Can you Get Bike Insurance Details by Vehicle Registration Number?

Under the Motor Vehicles Act of 1988, it has been mandatory for every vehicle owner to get an insurance policy for their vehicle. If you own a two-wheeler, you must have it insured to ride the bike legally on the road. What if you want to check the details of your bike insurance policy or recover papers that you have lost? The simplest way is to check bike insurance online by registration number.

What is the Bike Registration Number?

Before proceeding with the process of getting insurance details of bike by registration number you must understand what a bike registration number (RC) is. When you purchase a bike, it is compulsory to register your two-wheeler with the RTO. The RTO provides an RC, which is the ultimate document to prove legal ownership of the bike. The RC has all the details of the bike and is an important document for getting your vehicle insured.

What is Bike Insurance?

Bike insurance is a contract that you enter with an insurance company, and the latter promises to bear the financial expenses in case of an accident or theft. Insurance companies have varying coverage policies that you must explore before finalising.

How to Check Bike Insurance Details by Vehicle Number?

Here’s a quick step-by-step guide that you can use to find active bike insurance policy details by number plate or recover lost documents of the insurance policy:

Step 1

Open the official website of either of these portals: The State Transport Department, RTO, or the Ministry of Road Transport and Highways.

Step 2

Once you visit the website, you will be able to locate a window where you can enter your bike registration number. Open the window and fill in the details.

Step 3

You will be redirected to a page featuring all the details of your bike, including the insurance plan. From here, you can check the insurance plan's validity and renewal details and download insurance documents.

The government of India has synced all your vehicle's documents to the RC, making it easy to access every detail of your bike.

What Happens When You Don't Have a Vehicle Registration Number Also?

If you have lost your bike RC, look for the registration number on the number plate of your bike. The registration number can help you find your bike RC and then check the insurance policy.

Apart from this, the other method to verify insurance details is to contact the insurance provider. You will have to share details of your bike, including RC, and the insurer will verify the documents. Once the insurer is satisfied, they can provide you with insurance details and duplicate insurance papers as well.

Conclusion

In India, two-wheeler owners must have third-party insurance, at least, to ride their bikes legally. These official road transport websites allow you to easily verify your bike insurance status with your registration number. They are designed with a user-friendly interface for smooth navigation and easy accessibility for all.