Car Insurance In Chandigarh

Car Insurance Premium

The car insurance policy premium refers to the amount paid periodically by the policyholder to the insurance company for the coverage as per the policy.

Coverage in Car Insurance Policy

Coverage is the amount of risk that is covered under a car insurance policy.

Own Damage Cover in Car Insurance

Own damage cover in car insurance protects the insured vehicle against the damages caused due to accidents, and man-made and natural calamities such riots, theft, fire, flood, etc.

Cashless Claims in Car Insurance

When you get your damaged car repaired at your insurance provider's network garage, the insurer pays the garage directly. Since the policyholder does not have to handle this expense from his/her own pocket, this facility is called a cashless claim.

Comprehensive Coverage in Car Insurance

Comprehensive car insurance covers a four-wheeler against own and third-party damages. It provides financial help to the policyholder if the insured car has sustained damages due to road accidents, natural disasters, artificial calamities, theft, fire, etc.

Deductibles in Car Insurance

In car insurance, deductibles are a part of the claim amount you will pay from your pocket during claim settlement. The rest of the claim amount is paid by the insurance company. There are two types: voluntary and compulsory deductible.