Cashless garage facility: How is it important?

At Zurich Kotak Car Insurance, we constantly strive to offer the best services and facilities to our customers. Among these are cashless garage facilities. In today's time, car cashless insurance has become more popular than ever before due to its hassle-free advantages.

Cashless garage facility

A cashless garage, as the name suggests, is a facility under a comprehensive car insurance policy in which a car owner can get the vehicle repaired without having to clear hefty repair bills from their pocket. This means your insurer settles all the bills directly with the garage without causing you any trouble. You would only have to pay the uncovered expenses, if any.

Cashless garages are the partner garages of an insurance company where you can avail of features of cashless motor insurance. Zurich Kotak currently has a network garage of over 4000. In case your insured vehicle gets damaged, you can take your vehicle to any of these 4000 network garages and avail of cashless garage facilities.

How do cashless garages benefit you?

Here are the reasons why having a cashless car insurance policy is helpful:

1. Reduced paperwork

With a car cashless insurance, you do not have to undergo heavy paperwork. The process is quite simple and quick. You have to inform your insurer and take the vehicle with policy papers to a nearby network garage.

2. No load on the policyholder

One of the best features of cashless garages is you need not pay a hefty amount from your end. Unlike in a reimbursement claim, where you first have to pay and then raise a claim, in cashless garage facilities, your insurer pays all the admissible bills directly to the garage.

3. No financial burden

With cashless claims, you do not have to bear the load of bill payments. Hence, you do not have to run around arranging funds or put your financial commitments on hold in order to get your vehicle repaired. Your insurer is there to do the needful.

How does a cashless car insurance policy work?

A cashless car insurance policy can be availed to get your car repaired under a comprehensive insurance plan. For this, all you have to do is inform your insurance company about the incident and visit the nearest network garage with your vehicle. In case your vehicle is not in the condition to be driven, it can be towed.

Zurich Kotak Car Insurance will inspect the vehicle, prepare a bill estimate and share the details with you. The repair service will begin soon. Once the vehicle is repaired, you will be able to take it home. All the admissible costs will be directly paid to the garage by the insurer.

Summing up

Four-wheeler insurance not just fulfils the legalities but is also a safety shield for your vehicle. Having access to a cashless car insurance policy can further enhance your experience.

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