Nissan Car Insurance
Car insurance price starting at just ₹2,094*
Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
4600+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
24/7
Around The Clock Assistance
Note: The above data is till 1st April, 2025
Buy/Renew Nissan car insurance policy online
Nissan has built a strong reputation for reliable engineering, thoughtful design, and long-lasting performance. Whether it’s the versatile Magnite, the refined Sunny, or the compact Micra, every Nissan car is made to deliver comfort and confidence on the road. To keep that experience worry-free, it’s important to have the right Nissan car insurance in place. It helps cover repair costs, third-party liabilities, and losses from accidents, theft, or natural calamities, ensuring financial protection when you need it most.
If your existing policy is nearing expiry, opting for Nissan car insurance renewal online is the easiest way to continue your coverage. With Zurich Kotak General Insurance, you can compare plans, select add-ons that suit your driving needs, and renew instantly, all from the comfort of your home.
Why do you need Nissan car insurance?
Nissan cars are valued for their reliability, comfort, and practical design, making them a top choice for drivers who want both performance and style. Even the most dependable vehicles, however, are exposed to risks on the road. Car insurance protects you from the financial impact of accidents, theft, fire, or natural disasters, while also covering legally required third-party liabilities. With benefits like personal accident cover, roadside assistance, and cashless repairs, your car stays in excellent condition, and you can drive with confidence.
Zurich Kotak General Insurance offers Nissan car insurance that covers a wide range of risks, including accidents, fire, theft, and natural disasters. Optional add-ons such as zero depreciation, engine protection, and roadside assistance are available, along with access to a vast network of cashless garages that provide reliable support wherever you drive.
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Types of Nissan car insurance plan
Choosing the right Nissan car insurance plan protects you against a range of road risks. You can choose comprehensive coverage, third-party liability, or standalone own-damage protection, each providing specific benefits and peace of mind.
A comprehensive car insurance plan offers complete protection against both own-damage losses and third-party liability. It covers accidents, theft, natural disasters, and man-made incidents such as riots or fire. You can enhance coverage with add-ons such as zero-depreciation, engine protection, and roadside assistance.
Mandatory under Indian law, third-party car insurance provides coverage for financial liabilities arising from injury, death, or property damage caused to another person by your Nissan vehicle. It ensures legal compliance and road safety in India.
The standalone own-damage insurance covers repair or replacement costs for your Nissan due to accidents, natural disasters, or fire. It excludes third-party liability but can be purchased separately if you already hold a valid third-party policy.
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Benefits of buying Nissan car insurance online
When insuring your Nissan car, purchasing online brings ease and transparency:
● Quick policy issuance with minimal paperwork
● Compare premiums, coverage, and add-ons before purchasing.
● Access to Zurich Kotak’s vast cashless garage network across India
● 24x7 assistance for claims and emergencies
● Instant policy renewal and NCB retention benefits
● Secure online payments and immediate policy download
What's covered/not covered under Nissan Car Insurance Policy?
Knowing what your Nissan car insurance covers and what it doesn’t, helps you stay informed and prepared for any situation on the road.
What’s Covered Under Nissan Car Insurance?
Zurich Kotak Nissan car insurance protects you against a range of road risks, providing financial security and peace of mind. It covers:
● Accidental Damage: Repair or replacement due to collisions or impacts.
● Fire, Explosion & Self-Ignition: Losses from fire, explosions, or spontaneous ignition.
● Theft & Total Loss: Compensation up to the Insured Declared Value (IDV).
● Natural and Man-Made Calamities: Damage from floods, storms, earthquakes, riots, and vandalism.
● Third-Party Liability: Injury, death, or property damage caused to others.
● Personal Accident Cover: Compensation for injury or death of the owner-driver.
What’s Not Covered Under Nissan Car Insurance?
● Mechanical or electrical breakdown, and normal wear and tear.
● Regular consumables like oil, nuts, bolts, and excessive labour charges.
● Driving without a valid licence or under the influence of alcohol/drugs.
● Racing or undisclosed commercial use.
● Damage due to war, terrorism escalation, or nuclear events.
● Intentional or fraudulent damage.
● Accidents outside India’s geographical limits.
Nissan car insurance add-ons
Enhance your Nissan car insurance policy with Zurich Kotak by opting for add-ons that provide additional financial protection:
Depreciation Cover
The Depreciation Cover add-on ensures full claim payout for replaced parts without depreciation deductions, maximising your settlement for approved claims.
Roadside Assistance
The Roadside Assistance add-on provides 24×7 help, including towing, battery jump-starts, emergency fuel, flat-tyre assistance, and minor on-spot repairs nationwide.
Engine Protect
The Engine Protect add-on covers repair or replacement costs for engine and gearbox damage caused by water ingress, oil leakage, or sudden failures.
Consumables Cover
The Consumables add-on covers small parts and expendables such as nuts, bolts, lubricants, and filters used during claim-related repairs, reducing out-of-pocket expenses.
Return to Invoice
The Return to Invoice add-on reimburses the difference between the original invoice and Insured Declared Value in case of total loss or theft.
Loss of Personal Belongings
The Loss of Personal Belongings add-on reimburses stolen or damaged personal items from the insured vehicle during a covered incident, subject to policy limits.
Tyre Protect
The Tyre Protect add-on covers repair or replacement costs for tyres and tubes damaged due to road hazards or accidents, excluding wear and tear.
Clutch Protect
The Clutch Protect add-on covers repair or replacement costs of the clutch assembly and related parts damaged due to clutch burn.
Key Replacement
The Key Replacement add-on covers the cost of replacing lost or stolen car keys.
How to Buy or Renew Nissan Insurance Policy?
Buying Nissan car insurance online with Zurich Kotak is simple and convenient.
Get a Quote – Visit the Zurich Kotak car insurance page and click on “Get a Car Insurance Quote”.
Enter Car Details – Provide your Nissan’s details, including model, make, registration number, and manufacturing year.
Provide Personal Details – Fill in your personal information, including your contact details and address.
Choose Coverage and Add-Ons – Select the type of coverage (Comprehensive, Own Damage, or Third-Party) and any optional add-ons like zero depreciation or engine protection.
Make Payment – Complete the secure online payment, and your Nissan insurance policy will be issued instantly.
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How to renew your Nissan car insurance for old cars
Renewing your Nissan car insurance for an older vehicle with Zurich Kotak is quick and straightforward.
This process helps maintain continuous coverage and retain benefits such as the No Claim Bonus.
Visit the Renewal Page – Go to the Zurich Kotak car insurance renewal section and select the policy you wish to renew.
Enter Policy Details – Provide your existing policy number or customer ID along with your registered mobile number, then click ‘Submit’.
Verify Existing Policy – Your policy details will be displayed for verification. You can choose to renew the same coverage or make modifications if needed.
Pay the Renewal Premium – Complete the payment online, and your renewed Nissan car insurance policy will be issued instantly.
How to file a car insurance claim at Zurich Kotak General Insurance
Filing a claim has never been this easy – we made sure of it
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
On cashless facility confirmation, the vehicle can be repaired at a preferred network garage, on payment made directly to the garage.
You will only be required to pay the deductible as mentioned in the policy, and the depreciation value, salvage, etc., as informed by the surveyor.
Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
Documents required for filing a car insurance claim
Get familiar with the documents needed for speedy claim process
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
How to download your Nissan Car Insurance policy copy?
If you misplace your Nissan car insurance policy, you can download it online quickly to avoid any inconvenience or fines. Follow these steps:
Visit the Website – Go to the official Zurich Kotak portal and select the option to download your policy.
Enter Policy Number – Provide your valid Nissan car insurance policy number.
Enter Contact Details – Input your registered mobile number or email ID.
Get OTP – Click to receive a One-Time Password (OTP) for verification
Download Policy Copy – Enter the OTP and download your digital Nissan car insurance policy instantly.
Zurich Kotak General Insurance cashless network garages
Our cashless network garages makes roadside assistance a sleek experience at the time of uncertainty
Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Zurich Kotak General Insurance without the need for upfront payment.
Car Insurance glossary
There's always more to know about Car Insurance
The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.
The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.
Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.
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FAQs on Nissan Car Insurance
Yes, you can easily buy Nissan car insurance online from Zurich Kotak General Insurance. Visit the website, enter your vehicle details, choose your coverage type, add optional covers, and make a secure payment. The digital policy will be issued instantly and emailed to you.
You can lower your Nissan Magnite insurance premium by opting for a higher voluntary deductible, maintaining a clean driving record, installing anti-theft devices, and utilising No Claim Bonus (NCB) benefits. Comparing plans and avoiding unnecessary add-ons also helps reduce costs.
The price depends on the model, manufacturing year, location, and selected add-ons. Basic third-party premiums start around ₹2,094* annually, while comprehensive coverage varies based on IDV and features chosen.
Visit the Zurich Kotak renewal page, enter your existing policy number or registered mobile number, verify the details, and make a secure payment. The renewed policy is issued instantly via email, ensuring uninterrupted coverage.
If no claims were filed in the previous policy period, Zurich Kotak automatically applies your eligible NCB discount to the renewal premium, offering savings of up to 50%.
With Zurich Kotak’s digital process, your Nissan can be insured within minutes. Enter vehicle details, select coverage, complete payment, and receive the policy instantly.
Driving without valid insurance violates the Motor Vehicles Act, 1988, attracting fines or licence suspension. You’ll also bear all repair and legal costs in case of accidents or third-party damage.
Yes, submit a written request with proof of alternate coverage or vehicle sale. Zurich Kotak adjusts charges for the period used before processing the cancellation, as per regulations.
Yes, your current policy’s NCB and benefits can be transferred to a new Nissan. Provide ownership transfer documents and a copy of the new car’s RC to Zurich Kotak support.
Yes, Zurich Kotak Nissan car insurance covers damage to the engine and electrical parts through the Engine Protection Add-On. This add-on provides compensation for damage caused by water ingress, oil leakage, or short circuits, making it particularly useful during floods or the monsoon season.