from Zurich Kotak General Insurance for your car to ensure financial protection against any misfortune.

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