Bike Insurance in Chandigarh

Limit your speed, not your two-wheeler insurance

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Speed up your bike insurance renewalwith Zurich Kotak.
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Instant car policy with zero paper-work

Instant policy with zero paper-work

Quick and hassle-free car claim process

Quick and hassle-free claim process

Zurich Kotak General Car Insurance Google Ratings

4/5

We take your safety seriously

Cashless Garages

4400+

Cashless Garages

Insurance Claim

Jet-Speed

Claims

No Claim Bonus

Upto 50%

No Claim Bonus

Car Claim Settlement Ratio

93.56%

Claim Settlement Ratio

24/7-Around-The-Clock-Car-Assistance

24/7

Around The Clock Assistance

Note: The above data is till 30th Sep, 2024

Two Wheeler Insurance Policy in Chandigarh

With renowned architecture and an unparalleled quality of life, the city of Chandigarh has aptly become the face of present-day India. Being one of the earliest planned cities in the country, it gained international recognition for its exquisite urban landscape. Today, Chandigarh serves as a union territory and the functioning capital of the adjoining states of Haryana and Punjab.

Housing marvellous civic buildings, sweeping boulevards, pristine lakes, and verdant gardens, the city has been reported as one of the cleanest places in all of India. Strewn amidst a beautiful natural setting, the charming city of Chandigarh also pays heed to resource conservation and innovation.

Given its flourishing per capita income, cosmopolitan nature, and growing population, the city has seen a upsurge in its residents’ travel demands. Even with a well-chalked-out public transportation system in place, people have leaned towards investing in the comfort and convenience of their own vehicle. And, to make the commute quicker, two wheelers have become the go-to option for most travellers.

Looking at the staggering number of two wheelers and related bike accidents in recent times, it is safe to say that these private vehicles come with an added set of liabilities. While third party insurance is mandatory by law, it's safer to opt for comprehensive two wheeler insurance policy in India. This offers better protection against financial liabilities arising in case of accidents, natural calamities, and theft.

Thereby, we at Zurich Kotak General Insurance offer policies to safeguard your two wheeler from damages while also striving to ease the cumbersome task of buying a two wheeler insurance in Chandigarh. To add to the list of benefits, you can avail our cashless facilities at a wide network of garages.

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Key features of Two Wheeler Insurance from Zurich Kotak

Discover the exciting bike Insurance Features that go the extra mile for your safety

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Cashless servicing.

Zurich Kotak General Insurance has to tie up with 4000+ cashless garages network across India to provide its customers access to cashless servicing. You just have to take your vehicle to the nearest network garage for repair and the insurance company will take care of the expenses incurred.

NCB discounts & entitlements

NCB discounts & entitlements

No-claim bonus is a discount rewarded to policyholders for each claim-free policy year, typically starting at 20% for the first year and reaching a maximum of 50% for the next five consecutive claim-free years. This bonus is transferable and can be applied to a new vehicle purchase.

Car Premium discounts

Premium discounts

Get an additional discount (as per the tariff) on your bike insurance premium when you opt for Voluntary Deductible in addition to Compulsory Deductible.

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Cashless Garages in Chandigarh

To seamlessly assist you with our cashless services, we have established a strong network of cashless garages across the city. You can reap the benefits of this facility at any of the centres closest to you. Find the entite list of cashless garages in Chandigarh

Benefits of Zurich Kotak General Two Wheeler Insurance

While choosing a two wheeler insurance, it is imperative to invest in a comprehensive plan that covers all your needs and gives you peace of mind. To make it simple for you to fulfil these purposes, we ensure that you pay for two wheeler insurance premium in Chandigarh with utmost ease. Let’s take a look at the benefits you will receive on opting for this policy:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • Add-ons such as zero depreciation cover, medical cover, etc.

  • No Claim Bonus

In case you have been scouring the market for a two wheeler insurance, your search ends here. Simply contact us and get a quick quote to secure your ride on the streets of Chandigarh.

Add–ons available with bike insurance policy by Zurich Kotak

Customize your coverage with our amazing add-ons - they're like bonus features for your bike protection!

Depreciation Cover

Depreciation Cover

Zero depreciation is an add-on cover in which the claim amount is paid by the insurance company without considering the factor of depreciation of your bike or scooter

Return to Invoice

Return to Invoice

Return to invoice add-on pays the difference between the invoice value of your bike or scooter and its insured declared value in the event of total loss or theft.

Consumables Cover

Consumables Cover

Consumable covers include the cost of consumables such as bolts, screws, nuts, lubricants, etc needed in the repair of your bike or scooter

Engine Protect

Engine Protect

Engine protect add-on covers the damages caused to the engine of your bike or scooter due to water logging or water spillage and pays for replacement or repair of the engine of the insured vehicle.

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Garage Cash

Garage Cash add-on pays a daily allowance to enable you to meet your daily conveyance cost through hired transport during the period when you bike is under repair.

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Personal Accident Cover

PA cover is an optional add-on benefit of up to 15 lacs for death or total and permanent disablement due to an accident. The cover is available only for owner/driver of the bike/scooter. The cover is mandatory unless you have an existing PA cover with a minimum sum insured of Rs.15 lakhs.

Steps to buy bike insurance online from Zurich Kotak

Hassle-free insurance at your fingertips with our easy and fast online process

Get all-round protection for your precious two wheeler in a few steps. We at Zurich Kotak General Insurance understand the value of your time and have simplified the bike & scooter insurance buying process to a few simple steps.

Get A Quote

Click on the "Get A Quick Quote" button on Bike Insurance page.

Fill Car Details

Fill in your vehicle details such as registration number, model, make etc.

Fill Personal Details

Check quote, fill in your personal details and make the payment online.

Policy Wording
Policy Wording
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Cut the wait time

We process your claim @ Jet-speed
Intimate Claim

Intimate Claim

Quick Verification

Quick Verification

Instant Settlement

Instant Settlement

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Zurich Kotak Bike insurance Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Bike Insurance

It was a smooth experience. Will surely recommend my friends for Kotak. Thank you it was a good experience.

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Bike Insurance

Timely and hassle-free experience

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Bike Insurance

The cashless claim was seamless and was a overall very good customer experience

Steps to renew bike insurance policy online from Zurich Kotak

Follow these quick steps to renew your bike insurance policy and keep your bike protected always

On-time renewals are beneficial and Zurich Kotak allows you the easy process of renewing your bike insurance policy online.

Steps to renew car insurance policy online from Zurich Kotak
Click on Zurich Kotak Car Insurance Renewal

Visit https://www.zurichkotak.com/renewal and select the type of two-wheeler insurance policy which is due for renewal. For example, if you want to renew a comprehensive two-wheeler insurance policy, then select comprehensive two-wheeler insurance.

Enter your policy number

Then, fill in your two-wheeler insurance policy number, registration number, chassis number and your mobile number. Now, click on ‘Submit’

Check the Details of Your Existing Car Policy

The insurance company would then validate your two-wheeler policy number and show the details of your policy on the screen after verification.

Pay the Renewal Premium

Check the details of your policy, choose add-ons if you want to buy any and review the premium of your plan.

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Pay the premium and your policy would be renewed instantly with a confirmation on your registered email Id and mobile number. You can pay the premium online through any digital payment mode like credit or debit cards, mobile wallets, net banking UPI, etc.

How to claim Two-Wheeler Insurance online at Zurich Kotak

Filing a claim has never been this easy – we made sure of it

How to file a car insurance claim at Zurich Kotak
Call us on 1800 266 4545

Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.

Claim Reference Number

Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.

Submit the Relevant Documents

You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.

Inspection

An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.

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The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.

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Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation

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Call us on 1800 266 4545

Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.

Claim Reference Number

Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.

Submit the Relevant Documents

You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.

Inspection

An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.

Vehicle Repaired by the Insurer

The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.

Submit All Bills

Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation

List of documents required for filing a bike insurance claim

Get familiar with the documents needed for speedy claim process

Documents required for bike insurance claim

To raise a bike insurance claim under different situations mentioned above, you will require the following documents.

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Registration Certificate (RC) Copy

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Policy Copy

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Policy holder's valid ID proof

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Drivers Driving license

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FIR Copy (In case of theft and TP claim)

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Duly filled Claim form

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Any further requirements will be conveyed basis inspection

List of Documents Required To Claim Insurance

Steps to download physical copy of Bike Insurance Policy

Here is your step-by-step guide to access your policy copy

After you buy a policy online, the soft copy of the bike insurance policy is instantly issued and sent to the registered email ID. Thereafter, the physical copy of the bike insurance policy is sent through mail within a few days. If you are unable to find the soft copy of bike insurance policy in your email or if you have misplaced the physical copy, you can download the policy online

Click to Download Car Insurance Policy Copy

Visit our website www.zurichkotak.com

Policy Number

Click on ‘Download Policy Copy’ under Login button on top right-hand corner

Enter Phone Number

Enter the policy number, registered mobile number or the registered email ID and click on ‘Get OTP’

Get OTP

An OTP would be sent to your registered mobile number and email ID. Enter the OTP in the required field and submit

Click on Download Car Insurance Policy Document

The policy copy would be available for download. You can download it on your system and save it for future use

Zurich Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty

Buying a two-wheeler insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.

Bike Insurance glossary

There's always more to know about bike Insurance

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Two Wheeler Insurance Premium

The bike & scooter premium is the amount paid by the policyholder periodically to the insurance company towards the bike insurance policy

Insured Declared Value (Idv) in Car Insurance

IDV in Two Wheeler Insurance

The IDV is the maximum coverage amount set by the insurer for a vehicle, based on the manufacturer's price adjusted for depreciation. In case of total loss, it represents the compensation to the policyholder.

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Coverage in Two Wheeler Insurance

Coverage is the amount of risk that is covered for the policyholder through an insurance policy.

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RTO- Regional Transport Office

Your guide to RTO offices. Get insights into different locations

RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

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Zurich Kotak General Insurance

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