A trusted brand
Zurich Kotak as a combined entity, harnesses Zurich's global insurance expertise and Kotak's deep understanding of the financial needs in the Indian market to create a brighter future together.
Reviews & Ratings
What are you looking for?
Car
Bike
Health
Travel
Renewal
General insurance that has it all
Get the best features around
4400+
Network garages
11200+
Healthcare providers
2.07 cr policies +
Issued and counting
24/7
Around the clock assistance
Note: The above data is till 30th Sep, 2024
Why choose Zurich Kotak General Insurance
We protect you, your future and the things you care about
Get claims super fast & quick
Insurance is a long-term endeavour, so we ensure customers with peace of mind, protecting them against all odds, no matter what. Thus, we have a fast and hassle-free claim process.
You can count on Zurich Kotak General Insurance at all times
Zurich Kotak General Insurance is a safety net for people when life unexpectedly throws curveballs in their way. That's why we are here at your service, 24/7, with our team of experts ready to help & assist you anywhere, anytime.
Claims experience
Amongst the best claims settlement ratios with 93.56% for car insurance & 89% for health insurance for FY 24
Look what they have to say about Zurich Kotak General Insurance.
We are delighted if you are satisfied with our general insurance service and products. Let's read genuine reviews from customers who bought Zurich Kotak General Insurance products.
Car Insurance
Dinesh Kumar Jaiswal
Bike Insurance
Preeti Rishi Galrani
Health Insurance
P Kaseesh
The insurance that fits your needs
Cause we care
Comprehensive car insurance plans will take care of you when you need us the most
93.56% claim settlement ratio
Instant policy issuance
8 out of 10 opt add-ons for enhanced protection
Comprehensive health insurance plans will take care of you when you need us the most
89% claim settlement ratio
11200+ network of cashless hospitals
Protect your ride with two-wheeler insurance that provide coverage, keeping you and your beloved bike safe while riding.
93.56% claim settlement ratio
24/7 claim assistance
No inspection; hassle free policy
Car Insurance
Safeguarding you always, so you drive happy
Health Insurance
Your bridge to premier healthcare
Head over to our learning centre
Frequently asked questions
General insurance, also known as non-life insurance, refers to a type of insurance that provides coverage for various risks and losses other than those related to life or health. It includes insurance policies that protect individuals, businesses, and assets against financial losses resulting from unforeseen events.
The 7 types of general insurance are as follows
Marine insurance
Property insurance
Pet insurance
General insurance refers to insurance coverage that protects individuals, businesses, and assets against a wide range of risks and losses, excluding life or health-related risks. General insurance provides benefits such as financial protection, risk management, business continuity, legal compliance, peace of mind, customized coverage and additional benefits in exchange for regular premium payment.
General insurance provides coverage for various risks and losses other than those related to life. Motor insurance is one of the examples which offers coverage for vehicles against risks like accidents, theft, vandalism, third-party liability, and damage to the vehicle. Another example is while health insurance generally falls under life insurance, it can also be considered a type of general insurance. Health insurance provides coverage for medical expenses, hospitalization costs, and other healthcare-related expenses.
The principles of general insurance serve as the foundation for how these policies are designed and operated. It encompasses a wide range of insurance products that provide coverage for assets, liabilities and risks other than life.
Zurich Kotak General Insurance offers comprehensive insurance for private and commercial use vehicles. It also offers comprehensive health insurance to keep you financially protected during times of illness which is beneficial for policy holders.
Within India: 1800 266 4545 (toll-free) from overseas: +91-22-69417220 (IST 8 am to 8 pm) for roadside assistance and health claims 24/7.
Every non-life asset holds a financial value which can lead to major setbacks if damaged or stolen; similarly, the rising healthcare costs can completely drain your savings if you or any member of the family suffers from any health ailments. This is why having general insurance is vital to protect your finances during such critical times. General insurance provides financial protection for self and family owing to the risks that may be caused due to diseases, accidents, theft, natural calamities, etc. You can choose general insurance online for your health and your motor vehicle from our website.
Yes, you can buy general insurance online. Buying general insurance online is safe if you buy it from an IRDAI registered insurer and an authentic website. Buying general insurance online can be a quick and easy process and requires little or no documentation. Also, you can customize your insurance by choosing the riders you need to get enhanced protection.
General Insurance covers all non-life assets such as your home, vehicle, health, and even your travel from any damages caused due to theft, accident, manmade or natural calamities. There is a range of insurance plans to cover each of your assets.
Home insurance for your home
Motor insurance for all vehicles plying on roads. This insurance is further sub-divided into four-wheeler insurance, two-wheeler insurance, and commercial vehicle insurance.
"Always by your side. Keeping you safe"