General insurance that has it all

Get the best features around

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    4400+

    Network garages

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    11200+

    Healthcare providers

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    2.07 cr policies +

    Issued and counting

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    24/7

    Around the clock assistance

Note: The above data is till 30th Sep, 2024

Why choose Zurich Kotak General Insurance

We protect you, your future and the things you care about

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    A trusted brand

    Zurich Kotak as a combined entity, harnesses Zurich's global insurance expertise and Kotak's deep understanding of the financial needs in the Indian market to create a brighter future together.

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    Get claims super fast & quick

    Insurance is a long-term endeavour, so we ensure customers with peace of mind, protecting them against all odds, no matter what. Thus, we have a fast and hassle-free claim process.

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    You can count on Zurich Kotak General Insurance at all times

    Zurich Kotak General Insurance is a safety net for people when life unexpectedly throws curveballs in their way. That's why we are here at your service, 24/7, with our team of experts ready to help & assist you anywhere, anytime.

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    Claims experience

    Amongst the best claims settlement ratios with 93.56% for car insurance & 89% for health insurance for FY 24

Reviews & Ratings

Look what they have to say about Zurich Kotak General Insurance.

We are delighted if you are satisfied with our general insurance service and products. Let's read genuine reviews from customers who bought Zurich Kotak General Insurance products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Bike Insurance

It was a smooth experience. Will surely recommend my friends for Kotak General Insurance. Thank you it was a good experience.

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Health Insurance

No regrets for choosing Kotak health insurance policy. Very happy to share this feed back.

The insurance that fits your needs

Cause we care

Car Insurance

Safeguarding you always, so you drive happy

  • Comprehensive car insurance plans will take care of you when you need us the most

  • 93.56% claim settlement ratio

  • Instant policy issuance

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image8 out of 10 opt add-ons for enhanced protection

Health Insurance

Your bridge to premier healthcare

  • Comprehensive health insurance plans will take care of you when you need us the most

  • 89% claim settlement ratio

  • 11200+ network of cashless hospitals

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Bike Insurance

Make every ride a safe one with us

  • Protect your ride with two-wheeler insurance that provide coverage, keeping you and your beloved bike safe while riding.

  • 93.56% claim settlement ratio

  • 24/7 claim assistance

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imageNo inspection; hassle free policy

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Car Insurance

Safeguarding you always, so you drive happy

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  • Comprehensive car insurance plans will take care of you when you need us the most

  • 93.56% claim settlement ratio

  • Instant policy issuance

Health Insurance

Your bridge to premier healthcare

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  • Comprehensive health insurance plans will take care of you when you need us the most

  • 89% claim settlement ratio

  • 11200+ network of cashless hospitals

Head over to our learning centre

Frequently asked questions

General insurance, also known as non-life insurance, refers to a type of insurance that provides coverage for various risks and losses other than those related to life or health. It includes insurance policies that protect individuals, businesses, and assets against financial losses resulting from unforeseen events.

The 7 types of general insurance are as follows

  1. Motor insurance

  2. Car insurance

  3. Two wheeler insurance

  4. Liability insurance

  5. Health insurance

  6. Travel insurance

  7. Marine insurance

  8. Property insurance

  9. Pet insurance

General insurance refers to insurance coverage that protects individuals, businesses, and assets against a wide range of risks and losses, excluding life or health-related risks. General insurance provides benefits such as financial protection, risk management, business continuity, legal compliance, peace of mind, customized coverage and additional benefits in exchange for regular premium payment.

General insurance provides coverage for various risks and losses other than those related to life. Motor insurance is one of the examples which offers coverage for vehicles against risks like accidents, theft, vandalism, third-party liability, and damage to the vehicle. Another example is while health insurance generally falls under life insurance, it can also be considered a type of general insurance. Health insurance provides coverage for medical expenses, hospitalization costs, and other healthcare-related expenses.

The principles of general insurance serve as the foundation for how these policies are designed and operated. It encompasses a wide range of insurance products that provide coverage for assets, liabilities and risks other than life.

Zurich Kotak General Insurance offers comprehensive insurance for private and commercial use vehicles. It also offers comprehensive health insurance to keep you financially protected during times of illness which is beneficial for policy holders.

Within India: 1800 266 4545 (toll-free) from overseas: +91-22-69417220 (IST 8 am to 8 pm) for roadside assistance and health claims 24/7.

Every non-life asset holds a financial value which can lead to major setbacks if damaged or stolen; similarly, the rising healthcare costs can completely drain your savings if you or any member of the family suffers from any health ailments. This is why having general insurance is vital to protect your finances during such critical times. General insurance provides financial protection for self and family owing to the risks that may be caused due to diseases, accidents, theft, natural calamities, etc. You can choose general insurance online for your health and your motor vehicle from our website.

Yes, you can buy general insurance online. Buying general insurance online is safe if you buy it from an IRDAI registered insurer and an authentic website. Buying general insurance online can be a quick and easy process and requires little or no documentation. Also, you can customize your insurance by choosing the riders you need to get enhanced protection.

General Insurance covers all non-life assets such as your home, vehicle, health, and even your travel from any damages caused due to theft, accident, manmade or natural calamities. There is a range of insurance plans to cover each of your assets.